(Not sure this should be under ~finance, but not sure where else to post?)

I've been de-googling and going more privacy-based for most anything I can lately, and I always love when my company gifts me a $100 Visa gift card for Christmas.
I find myself paying for a lot more of the booze in our lives (usually one shot at going out, and before additionally replenishing a few dollars on my TouchTunes account because I've only used gift cards on it) because now nothing's tracking my sinful habits. :)
Honestly, I mostly would like to use this card to do online things with apps I honestly don't want to be attached to (specifically Discord, and I'd like to recharge TouchTunes, but... that's more of a secondary option).

That being said, I'd like to get some sort of non-"traceable" type of card (that is, physical and not requiring an account or app), and I'd prefer to keep as much of my "investment" as I can (purchase charges, fees, or whatnot). I would like a rechargeable option, but I feel that would be too pinpoint-y. I could just go to my local store (in the US) and buy cards with cash, but while I have no problem with that, I'm also not that paranoid and I am a little lazy heh.

I asked my DDG search, and AI has highlighted "toasty choice" (at toastycard dot com) which looks sketch AF, probably because it appears you need an app. Maybe I'm paranoid, but it just looks too sketch for me.

So, I would like to hear folks' thoughts on this. Do you have a spot you'd recommend to purchase "gift" cards online, or a local spot (as I mentioned, US companies would be required), and any strings attached you'd highlight that may be avoidable?

So, I'm debating switching to a debit card for daily purchases, since the mental accounting gets confusing with a credit card and it's easier to overspend. The only thing holding me back is the fraud protection that comes with a credit card. Are there any (US) checking accounts/debit cards that match the level of protection you can expect from a credit card? Is such a thing possible?

Maybe everyone knows this, but I suspect not. For years, I've been using the points I earn on a Chase Freedom card directly on Amazon. I just found out today that I'm only getting 80% of the value. Redeeming 26,345 points at Amazon yields $210.76. Redeeming 26,345 points on the Chase website (for an Amazon gift card) yields $263.45.

The Chase Amazon Prime Visa does give 100% of value directly on Amazon's site.

I've had the same secured credit card through my bank for years; I only use it for car rentals and when my debit card gets declined on international online purchases. It's very easy to maintain as there are no fees and I always pay off the balance within the week; however, there are also no rewards. I know that a lot of credit cards out there have cashback rewards, and it seems like kind of a waste not to take advantage of that. But there are so many different ones that it's horribly overwhelming for me to try to research which one(s) might be a good choice. Costco has one which would have probably been an easy choice if I were able to spend more money there, but as of currently I have very little space and only hold a membership for gas.

So, do any of you lovely folks have recommendations to give me a starting point for what to look into? What cards have you used and been happy with?

ETA: I am in the US!

I used to rely on PayPal heavily for eBay purchases and the odd purchase outside of eBay. But it seems now eBay allows you to use a credit card directly on the site, and most other online stores if they accept PayPal payments, they also accept credit cards directly. Maybe its safe to say I can delete my PayPal account and not look back? It seems like an unnecessary middle man.