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    1. Aspiration vs Amalgamated Bank (ethical banking)

      Does anyone here have any experience with Aspiration or Amalgamated bank? I am interested in opening a new credit account and can't seem to decide which one to pick. I've picked these two because...

      Does anyone here have any experience with Aspiration or Amalgamated bank? I am interested in opening a new credit account and can't seem to decide which one to pick.

      I've picked these two because of their environmental commitments, but I'm leaning towards Amalgamated since it's based in the East Coast.

      Edit: Unfortunately, Beneficial is only in the West

      6 votes
    2. How do you keep track of expenses/budget?

      I used to be happy paying $45/year for YNAB (grandfathered plan). But then "lol no, $90/year" happened and I started looking into alternatives. I tried out a bunch but none felt the same....

      I used to be happy paying $45/year for YNAB (grandfathered plan). But then "lol no, $90/year" happened and I started looking into alternatives. I tried out a bunch but none felt the same. Eventually I found Actual (open-source). I've been using it for ~6 months now and it offers everything I want/need. I self-host the container on my PC (no sync/etc.).

      39 votes
    3. What's your retirement plan?

      Are you planning on working until you're 60+? Or maybe selling it all and living in a rural area? Buying stocks or ETFs? Or something else? So what's your retirement plan? At what age do you want...

      Are you planning on working until you're 60+?

      Or maybe selling it all and living in a rural area?

      Buying stocks or ETFs?

      Or something else?

      So what's your retirement plan? At what age do you want to retire and how are you working towards this goal?

      53 votes
    4. How does mutual fund pricing work when selling?

      A very newbie question to which I'm having a hard time finding a clear answer (and I don't want to read a dissertation on how the stock market works). I'm planning to sell my FZROX (FIDELITY ZERO...

      A very newbie question to which I'm having a hard time finding a clear answer (and I don't want to read a dissertation on how the stock market works).

      I'm planning to sell my FZROX (FIDELITY ZERO TOTAL MARKET INDEX FUND) shares.
      Fidelity states "This trade will be completed at the next available price.".

      Does this mean the estimated value could be much lower than it currently is when it "sells"?

      e.g. Currently priced at $10,000 when I put in the order to sell, but sold on next pricing when value drops to $7,000 because market.

      9 votes