fefellama's recent activity
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Comment on Offbeat Fridays – The thread where offbeat headlines become front page news in ~news
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Comment on What games have you been playing, and what's your opinion on them? in ~games
fefellama Link ParentIn case you haven't heard of it or played it before, I'd recommend checking out Pentiment as well. Completely different style of game, but similar setting and equally good story-telling and...In case you haven't heard of it or played it before, I'd recommend checking out Pentiment as well. Completely different style of game, but similar setting and equally good story-telling and world-building.
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Comment on Knights of Guinevere in ~tv
fefellama Link ParentAgreed. Side note, but something about this pilot gave me similar vibes to Scavengers Reign, which I also really enjoyed. They're not super similar in story, but maybe it has something to do with...Agreed.
Side note, but something about this pilot gave me similar vibes to Scavengers Reign, which I also really enjoyed. They're not super similar in story, but maybe it has something to do with the detailed and imaginative sci-fi settings, plus a more adult-oriented story and animation, and a pervasive sense of unease throughout the show.
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Comment on Offbeat Fridays – The thread where offbeat headlines become front page news in ~news
fefellama Link ParentMajor cyberpunk vibes off this one. Like, I get it. It's just such a strange news story to hear about a lawsuit against digital avatars of 'famous' celebrities.Major cyberpunk vibes off this one.
Advocates of virtual K-pop idols say the avatars can alleviate pressure from human idols, who face intense scrutiny over their personal lives.
Like, I get it. It's just such a strange news story to hear about a lawsuit against digital avatars of 'famous' celebrities.
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Comment on Knights of Guinevere in ~tv
fefellama LinkDamn, very well polished for a pilot! Loved the animation and story and world-building. Thanks for sharing, OP! Hope they make the full season.Damn, very well polished for a pilot! Loved the animation and story and world-building. Thanks for sharing, OP! Hope they make the full season.
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Comment on Knights of Guinevere in ~tv
fefellama Link ParentMascot with two big round circles on head.... Those labs towards the end looked exactly like the giant ball at EPCOT. Disney-punk 100%.Mascot with two big round circles on head....
Those labs towards the end looked exactly like the giant ball at EPCOT.
Disney-punk 100%.
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Comment on Deep Rock Galactic: Survivor | Official version 1.0 launch trailer in ~games
fefellama Link ParentI envy you. I just can't seem to get into the same rhythm after putting a good RPG or other story-based game down for a few days. So these days I tend to lean towards either shorter stories that I...Lately, when I do have time I still want to try and make progress in my bigger games, even if I end up with a disjointed memory of the overall story.
I envy you. I just can't seem to get into the same rhythm after putting a good RPG or other story-based game down for a few days. So these days I tend to lean towards either shorter stories that I can finish in like one or two play sessions (like say over a weekend), or roguelikes where I can play as much or as little as I want and then just come back to it months later without feeling totally lost.
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Comment on Deep Rock Galactic: Survivor | Official version 1.0 launch trailer in ~games
fefellama Link ParentMight be the perfect game for your situation then. One of the things I love most about the game is that I can play in short burst (like 5-15 mins) whenever I have some spare time, without worrying...Might be the perfect game for your situation then. One of the things I love most about the game is that I can play in short burst (like 5-15 mins) whenever I have some spare time, without worrying about a story or remembering things or having to load saves. Just pick up, play for a bit, then put down when life beckons.
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Comment on Deep Rock Galactic: Survivor | Official version 1.0 launch trailer in ~games
fefellama Link ParentI'd say it's definitely worth trying again. They've added a lot to the game (like weapons and weapon mods and challenges and game modes). I'm in a different boat since I never actually played DRG...I'd say it's definitely worth trying again. They've added a lot to the game (like weapons and weapon mods and challenges and game modes). I'm in a different boat since I never actually played DRG prior to playing this game. So I was very confused at the beginning (DRG:S does a terrible job of explaining what the different minerals and stuff you mine do, so it was a lot of trial and error before I learned that red sugar heals you, or that the other colorful ones were used to unlock things across different runs, or that gold and nitra are the main two currencies in each run, or that different levels will have unique objectives like the blue mineral or those mushrooms or whatever).
But once I got the hang of it and learned which resources did what, I felt that it was way more enjoyable than other survivor-like games. The added depth of having to mine for resources and the ability to create your own paths really adds to the typical mowing-down-hoards-of-enemies thing that survivor-likes do really well. Plus the visuals and audio and everything are all very well polished.
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Comment on Deep Rock Galactic: Survivor | Official version 1.0 launch trailer in ~games
fefellama Link ParentAgreed. My only gripe with it on the deck is that the letters are a tiny bit too small. Not a huge deal or anything, but I'd love to be able to set the visual scale to something like 110% or 125%....Agreed. My only gripe with it on the deck is that the letters are a tiny bit too small. Not a huge deal or anything, but I'd love to be able to set the visual scale to something like 110% or 125%. I can't remember exactly, but I think there's a setting for that in the game but it doesn't actually make the words any larger. Maybe there's a steam deck workaround that I'm not familiar with that could fix it, but it hasn't bothered me enough to seek it out.
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Comment on Deep Rock Galactic: Survivor | Official version 1.0 launch trailer in ~games
fefellama LinkI've been playing this game for a while now (actually just played some last night) and totally forgot it wasn't in 1.0 yet. It's felt pretty complete and polished for a few months now, if not...I've been playing this game for a while now (actually just played some last night) and totally forgot it wasn't in 1.0 yet. It's felt pretty complete and polished for a few months now, if not years. Great take on the survivor genre if anyone likes that sort of game. Good with a controller or on steam deck too.
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Comment on Growth vs. value stocks in ~finance
fefellama Link ParentAgree 100%, but I will add that even with index funds there are a ton of options/variety. So this post can still apply to people looking to do their own research, but instead of individual stocks...Agree 100%, but I will add that even with index funds there are a ton of options/variety. So this post can still apply to people looking to do their own research, but instead of individual stocks they could be debating between growth index funds or value index funds.
For example (in case anyone out there is brand new to this), you could invest in something like VOO which is a fund that tries to closely match the SP500 index (hence why it's called an index fund). Or you could go with VOOV or VOOG which are nearly the same as VOO but have a higher emphasis on stocks in the SP500 that are more value or growth oriented, respectively. So if you like value or growth specifically, you don't have to pick just one company you think will be good, you can go with an index of value/growth companies.
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Comment on Growth vs. value stocks in ~finance
fefellama (edited )Link ParentHey people can do what they please with their money but I feel very very very strongly against this mentality. It sounds good on paper, but if the people who have millions/billions at stake, who...As an individual investor your edge comes from investing in things your unique life experience gives you a strong signal is going to cause a change in an industry you know well and ignoring the rest (unlike the professional investor, you can choose not to play if there are no good moves).
Hey people can do what they please with their money but I feel very very very strongly against this mentality. It sounds good on paper, but if the people who have millions/billions at stake, who do this sort of thing for a living, every single day, who have mountains of data and every available analysis tool and prediction model at their disposal still can't consistently beat the market, then I sure as shit am not going to either, regardless of whether I spend a few hours each day/week/month researching some stocks.
Individual investors categorically do not have any sort of edge over the people who do this sort of thing for a living, who have way more skin in the game, and who have been doing this for decades. Sure there is always a chance that you could beat the market. But for every success story you see or read about, there are countless failed gambles that did not pay off. No one (except /r/wallstreetbets weirdos) shares 'hey look I just lost $100k by taking a chance on this random stock" yet a lot of people share their success stories when things go right.
TL;DR: if you are new to investing please do yourself a favor and listen to what @MimicSquid said about index funds. If you want to try beating the market, do so with a small percentage of your total investments to test the waters first before diving in and potentially losing a lot of money.
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Comment on Europa Universalis V | Trade and economics in ~games
fefellama LinkFuck me they actually did it. They fit the entirety of Victoria's economic system into Europa Universalis. I look forward to EU6 when they fully incorporate Crusader Kings' character and title...Fuck me they actually did it. They fit the entirety of Victoria's economic system into Europa Universalis. I look forward to EU6 when they fully incorporate Crusader Kings' character and title mechanics into EU as well. By 2100 there will just be one singular Paradox game that will start at like 600BC and go all the way to intergalactic colonization.
Jokes aside this shit is going to be daunting as fuck for new players. I really hope their tutorial is up to par at release because boy are we going to need it. Victoria has a notoriously difficult learning curve, even more-so than other Paradox games (which is saying something) and throughout this whole video I was just thinking to myself "oh cool, just like Vic3...".
Gonna be spending a lot of time reading the wiki in my first few weeks of playing this game, that's for sure.
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Comment on Investment club? in ~finance
fefellama Link ParentTrue for things like money market funds, treasury bills, and hysa's that are tied to the federal interest rate, but those 2-3 years could have been much better spent by being invested in an SP500...True for things like money market funds, treasury bills, and hysa's that are tied to the federal interest rate, but those 2-3 years could have been much better spent by being invested in an SP500 index fund like VOO or SPY.
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Comment on Investment club? in ~finance
fefellama Link ParentThat's part of the problem though. I too had an assignment like that in middle school where we had imaginary incomes based on our grades in the class and we had to create and stick to budgets and...In fact, the game was a competition among area schools. Which my team won! Though being so young, and playing with fake money, it's not like I retained a lot of that knowledge.
That's part of the problem though. I too had an assignment like that in middle school where we had imaginary incomes based on our grades in the class and we had to create and stick to budgets and plan vacations and discretionary spending. But like... it was all a game to us. Everyone just fucked around with it. I remember purchasing llamas as my discretionary spending because 13-year-old me thought it would be hilarious. It's hard for kids to grasp the seriousness of interest and debt and credit cards and investment returns when they're probably not going to need to use that knowledge for at least another few years.
Around the same time, I'm pretty sure I learned about compound interest in middle school Algebra class. But like when the fuck is a 13-year-old going to use compound interest in his daily life? So I learned it, passed my tests. Then forgot it all by the time it would actually be of any use to me in my 20s.
In high school I took an AP economics class and really all it taught us was supply and demand and Adam Smith. More theoretical than practical day-to-day knowledge.
Then in college I remember taking an intro to business course and it focused on those same things that you mentioned: P/E ratios, dividends, stock splits.... A bunch of stuff that might be useful to know as a manager of a large company, but not so much for the average Joe.
Yet despite taking all these finance/business/economics related classes throughout my life, at no point did anyone ever explain to me what an APR was. Teaching kids/teens about credit cards, compound interest, different types of debt, and maybe a little bit about taxes would go a long way towards helping kids not fuck up their lives as soon as they start earning a little money (or even before then in the case of student loans for college).
Side note, but this all reminds me of a Spanish teacher I had in elementary school. He would introduce some vocab words on Monday, then spend Tuesday, Wednesday, and Thursday ranting about stuff, then quiz us on those words on Friday. Sounds dumb, but the stuff he would rant about was often real-life problems and issues. Like how the school bought pizzas for $5 each and then sold each of the 8 slices to kids at the end of the school day for $1 a slice. Or how unhealthy pizza was in general and how it was irresponsible for the school to be feeding it to us constantly and hyping it up with pizza parties. He taught us to read the nutrition labels on the backs of food products and how to understand what serving sizes were and how food manufacturers can trick you by making the serving size super low. To this day I still actively check the nutrition labels on everything I buy or consider buying in the grocery store, watching out for saturated fats and trans fats thanks to this wacky Spanish teacher I had when I was like 8. He got fired a few years later (probably for not teaching much Spanish, lol) but he had more of an impact on my day-to-day life than most other teachers I can recall.
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Comment on Investment club? in ~finance
fefellama Link ParentFair enough. After reading through a lot of the other comments in this thread, it seems that I have mistaken what the aim of the club would be. I thought it would be more like the weekly 'what...Fair enough. After reading through a lot of the other comments in this thread, it seems that I have mistaken what the aim of the club would be. I thought it would be more like the weekly 'what movies/shows/books/anime/manga/games have you been watching/reading/playing" threads but maybe with a little bit more direction. But seems like the consensus here is more about researching individual stocks and/or etfs and analyzing whether they are wise investments or not.
Heck maybe both types could coexist. Like there could be a weekly "what have you been investing in?" thread or something like that as well as an investment club focused on specific picks.
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Comment on Investment club? in ~finance
fefellama Link ParentPerfect! Yeah my first real job out of high school I earned a little money in a 401k, then I left that job and rolled what little I had in there into a roth ira. But like.... no one ever told me I...Perfect! Yeah my first real job out of high school I earned a little money in a 401k, then I left that job and rolled what little I had in there into a roth ira. But like.... no one ever told me I needed to do anything with that. So for like 2 or 3 years that money just say there, no different than if I had cash under my mattress. It was only after I started learning about stocks and investments and interest and all that stuff that I realized my mistake and actually invested it into VOO or something. Wish they would teach this sort of thing in schools more, rather than letting people trial-and-error their way into financial literacy.
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Comment on Investment club? in ~finance
fefellama Link ParentA roth ira is definitely a great start! And yeah I'd definitely do something with that money in the taxable account. You might want to check out if said taxable account (I'm assuming a brokerage...A roth ira is definitely a great start! And yeah I'd definitely do something with that money in the taxable account. You might want to check out if said taxable account (I'm assuming a brokerage account?) has options for where to park your cash. Some give you the option of just holding it in cash (meaning it won't grow or shrink or anything), vs investing it in some sort of money market fund (which provides you with ~4% interest annually). Usually it's a simple as a few button clicks in your options or preferences or wherever, but that way you won't feel like you're missing out on anything since you'll be actively getting something in return for having cash in the account.
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Comment on Investment club? in ~finance
fefellama LinkI happen to enjoy this stuff a lot, and I would love to see more investment-based discussion on Tildes. There are a few problems that I can see though, relating to the scope and intent of the...I happen to enjoy this stuff a lot, and I would love to see more investment-based discussion on Tildes. There are a few problems that I can see though, relating to the scope and intent of the 'club'. How exactly would this club look like? would it be similar to the other ones on here, like the Book Club or the Retro Games Club where each month or so there's a new topic to discuss?
However, different people have different goals, comfort zones, experience levels, preferences, etc., so it's hard to have a one-size-fits-all approach to investment. I think the scope of this club would need to be pretty general to cover people in various situations. Like a 20 year-old in college will probably have very different goals than a 60 year-old thinking about retirement. Or someone that makes 30k a year vs someone making 200k a year. Or someone with no experience investing who puts all their money in a savings account vs someone who day-trades options contracts for a living.
If it is to be a regular thread (weekly? monthly?), maybe having an ongoing vote somewhere as to what the next topic should be to keep things adaptable to what people are interested in talking about rather than having a fixed list like the Book Club or Retro Games Club. In those other clubs, it makes more sense to have a fixed list, since people need time to acquire and read/play those titles that will then be discussed, which doesn't necessarily apply to an investments club.
Content warning: tariffs
Brazil's Jacu bird poo-poos US tariffs as specialty coffee sector suffers
I clicked on the article because it sounded a bit interesting (dare I say... offbeat). I had heard of the coffee from Southeast Asia that goes through the digestive tract of a civet (pretty gross). But had no idea there was a similar one from Brazil that went through the digestive tract of a bird. So as I started reading the article I thought to myself "hmm I wonder why the sale of this poopy coffee is unaffected by tariffs while the rest of the coffee types are suffering. Then I got to this part:
Yeah I'd guess that's probably why. People paying over 1000 bucks (!!!) for a kilo of coffee probably aren't too fazed by tariffs.
Crazy stuff!