Always curious what others peoples finances look like, what they use to manage it, etc.

Do you use budgeting software? Do you follow a certain "method" to achieve your financial goals? How strict are you with your budget? Do you automate your retirement investments/contributions?

Hey ya'll

Just getting used to this here Tildes now.

Is there a crypto group yet. I know we all ain't gott be into it, but it seems finance here is the best closest place to call it out of who in or wants a sub.

Can we have one, what's the best way to go about setting it up!?

Putting aside specific criticisms of the GOP as it exists today, what do you think of using the debt ceiling as a tool to reel in spending and put the US on a sustainable path with its national debt? People make it out to seem backwards and manipulative, but this whole situation seems like we're driving a hundred miles an hour toward a cliff and the person saying we should slam the breaks is getting flack because it'll damage the car.

So I browse Tildes, Hacker News, and Reddit, but I'm wondering if there are online communities or hubs out there where entrepreneurial folks discuss actionable business problems and projects, instead of news or memes.

I notice that people will spend endless time online discussing the minutiae of their personal lives, celebrity lives, politics, and son, which are fine. But I want to read about how people are working out the kinks of drone delivery, improving access to and availability of mental healthcare, making municipal permitting more streamlined, and other processes.

Lately I've been thinking about withdrawing most if not all my money off the bank and investing in a safe box, but I'm not sure how wise of a decision that is. How does everyone here go about that? Do you keep your money in the bank? Do you have a safe box at home? Why one over the other? Do you invest some of it, say in things like cryptocurrencies/stocks? What would you recommend or advice someone to do in regards to this if you could?