Graduated in December 2023, but federal student loan servicer still lists my loan status as "in school" and that repayments will not begin until December 2025?

hungariantoast
2026-02-21T03:56:02Z

Screenshot for clarity

My understanding was that after I graduated, I would have a six-month grace period, during which no loan payments would be due.

At some point during that six-month grace period, my university should have notified "the feds" or my loan servicer that I graduated, so they could appropriately adjust my loan status and start date of repayments.

Well, we are seven, almost eight months post-graduation, and my loan repayments are still not due until December 2025.

I'm still looking for a job, so if I can continue to put off repayment, that would be great.

Of course, if my loan status finally updates, and the servicer realizes I was supposed to start repayment in July 2024, but didn't, then that would not be great.

What do?

Literally this evening I intended to just go ahead and sign up for the SAVE plan, so I wouldn't have any payments until I got a job, even if my loan servicer woke up and realized their mistake. Unfortunately, republicans hate America, so that plan is looking dead in the water. I might go ahead and try to sign up anyways. Maybe I will continue to get lucky.

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