-
10 votes
-
The retirement gamble
9 votes -
Japan's hometown tax (ふるさと納税 furusato nōzei)
10 votes -
Donald Trump says US will hit Mexico with tariffs on all goods, starting at 5% on June 10 and increasing monthly up to 25%
19 votes -
Big Tech wanted to dethrone credit cards. Why it failed, and who wins now
8 votes -
Corporations are getting better at gutting worker protections
7 votes -
KKR hires former Australian Prime Minister Turnbull as global senior advisor
5 votes -
Minimum wage will rise three per cent to $740.80 a week on Fair Work ruling
6 votes -
Thursday sees the creation of the world's largest free trade zone, the AfCFTA. Over 20 African nations are joining an association that in the final analysis will be modeled on the EU's single market
15 votes -
Facebook plans to launch 'GlobalCoin' currency in 2020
7 votes -
TurboTax uses a “military discount” to trick US troops into paying to file their taxes
12 votes -
Deutsche Bank says software to detect money laundering had a bug
7 votes -
The Moral Economy: Why Good Incentives are No Substitute for Good Citizens
6 votes -
We talked with the New Hampshire family in Andrew Yang’s universal basic income experiment
11 votes -
How the promise of a $120 billion Uber IPO evaporated
10 votes -
The ruthless, secretive, and sometimes seedy world of hedge fund private investigators
7 votes -
WestJet says it has agreed to be acquired by Onex Corporation and will become a private company in a deal valued at $5 billion
5 votes -
New York regulator launches investigation into TurboTax maker Intuit and H&R Block
6 votes -
Bitcoin's first $1,000 weekend since 2017 marks nine-month high
9 votes -
'It's a laughable fiction': How Uber's $82 billion valuation was built on a lie to its workers
13 votes -
About $7.4 billion in dirty money was laundered in British Columbia in 2018, hiking the cost of buying a home by about 5%
10 votes -
Binance security breach update - 7000 Bitcoin stolen (~$40M), will be covered by emergency insurance fund
7 votes -
US President Donald Trump’s trade war threat poses problems for China and investors
6 votes -
Centrelink wipes 'robo-debt' at centre of test case
4 votes -
How America’s oldest gun maker went bankrupt: A financial engineering mystery
8 votes -
Why big companies squander brilliant ideas
4 votes -
With cash dwindling, Tesla seeks to raise $2 billion in debt and equity
6 votes -
The hyper-specialist shops of Berlin
8 votes -
Young Puerto Ricans are leaving the island to escape the territory's debt
7 votes -
Bitfinex covered $850 million loss using Tether funds, NY prosecutors allege
8 votes -
How The Economic Machine Works by Ray Dalio (Founder of Bridgewater Associates)
3 votes -
The twilight of combustion comes for Germany's empire of engines
5 votes -
The company that sells love to America had a dark secret
8 votes -
'One more thing': Apple fails in legal bid over Swatch trademark
7 votes -
Why Budapest, Warsaw, and Lithuania split themselves in two
11 votes -
The corporations devouring American colleges
5 votes -
Why airlines make flights longer on purpose
9 votes -
Many people are too broke for bankruptcy. A new report suggests some fixes.
6 votes -
Last summer, Foxconn announced a barrage of new projects in Wisconsin, but an attempt to check up on them found little except empty buildings and secrecy
10 votes -
Uber files for its IPO
12 votes -
The wild world of trust funds for pets
6 votes -
Why the US government makes filing your taxes intentionally difficult
16 votes -
Can ‘stablecoins’ be stable? An examination of an algorithmic stablecoin model.
6 votes -
Maryland just became the sixth state to raise the minimum wage to $15 an hour
23 votes -
A eulogy for RadioShack, the panicked and half-dead retail empire
6 votes -
Why is my SCHUFA information contradictory?
Hi everyone. I'm in a more or less of a dilemma here. For the ones that don't know, SCHUFA is monopolistic credit agency in Germany. The good news is that my wife is pregnant and now we need to...
Hi everyone.
I'm in a more or less of a dilemma here.
For the ones that don't know, SCHUFA is monopolistic credit agency in Germany.The good news is that my wife is pregnant and now we need to move to a new apartment with one extra room. Luckly, a friend of us is also moving and we simply got in contact with his landlord. We sent the information about our salaries and answered a few general questions and all is well for him. But, the landlord also wants our SCHUFA score.
We weren't worried at all because we don't have any credit cards or any loans and we are very frugal with our money. We really only spend money for our basic necessities and doing our holidays. We don't have any debts; we pay everything in a timely manner.
Then, my SCHUFA-BonitätAuskunft arrived. I look at the first page, which is in this diploma-like format and it says: "We had only positive contractual information at our disposal." (Es liegen uns zum XX.XX.XXXX ausschliesslich positive vertragsinformationen vor.)
"Great!", I thought. Then, I turned to the next pages and I see "Explanatory informations for your certificate" and there it says that I'm a high risk person. Basically, my result is 335, right in the middle (scale from 100 to 600).
We have a high netto salary and it seems this doesn't count for anything. My guess is that they don't have almost no history about me (I'm only living in Germany for 4 years) and since we are not big spenders, basically we are high risk because they don't have data to infer the risk. A few months ago I opened a new bank account on Commerzbank and I guess my SCHUFA score was good enough to open a new bank account, so I don't understand.
How is it possible that in my certificate diploma-like paper says that they have only have positive information about me and then on the explanatory pages say that I'm a high risk person in basically every sector (Banken, Telekommunikation, etc)?
Now we also asked the SCHUFA score only for my wife and let's hope for the best.
3 votes -
What would happen if we just gave people money?
37 votes -
Garuda, first company to cancel its order for Boeing 737 MAX 8
4 votes -
A beginner’s guide to MMT
13 votes -
Bill raising Federal minimum wage to $15 heads to US House floor
31 votes