Excuse me, but when the world's billionaires have massively increased their wealth during this pandemic, I refuse to believe that "frugal living" is a "duty" on the part of the rest of us. It is...
Even if you aren't affected by the pandemic, in times like these, it becomes the duty of every citizen to get accustomed to a lifestyle of simple and frugal living, and give the excess to those in need of it. Below are some ways to adopt a less expensive lifestyle.
Excuse me, but when the world's billionaires have massively increased their wealth during this pandemic, I refuse to believe that "frugal living" is a "duty" on the part of the rest of us. It is their duty to disgorge some of their hoarded wealth, and it is our right to force them to do so.
Thank you - I'm glad someone mentioned this. The solution isn't make the 99% start trimming expenses and living a frugal life - it's make the 1% (and the giant corporations) pay their share -...
Thank you - I'm glad someone mentioned this. The solution isn't make the 99% start trimming expenses and living a frugal life - it's make the 1% (and the giant corporations) pay their share - globally.
It's a little like asking us not to use hairspray to save the ozone layer while countries are dumping CO2 into the air unfettered. I get that every little bit helps, but it does feel a little...
It's a little like asking us not to use hairspray to save the ozone layer while countries are dumping CO2 into the air unfettered. I get that every little bit helps, but it does feel a little disingenuous.
Yes to this! I’ve never been in debt with a credit card. I use it like a debit card and only spend what I have, then pay the full balance each month via autopay. The cash back rewards are great.
Yes to this! I’ve never been in debt with a credit card. I use it like a debit card and only spend what I have, then pay the full balance each month via autopay. The cash back rewards are great.
Although for those who aren't comfortable with credit cards for whatever reason, there are a smattering of checking accounts that offer cash back rewards on debit usage as well. I've been using...
Although for those who aren't comfortable with credit cards for whatever reason, there are a smattering of checking accounts that offer cash back rewards on debit usage as well. I've been using Discover's checking account for a year now, especially since I discovered that grocery store-purchased money orders count towards the cash back, even though technically they're not supposed to. Now I'm getting 1% back on my rent payments without the service fee of paying directly with a card eating it up.
I don't see why not, but I'm sure that'll be a quick way to get them shut down. It already only works with ones purchased at a grocery store service desk, not anywhere else, so I'm unsure of how...
I don't see why not, but I'm sure that'll be a quick way to get them shut down. It already only works with ones purchased at a grocery store service desk, not anywhere else, so I'm unsure of how long that'll last.
That would certainly make sense as the intention, but it sounded like there was a (probably accidental) loophole for money orders - you can just deposit those in your own account, right?
That would certainly make sense as the intention, but it sounded like there was a (probably accidental) loophole for money orders - you can just deposit those in your own account, right?
During the first year of the pandemic Chase would give me 2.5% or something like that in cash back (technically statement credits but it’s no different to me). Basically their travel rates for...
During the first year of the pandemic Chase would give me 2.5% or something like that in cash back (technically statement credits but it’s no different to me). Basically their travel rates for sapphire cards - but on everyday purchases because no one was traveling. Sadly that’s not a program they still seem to be running.
Some of these are... odd. Like, why are you telling me to buy a new computer and phone instead of just using what I already have? If this is a way for me to personally save money, why would I be...
Some of these are... odd. Like, why are you telling me to buy a new computer and phone instead of just using what I already have? If this is a way for me to personally save money, why would I be spending money on ERP systems in the first place? And there's a lot of advice about food, to the point that it seems to be personalized to the author's personal experiences.
I like pairing back things you don't need. However, I wasn't so happy with this statement: I don't like the idea of underpaying or turning a career into a gig. You can absolutely use these sites...
I like pairing back things you don't need.
However, I wasn't so happy with this statement:
Vetted and professional engineers can be hired literally for pennies these days through job sites like Upwork and Fiverr. It only makes sense to take control of your computing and avoid heavy cash outflows.
I don't like the idea of underpaying or turning a career into a gig. You can absolutely use these sites but there might be a really talented local engineer or artist that can provide the same service. It will likely cost more because you're paying for a localized cost of living but you're also helping to create a healthier local community.
I have so many things that I need to sell but the problem is I get paralysis about how to do so in the best/most efficient way. I tend to donate a lot of things I no longer need, but I do have a...
I have so many things that I need to sell but the problem is I get paralysis about how to do so in the best/most efficient way. I tend to donate a lot of things I no longer need, but I do have a hard time parting with items I know have a little more value.
I've never tried Reddit, but my few eBay experiences in the past have not been great. Granted it's been many years, but they were bad enough experiences for me to be pretty turned off of that...
I've never tried Reddit, but my few eBay experiences in the past have not been great. Granted it's been many years, but they were bad enough experiences for me to be pretty turned off of that platform.
There are some good apps for selling second hand stuff like OLX, Quickr, etc. but not sure they work in your country or not. You can probably even try the "Facebook Marketplace".
There are some good apps for selling second hand stuff like OLX, Quickr, etc. but not sure they work in your country or not. You can probably even try the "Facebook Marketplace".
Excuse me, but when the world's billionaires have massively increased their wealth during this pandemic, I refuse to believe that "frugal living" is a "duty" on the part of the rest of us. It is their duty to disgorge some of their hoarded wealth, and it is our right to force them to do so.
Thank you - I'm glad someone mentioned this. The solution isn't make the 99% start trimming expenses and living a frugal life - it's make the 1% (and the giant corporations) pay their share - globally.
It's a little like asking us not to use hairspray to save the ozone layer while countries are dumping CO2 into the air unfettered. I get that every little bit helps, but it does feel a little disingenuous.
Yes to this! I’ve never been in debt with a credit card. I use it like a debit card and only spend what I have, then pay the full balance each month via autopay. The cash back rewards are great.
Although for those who aren't comfortable with credit cards for whatever reason, there are a smattering of checking accounts that offer cash back rewards on debit usage as well. I've been using Discover's checking account for a year now, especially since I discovered that grocery store-purchased money orders count towards the cash back, even though technically they're not supposed to. Now I'm getting 1% back on my rent payments without the service fee of paying directly with a card eating it up.
Now that does sound like an interesting hack - can you get large money orders to yourself and just skim the cashback à la the old dollar coin trick?
I don't see why not, but I'm sure that'll be a quick way to get them shut down. It already only works with ones purchased at a grocery store service desk, not anywhere else, so I'm unsure of how long that'll last.
I don’t believe so. Any straight-to-cash orders are exempt on all my cashback cards.
That would certainly make sense as the intention, but it sounded like there was a (probably accidental) loophole for money orders - you can just deposit those in your own account, right?
Yeah, I can’t think of anywhere that would work, but maybe it did in the past!
During the first year of the pandemic Chase would give me 2.5% or something like that in cash back (technically statement credits but it’s no different to me). Basically their travel rates for sapphire cards - but on everyday purchases because no one was traveling. Sadly that’s not a program they still seem to be running.
I enjoy both, and the latter can be had on the cheap by utilizing your local library in some places in the US or even buying DVDs on the cheap.
Some of these are... odd. Like, why are you telling me to buy a new computer and phone instead of just using what I already have? If this is a way for me to personally save money, why would I be spending money on ERP systems in the first place? And there's a lot of advice about food, to the point that it seems to be personalized to the author's personal experiences.
I took it as if you need to buy a new one of these items.
I like pairing back things you don't need.
However, I wasn't so happy with this statement:
I don't like the idea of underpaying or turning a career into a gig. You can absolutely use these sites but there might be a really talented local engineer or artist that can provide the same service. It will likely cost more because you're paying for a localized cost of living but you're also helping to create a healthier local community.
I have so many things that I need to sell but the problem is I get paralysis about how to do so in the best/most efficient way. I tend to donate a lot of things I no longer need, but I do have a hard time parting with items I know have a little more value.
I've never tried Reddit, but my few eBay experiences in the past have not been great. Granted it's been many years, but they were bad enough experiences for me to be pretty turned off of that platform.
There are some good apps for selling second hand stuff like OLX, Quickr, etc. but not sure they work in your country or not. You can probably even try the "Facebook Marketplace".