How do you decide when to buy a new computer, smartphone, etc.?

crissequeira
2025-05-16T07:30:43Z

I have been thinking about this issue lately because I own some devices that still work as normal, but are really old (one being almost eight, and the other almost seven years old).

The dilemma is the following:

I don’t actually need to upgrade these devices, because newer models don’t have any new features that I have any need of. What my current devices do is all that I need them to do, and that could probably still be true for many more years to come.

In other words, if I get an upgrade now, then I would be wasting money because I could just stick with my current device until it breaks for good and then buy a new one instead.

The problem is that, if I wait until that point, then I’ll be left without a device that I need for everything that I do on a daily basis, until I have been able to save up the money to buy a new one.

This makes me think that I should maintain a “critical device failure” fund, just in case. But even if I do, that doesn’t solve all the problems.

With my smartphone, for example, I use it for online banking authentication. There is no alternative system that I can use where I live, and this system can only be tied to one device at a time. There is always the risk that if I lose my phone, then I would also lose access to my online banking app, which is a service that due to certain circumstances, my wife and I use on a daily basis. We truly depend on it. I would have to quickly buy a new device, and then rush to the bank, to go through a long and gruesome process of getting the permission to install the app on the new phone (true story).

Ironically, I can “transfer” the app between devices, but that feature is useless if I let my smartphone completely die first.

And there are many other similar apps and services that I regularly use, which I can hold on one device only.

I also know, however, that whatever date I choose to upgrade these devices on, will be a mostly arbitrary one. So... shrug

Just to give you a final example: The battery on my smartphone wasn’t doing too well, so after almost six years, I finally got it replaced. It was surprisingly cheap, considering how it breathed new life into my device. Maybe I was just imagining it, but it suddenly seemed to work faster, not to mention that the battery lasts way longer now, obviously. Many people that I know though, would just have tossed this six-year-old device and gotten a new one. For them, a dying battery is synonymous with a dying phone, and at the six year mark, that’s... maybe not a completely unreasonable way of thinking?

But anyway.

How do you device when you upgrade a device?

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