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    • Showing only topics in ~finance with the tag "payments". Back to normal view / Search all groups

    4. Debit card that matches the protection of a credit card?

      Ask (recommendations)
      So, I'm debating switching to a debit card for daily purchases, since the mental accounting gets confusing with a credit card and it's easier to overspend. The only thing holding me back is the...

      So, I'm debating switching to a debit card for daily purchases, since the mental accounting gets confusing with a credit card and it's easier to overspend. The only thing holding me back is the fraud protection that comes with a credit card. Are there any (US) checking accounts/debit cards that match the level of protection you can expect from a credit card? Is such a thing possible?

      8 votes

    5. What's the best way to avoid scams when being paid by strangers on the internet?

      Ask (advice)
      Ugh. Scammers are everywhere, and I know I'm getting them in my inbox and junkmail, but I need a way to know who I am wasting my time on and who is a real client. My current client doesn't seem to...

      Ugh. Scammers are everywhere, and I know I'm getting them in my inbox and junkmail, but I need a way to know who I am wasting my time on and who is a real client.

      My current client doesn't seem to speak in the usual way (for example saying "you have replied to me perfectly" in response to me asking "Please let me know if this works for you or if you wish to negotiate"). They want to pay me via a cashier's check. I just now told them I only accept PayPal payments (that is what I've always used). Waiting for a response now.

      So my question is, which of these would be the most secure method of payment to use over the internet, with strangers, where contact is via email?

      PayPal
      Wire transfer
      Cashier's check
      Other (write in comments)

      19 votes

    35. Has anyone got rid of their PayPal account?

      Ask (survey)
      I used to rely on PayPal heavily for eBay purchases and the odd purchase outside of eBay. But it seems now eBay allows you to use a credit card directly on the site, and most other online stores...

      I used to rely on PayPal heavily for eBay purchases and the odd purchase outside of eBay. But it seems now eBay allows you to use a credit card directly on the site, and most other online stores if they accept PayPal payments, they also accept credit cards directly. Maybe its safe to say I can delete my PayPal account and not look back? It seems like an unnecessary middle man.

      5 votes