semideclared's recent activity

  1. Comment on Liverpool is finishing a phenomenal season - thanks in part to an unrivaled reliance on data & analytics in ~sports

    semideclared Link
    So when is Michael Lewis's Next book due out

    So when is Michael Lewis's Next book due out

  2. Comment on What are some ideas and experiences that are underexplored in gaming? in ~games

    semideclared Link
    I would love a game that is Macro and micro. Whether that is government or business management Granted its childhood Biases, but SimTower is about the best sim game if only you could move up and...

    I would love a game that is Macro and micro. Whether that is government or business management

    Granted its childhood Biases, but SimTower is about the best sim game if only you could move up and have more buildings

    • Now you can build a 2nd location. Or you can pick the Macro side where you influence the total number of buildings under construction and are more involved in where and how big its going to be

    Your SimCity has maxed out, or you are popular and want to use that to run for governor. Now you control your state and can help your city but on a Macro level control all the cities. To running for President next

    6 votes
  3. Comment on Comcast is in talks to sell its 30% stake in Hulu to Disney in ~tv

    semideclared Link Parent
    Not sure if you meant the 60% or not, They bought out Fox for that and the major copyrights fox has iDisney is theirs and what they believe to be the future of the TV Disney market. Where as hulu...

    Not sure if you meant the 60% or not, They bought out Fox for that and the major copyrights fox has

    iDisney is theirs and what they believe to be the future of the TV Disney market. Where as hulu is a 3rd party and even if they owned 100%* they don't want to rebrand it

    • My opinion is, that they will shut HULU down upon completion of this buyout. Why? Well now There by making NBC not have any valid TV streaming platform

      • If Comcast try's to avoid this and not sellout Disney abandons HULU and no Disney/Fox shows, or movies are on Hulu. NBC gets there own streaming service with a brand but how many people will keep a NBC Hulu

    Which is more valuable to NBC, their own Hulu or cash to start G3, E4 and C4.com (the NBC chimes)

  4. Comment on Beto O'Rourke raises $6.1 million on first day, topping Sanders and all other rivals in ~news

    semideclared Link Parent
    What would he do about drug prices? What would he do about rising health care premiums? Bernie/Warren want to be radical, which is silly. there is no reason not to promote Gov't healthcare as...

    What would he do about drug prices? What would he do about rising health care premiums?

    During the 2018 midterm elections, few voters said a candidate’s position on a national health plan was an important factor in their vote (Figure 11) and a larger share of Democrats now say they want House Democrats to focus on improving and protecting the ACA rather than passing a national Medicare-for-all plan (Figure 12). So while the general idea of a national health plan (whether accomplished through an expansion of Medicare or some other way) may enjoy fairly broad support in the abstract, it remains unclear how the future of this issue – which really gained traction during the 2016 presidential primary and Bernie Sanders’ rallying cry for “Medicare-for-all” – will play out.

    Bernie/Warren want to be radical, which is silly. there is no reason not to promote Gov't healthcare as Pro-Business, pro everyone.

    Whats radical is wanting socialized policies without the socialized taxes.

    Healthcare in 2017

    The German Health Care by Berlin University of Technology

    Health insurance is mandatory for all citizens and permanent residents of Germany

    • As of 2016, the legally set uniform contribution rate is 14.6 percent of gross wages, shared equally by the employer and employees.

    • Out-of-pocket spending accounted for 13.2 percent of total health spending in 2014, mostly on nursing homes, pharmaceuticals, and medical aids

    • Prescriptions 8.2% of Expenses

    There's savings but this over simplification on just pharmaceuticals and profits isnt going to make any real change

    Generics already Represent 70% of the total prescriptions dispensed in the US, so there is limited gains in savings

    • so increasing the total amount to 85% as is Medicare is 30B-50B

    And even if we used our muscle to get lower prices from them there's further limits as Prescriptions total less than ~$200 Billion. So even if we got everyone at 85% Generics and lowered prices of all drugs by a third

    • We're up to ~60B in savings

    There's Profits to Cut Aetna, Anthem, Cigna, Humana and UnitedHealth Group, cumulatively collected $4.5 billion in net earnings in the first three months of 2017

    • 25B-30B

    So yea there's an easy way to save in this but we're at top saving ~95B in a 3.3Trillion Budget


    US medical salaries are double or triple that of uk/germany

    Who gets services...now comes time to save money

    Just 5% of Americans Account for 50% of Spending.


    And then we have to work on
    Overcoming society’s cognitive bias that more—more medical care, more expensive medical care, more high-tech medical care—is better.

    • Our health care system values (i.e., pays more for) high-tech, complex medical and specialty services.

    However, if there is a secret sauce in successful super-utilizer programs, it is the dogged (and decidedly “unsexy”) investment in human-to-human relationships between the patient and the care team.

    This process is inherently messy—it is rarely a direct path

    There's savings to be found but it will take some cultural changes

    But to start off with how do we pay for a national Insurance program, taking over expenses of ~$1.6 Trillion currently being handled by private insurance and out of pocket non insured

    3 votes
  5. Comment on Beto O'Rourke raises $6.1 million on first day, topping Sanders and all other rivals in ~news

    semideclared Link Parent
    Having thoroughly researched the health care industry and the m4a proposals... Reddit... R/politics only wants to hear about how good it is Literally just posting the facts... That are not as...

    Having thoroughly researched the health care industry and the m4a proposals... Reddit... R/politics only wants to hear about how good it is

    Literally just posting the facts... That are not as positive as Bernie, gets me downvotes... Every time...

  6. Comment on IMO, Trump 2020 is better than a non-progressive Democrat in ~talk

    semideclared (edited ) Link Parent
    The easiest way to show an example is Saturday night live. Dana carvey and Bush 1 will Ferrell and Bush 2.these 2 may not have liked being on snl but both didn't threaten the actors, they didn't...

    The easiest way to show an example is Saturday night live. Dana carvey and Bush 1 will Ferrell and Bush 2.these 2 may not have liked being on snl but both didn't threaten the actors, they didn't want the fbi to close down the studio.

    The anti anti hate speech is the most obvious and scary thing.

    And conservatives are fiscally concerned about spending. Trump shows no concern about spending only targeting certain programs

    The military, it seemed bush 2 loved the story of his involvement in the military operations.

    Edit

    Policies are pretty standard. No republican is going to fund npr. Or raise taxes on the top 10%. It's 100% about there character and the office of the president.

    If the argument was w Bush or John McCain pre Sarah Palin vs Bernie... That's a valid point.

    • Right now the progressive democrats are in an echo chamber of themselves. With a large pat my idea on the back I m so great.

    We've got a progressive side that is just playing too the masses and throwing Anything out there for show

    "We" Don't want what Europe has or is Offering; Dems, Progressives, or Conservatives... no one wants to pay taxes or thier "fairshare". Which is sad because its very probusiness, good for everyone. Bernie Making it 'radical' just makes lots of people not want to bother with it

    This current M4A is all showboating

    The Current Healthcare Proposals are very limited on the bottom 75% not having to paying anything

    3 votes
  7. Comment on Why are millennials burned out? Capitalism. in ~misc

    semideclared Link
    Facebook and Twitter have changed the perception for everyone. I was, and my friends were, just as burned out, gung-ho about politics in 2004 as a Jr in college. We could write letters to the...

    Facebook and Twitter have changed the perception for everyone. I was, and my friends were, just as burned out, gung-ho about politics in 2004 as a Jr in college.

    We could write letters to the editor, and listen to podcast, but now it's so easy to get stuck in your political micro-circle

    2 votes
  8. Comment on Would you pay higher taxes for better government services? in ~talk

    semideclared Link Parent
    A gamechanging immunotherapy drug that can extend the life of patients with advanced head and neck cancer has been turned down for use in the NHS because of its high cost. Nice will not approve...

    A gamechanging immunotherapy drug that can extend the life of patients with advanced head and neck cancer has been turned down for use in the NHS because of its high cost.

    Nice will not approve drugs that cost more than its threshold of £20,000 to £30,000 per year of quality life, except for an end-of-life treatment – as this drug is – in which case the threshold rises to £50,000. But Nice believes nivolumab would cost between £66,000 to £75,000 per year of quality life.

    He or she could opt to take the free NHS standard treatment, or he or she may decide to pay out of pocket to obtain the benefit of the new treatment from a different health care provider. If the person has a private health insurance policy the person could check to see whether the private insurance provider will fund the new treatment. About 8% of the population has some private health insurance from an employer or trade association and 2% pay from their own resources.

  9. Comment on Would you pay higher taxes for better government services? in ~talk

    semideclared Link Parent
    As with any system financing health care, the NHS has a limited budget and a vast number of potential spending options. Choices must be made as to how this limited budget is spent. Economic...

    As with any system financing health care, the NHS has a limited budget and a vast number of potential spending options. Choices must be made as to how this limited budget is spent. Economic evaluations are carried out within a health technology assessment framework to compare the cost-effectiveness of alternative activities and to consider the opportunity cost associated with their decisions.[23] By choosing to spend the finite NHS budget upon those treatment options that provide the most efficient results, society can ensure it does not lose out on possible health gains through spending on inefficient treatments and neglecting those that are more efficient.

    NICE attempts to assess the cost–effectiveness of potential expenditures within the NHS to assess whether or not they represent 'better value' for money than treatments that would be neglected if the expenditure took place

    He or she could opt to take the free NHS standard treatment, or he or she may decide to pay out of pocket to obtain the benefit of the new treatment from a different health care provider. If the person has a private health insurance policy the person could check to see whether the private insurance provider will fund the new treatment. About 8% of the population has some private health insurance from an employer or trade association and 2% pay from their own resources.

  10. Comment on Would you pay higher taxes for better government services? in ~talk

    semideclared Link Parent
    How do you define appropriately, is it Just 5% of Americans Account for 50% of U.S. Health Care Spending. The top 1%, 3,257,000 people receive on Average $209,000 annually in medical care The Next...

    How do you define appropriately, is it
    Just 5% of Americans Account for 50% of U.S. Health Care Spending.

    The top 1%, 3,257,000 people receive on Average $209,000 annually in medical care
    The Next 4%, 13,028,000 people receive on Average $104,000 annually in medical care
    The bottom 95% 309,400,000 receive on Average $5,500 annually in medical care
    325,415,000 receive on average $10,500 per person in medical costs

    Is it how are funded

    • As whole dollars, $1 in total funding For england is received
      0.33 from taxes
      the top 50% pay 0.27

    *As whole dollars, $1 in total funding for the USA received
    0.50 from taxes
    the top 50% pay 0.48

    As for education most of the budget ~78% is personnel. of that budget 56% is teachers 39% is student support services. 5% is back office

    Now where do you make cuts, In Nashville A director Level is 150,000 for a Top 30 size district. I would love to find a report on the amount of necessary oversight. Avg Teacher salary is 56,000 Principles make 134,000. School counselors part of that support expense are 72,000. Add in an Admin for 58,000 and a secretary for 35,000.
    HR Dept for employees is 6.9 Million

  11. Comment on Would you pay higher taxes for better government services? in ~talk

    semideclared Link Parent
    On housing, Who regulates them? The stuff inside of a house is crazy different, and the size of a house has grown by 50% with every generation. GI Bill homes were 950 sq ft. IN 1970 homes were...

    On housing, Who regulates them?

    1. The stuff inside of a house is crazy different, and the size of a house has grown by 50% with every generation. GI Bill homes were 950 sq ft. IN 1970 homes were 1500 sq ft. In 2000s they were 2400 sq ft. and last year they hit 2700 sq ft
    2. There were more homes sold in 2017 for over $500,000 than homes costing less than $200,000
    3. The builder will make an average profit of 10% of sale price on home being built. Of course that percent can easily goes up when a vacant lot can be purchased cheap and re-devolved into a luxury neighborhood. Add in that luxury houses come with lots of add-ons that are also highly profitable to builders and profits on the house can rise there too.

    As an example you can develop a 10 acre site into
    30 $125,000 Affordable homes with a ~8% profit = $300,000
    or 12 $500,000 Luxury homes with that higher ~15% profit = $1,080,000

    1. Who becomes the person/entity to spend 50k fixing up a home to modern codes and consumer appetite
      The issue is the Dr/Lawyer/etc who can buy a depressed home for 100k and drop 100k on it to sell it for 250k.
    • How do we stop the depressed home from being flipped from affordable housing to upper middle class dream home? My friends parents just bought one of these last year. House was gutted and resold and they are in a middle class neighborhood that has become upperclass as this is just rinse and repeat
  12. Comment on Would you pay higher taxes for better government services? in ~talk

    semideclared Link Parent
    Not sure where you would get 45% tax rate. Someone making 50k in the middle class is subject to a income tax rate of 6%-7%. Depending on the state somewhere between 50%-20% is subject to Sales tax...

    Not sure where you would get 45% tax rate. Someone making 50k in the middle class is subject to a income tax rate of 6%-7%. Depending on the state somewhere between 50%-20% is subject to Sales tax of 4% and 10%
    As an Example Nevada in the high side has ~half your income subject to 8% sales tax. Nevada has lower Property Taxes at 0.68% And no income or Corporate taxes

    I did read up on him I saw he supported a 14% Corporate tax rate, but higher taxes on OIl industry

  13. Comment on Would you pay higher taxes for better government services? in ~talk

    semideclared Link Parent
    The UK has a 20% VAT which isnt included in those numbers and provides 42% of Govt funding

    The UK has a 20% VAT which isnt included in those numbers and provides 42% of Govt funding

  14. Comment on Would you pay higher taxes for better government services? in ~talk

    semideclared Link Parent
    To control cost NHS, reviews large or ongoing health care costs. The US doesn't. There are plenty of ways to save money in bringing downs costs, but to reduce cost overall we would have to limit...

    To control cost NHS, reviews large or ongoing health care costs. The US doesn't. There are plenty of ways to save money in bringing downs costs, but to reduce cost overall we would have to limit care

    1. The top 1%, 3,257,000 people receive on Average $209,000 annually in medical care
    2. The Next 4%, 13,028,000 people receive on Average $104,000 annually in medical care
    3. The bottom 95% 309,400,000 receive on Average $5,500 annually in medical care
    • 325,415,000 receive on average $10,500 per person in medical costs
  15. Comment on Would you pay higher taxes for better government services? in ~talk

    semideclared Link Parent
    The USA doesn't say no to healthcare, this means the US spends 3.4 Trillion on healthcare, but The top 1%, 3,257,000 people receive on Average $209,000 annually in medical care The Next 4%,...

    The USA doesn't say no to healthcare, this means the US spends 3.4 Trillion on healthcare, but

    Just 5% of Americans Account for 50% of U.S. Health Care Spending.

    1. The top 1%, 3,257,000 people receive on Average $209,000 annually in medical care
    2. The Next 4%, 13,028,000 people receive on Average $104,000 annually in medical care
    3. The bottom 95% 309,400,000 receive on Average $5,500 annually in medical care
    • 325,415,000 receive on average $10,500 per person in medical costs
  16. Comment on Would you pay higher taxes for better government services? in ~talk

    semideclared Link Parent
    Not paying the same share as wealthy. Paying a share of the costs that now include major social serervices for everyone. The UK has a 20% VAT that provides funding for much of the government...

    Not paying the same share as wealthy. Paying a share of the costs that now include major social serervices for everyone.

    The UK has a 20% VAT that provides funding for much of the government (42%). In cities instead of Property/Sales Taxes the central gov't provides funding

    2 People each making 32,000

    In England you'll end up paying

    • an effective tax rate of 10.5%
    • 8% Insurance Tax

    In America

    • an effective tax rate of 6.9%
    • 1.35% Insurance Tax

    The gas tax avg among our peers is $2.62 including that one of those is 0 and the other 0.18

    If we were to increase the taxes on the current top 50% to pay for the healthcare it only further makes us unlike our peers. IN England the top 50% pay 90% of tax revenue which is 33% of Total revenues for the UK.

    As whole dollars, $1 in total funding received
    is 0.33 from taxes
    the top 50% pay 0.27

    The US currently is the same nearly top 50% pay 96% of tax revenue which is 50% of Total revenues for the US.
    As whole dollars, $1 in total funding received
    is 0.50 from taxes
    the top 50% pay 0.48

    What is Wealth?

    To make meaningful comparisons of wealth inequality across countries and over time, it is critical to adopt a common, consistent, and comprehensive definition of wealth. In this article I follow the definition codified in the System of National Accounts (2009), Piketty and Zucman (2014),and Alvaredo et al. (2016): household net wealth includes all the non-financial assets

    This definition is comprehensive in the sense that it includes all forms of marketable wealth.However, it excludes a number of components that are sometimes thought as being part of wealth. First, it excludes durable goods and valuables, such as cars and furniture.

    This is the definition followed by all the wealth inequality series published on the World Inequality Database at http://WID.world

    Other facts from wealth in 2017

    According to our estimates, half of all adults in the world own less than USD 2,222, and the bottom 20%, The “bottom billion” phrase was introduced by Collier (2007), for whom it referred mainly to the people living in 58 countries he believed were in a development trap that prevented them from rising out of poverty.
    How do you measure wealth In North America where almost all of those in the global bottom quintile have negative wealth. To some extent, this reflects poverty and the relative ease of borrowing.
    When vehicles are purchased, it is typically not included in wealth surveys in high income countries. If such assets are financed by consumer borrowing, the debt is recorded in a wealth survey but the offsetting asset is not, reducing estimated net worth. Similarly, student loans help create human capital, but do not produce a balancing asset in the household wealth calculations.

  17. Comment on Would you pay higher taxes for better government services? in ~talk

    semideclared Link Parent
    Why is it that the US and Canada have the lowest sales taxes and gas taxes and we worry about affecting the poorest people while other countries have much higher taxes to pay for an entire country...

    Why is it that the US and Canada have the lowest sales taxes and gas taxes and we worry about affecting the poorest people while other countries have much higher taxes to pay for an entire country to have social services

    2 People each making 32,000

    In England you'll end up paying

    • an effective tax rate of 10.5%
    • 8% Insurance Tax

    In America

    • an effective tax rate of 6.9%
    • 1.35% Insurance Tax

    The gas tax avg among our peers is $2.62 including that one of those is 0 and the other 0.18

    If we were to increase the taxes on the current top 50% to pay for the healthcare it only further makes us unlike our peers. IN England the top 50% pay 90% of tax revenue which is 33% of Total revenues for the UK.

    As whole dollars, $1 in total funding received
    is 0.33 from taxes
    the top 50% pay 0.27

    The US currently is the same nearly top 50% pay 96% of tax revenue which is 50% of Total revenues for the US.
    As whole dollars, $1 in total funding received
    is 0.50 from taxes
    the top 50% pay 0.48

    The UK has a 20% VAT that provides funding for much of the government (42%) in cities instead of Property/Sales Taxes

    1 vote
  18. Comment on Would you pay higher taxes for better government services? in ~talk

    semideclared Link Parent
    That seems like a different issue.

    That seems like a different issue.

    3 votes
  19. Comment on Would you pay higher taxes for better government services? in ~talk

    semideclared Link Parent
    Yea... Then there is no way to fairly compare Healthcare costs and the idea of having a similar experience in the USA is much different. With Medicare for all and better cost management we could...

    Yea... Then there is no way to fairly compare Healthcare costs and the idea of having a similar experience in the USA is much different.

    With Medicare for all and better cost management we could see reduced costs of 5-10 percent. But we're still $9000 per person

    1 vote
  20. Comment on Would you pay higher taxes for better government services? in ~talk

    semideclared Link Parent
    If you have an expensive surgery or longterm care that is above average, NHS will review it at your local Clinical Commissioning Group and it's cost Benefit effectiveness is reviewed to be...

    If you have an expensive surgery or longterm care that is above average, NHS will review it at your local Clinical Commissioning Group and it's cost Benefit effectiveness is reviewed to be covered.

    Hundreds of people in Leeds have been denied various forms of medical treatment by the NHS, LeedsLive can reveal.

    More than 830 individual funding requests (IFR) for treatment not routinely available on the NHS were submitted to Leeds Clinical Commissioning Group (CCG) in 2018.

    But information obtained via a Freedom of Information request shows less than half (396) of those IFRS were approved

    To control cost NHS, reviews large or ongoing health care costs.

    1 vote