rainer's recent activity

  1. Comment on What are you reading these days? in ~books

    rainer
    Link Parent
    Out of curiosity, what did he predict in 2014?

    Out of curiosity, what did he predict in 2014?

    3 votes

  2. Comment on How do you keep track of expenses/budget? in ~finance

    rainer
    Link Parent
    After years of trying YNAB and other programs, this is where I ended up as well, but slightly more complicated. My wife and I have 4 accounts: income (where most of the paycheck goes) - bills are...

    After years of trying YNAB and other programs, this is where I ended up as well, but slightly more complicated. My wife and I have 4 accounts:

    • income (where most of the paycheck goes) - bills are paid out of here, and anything left over gets put in savings
    • discretionary (a fixed amount each month) -- for groceries, gas, restaurants, kid stuff, or anything for the family as a whole
    • allowance for me (fixed amt) -- can spend on things w/out consulting wife - personal care, books, beer with friends
    • allowance for her (fixed amt) -- can spend on things w/out consulting me

    It works well for us. Most of our daily spending is from the discretionary account, and we keep track of the balance. When it's low, we just...stop spending money on things until payday, if we can.

    I really like this because we can actually stick with it, and it requires very little overhead in terms of maintenance.

    2 votes

  3. Comment on Google raising price of YouTube Premium to $13.99 per month in ~tech

    rainer
    Link Parent
    Yes, plenty of 501(c)(3) orgs operate as businesses. They sell products and pay salaries but nobody makes a “profit”. Also look up B Corp certification. Personally I wish more businesses did this...

    Yes, plenty of 501(c)(3) orgs operate as businesses. They sell products and pay salaries but nobody makes a “profit”. Also look up B Corp certification. Personally I wish more businesses did this or were employee-owned.

    3 votes

  4. Comment on "Layered" music that builds throughout the song? in ~music

    rainer
    Link
    I really love Do Make Say Think (http://domakesaythink.com) and have been listening to them while studying for years. Each of their albums has a somewhat different feel but I would recommend...

    I really love Do Make Say Think (http://domakesaythink.com) and have been listening to them while studying for years. Each of their albums has a somewhat different feel but I would recommend listening to them in chronological order..."Reitschule" or "The Landlord is Dead" are good representative songs.

    People call them post rock but they have more of a jazzy feel than Explosions in the Sky or Mogwai. I know I'm late to the party here but I was waiting on an invitation...