Society, not just Goldman Sachs, has an anti-women bias
Today in twitter drama, people are up in arms about the Apple Card offering a tech entrepreneur's wife significantly less credit than her husband. Recently, other tech entrepreneurs like the Woz have noticed similar limit discrepancies. However, I think this is all missing the forest for the trees. It is likely that GS is in fact offering less credit to women. However, in both cases, higher credit was offered to male tech entrepreneurs (while their spouses got much less credit). And, given that Only 1/5th of VC money goes to startups with even a single women on the founding board, I don't think it's super far fetched that the statistics will show women, on average, are given notably less credit than men, especially when those men are tech entrepreneurs.
Ultimately, I have no idea why twitter is so surprised by this. People seem to think this is a unique case of bank discrimination, yet it's really just a reflection of a society which pays women less than men, and values their work as less than men. And I worry we might "fix" the algorithm, but never correct the larger societal issues surrounding this problem.
Sidenote: Currently, most cards circumvent this issue by linking spouses accounts, so they are one and the same. The Apple card, for privacy(?) reasons, does not allow this.