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  • Showing only topics in ~talk with the tag "finance.personal". Back to normal view / Search all groups
    1. What is worth the splurge to you and what absolutely isn't?

      I was thinking about this today as I heard about Instacart going public. I've never used Instacart because I refuse to pay the cost for the convenience of grocery delivery. I've paid for grocery...

      I was thinking about this today as I heard about Instacart going public. I've never used Instacart because I refuse to pay the cost for the convenience of grocery delivery. I've paid for grocery delivery in other ways but instacart feels too much.
      I've stopped paying for doordash, which I had never been big on, but the fees got too high

      I have and will however pay for a cleaner to come clean my apartment every 3 weeks. I will also splurge on a car wash, as driving through an automatic wash with a fountain soda is a weird happy place for me.

      What are your "absolutely will" spends and what are your "no way in hell" spends?

      89 votes
    2. Hey tilda swintons - what would you do if you were awarded $130,000,000 in post-tax lottery money?

      you head to the gas station to catch a 6-pack and maybe a bag of chips or some rillos. you pass the cashier a twenty, and they mention your change will get you a couple lottery tickets. you're in...

      you head to the gas station to catch a 6-pack and maybe a bag of chips or some rillos. you pass the cashier a twenty, and they mention your change will get you a couple lottery tickets. you're in a good mood and we all hate coins, so you just tell 'em you're down and to choose random numbers.

      a week later, you wake up and see the winning lottery numbers on the news.

      hopeful curiosity turns into a flooring disbelief as you pause the tv and check the numbers four times over.

      you scramble to find and unlock your phone, heading straight to google.

      "winning lottery numbers"

      "how to tell if you won the lottery"

      "lottery number checker"

      everything checks out.

      "how to claim lottery winnings"

      you go to claim your prize, and you can choose between $130,000,000 in post-tax cash now, or $210,000,000 spread equally over the next 30 years.

      which do you choose? what do you do with it?

      25 votes
    3. Tipping in the 21st century? Arguments for. Arguments against.

      The custom of tipping your server dates back to the mid-1800's. 150 years later, it seems that tipping is less customary, and has become entrenched in the service industry. Some view tipping as a...

      The custom of tipping your server dates back to the mid-1800's. 150 years later, it seems that tipping is less customary, and has become entrenched in the service industry.

      Some view tipping as a positive. People may feel compelled to give their server 'something extra' for extraordinary service, and tipping gives them that option. They might also say that a tip provides extra motivation for the server to do a better job. From the perspective of the server, they may even feel enticed to pursue employment where tips are readily available as it could supplement their income.

      Opposers of tipping often feel that employers should offer a 'living wage' to their servers instead of relying on their clientele to 'make up the difference.' Sociological critics have also noticed that physically attractive servers might get larger tips, regardless of the quality of service they provide, thus negating the "motivation" argument. Again, from the perspective of a server, they might also not wish to pursue a job that forces them to rely on tips as their income may fluctuate from month-to-month, making it difficult to budget accordingly.

      These are just some of the most common arguments for and against tipping. I'm curious as to what you all think!

      20 votes