The thing that made me the maddest about this was the fact that we have to use Equifax. In today's society we have to have credit, and Equifax it's just a part of that. The only reason I ever...
The thing that made me the maddest about this was the fact that we have to use Equifax. In today's society we have to have credit, and Equifax it's just a part of that. The only reason I ever needed credit was to get my mortgage. And it was the most absurd process ever. I had a hundred percent on Time payments and all of these factors in my favor but then what hurt me was not having enough lines of credit open and my utilization being low. So my score took forever to build up.
Equifax should have gotten in a lot more trouble than they did. They're ties to a system people without huge amounts of expendavle income have to use. They at least owe it to them to nit have an attirude of, well they have to deal with us so we don't need to have standards..
I always thought “credit bureau” sounded weird, like it was a govt agency. I think it SHOULD’VE been a govt agency that had some ledger tied to your SSN that tracked your purchases on credit...
I always thought “credit bureau” sounded weird, like it was a govt agency. I think it SHOULD’VE been a govt agency that had some ledger tied to your SSN that tracked your purchases on credit (things like houses, cars, etc). Though I can see why it doesn’t work this way. Politics, man.
The thing that made me the maddest about this was the fact that we have to use Equifax. In today's society we have to have credit, and Equifax it's just a part of that. The only reason I ever needed credit was to get my mortgage. And it was the most absurd process ever. I had a hundred percent on Time payments and all of these factors in my favor but then what hurt me was not having enough lines of credit open and my utilization being low. So my score took forever to build up.
Equifax should have gotten in a lot more trouble than they did. They're ties to a system people without huge amounts of expendavle income have to use. They at least owe it to them to nit have an attirude of, well they have to deal with us so we don't need to have standards..
I always thought “credit bureau” sounded weird, like it was a govt agency. I think it SHOULD’VE been a govt agency that had some ledger tied to your SSN that tracked your purchases on credit (things like houses, cars, etc). Though I can see why it doesn’t work this way. Politics, man.