I went down the path of thinking about switching to Passkeys but it seems like more hassle than it is worth, so I hoped this community could tell me if I am crazy.

I use Bitwarden to generate and save passwords for anything important and always use an authentication app when the option is present. I never use the same password. Sadly, most Canadian banks are awful and only allow SMS 2FA if anything at all. That said, of the two banks I primarily use, one does allow an authentication app and the other uses its own app to send authentication codes.

I always read that Passkeys are better for people who are lazy/bad with their passwords. For someone like me, is the security practically the same or is there still some benefit to switching everything I can to Passkeys?

I saw all the hype about Google's new passkey rollout on Hacker News and Ars Technica in the past month, and have even read an article stating that, paraphrased, "I should start using passkeys immediately, even if the tech is not all the way there yet."

Some questions:

• Are you using passkeys currently? Which provider?
• Is there a fear of vendor lock-in (looking at you, Apple) or ditching the product in the future (looking at you, Google)?
• Any other concerns I should be aware of, e.g. what happens if my phone gets run over by a bulldozer?