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    24. Should I boost my monthly ETF investments? (Europe/Germany)

      Ask (advice)
      I know most here are US-based, but I thought I'd give this a shot. I've been running a pretty straightforward ETF portfolio through Ergo in Germany for a while now. Here's my current breakdown:...

      I know most here are US-based, but I thought I'd give this a shot.

      I've been running a pretty straightforward ETF portfolio through Ergo in Germany for a while now. Here's my current breakdown:

      • 25% in iShares MSCI EM IMI ESG Screen UCITS ETF
      • 25% in iShares MSCI Europe ESG Enhanced UCITS ETF
      • 50% in iShares MSCI World SRI UCITS ETF EUR

      I've recently freed up an extra €500 monthly that I'm looking to invest and am wondering if it would make sense to just bump up my monthly contribution from €1,000 to €1,500 while keeping the same allocation percentages, or should I consider doing something different with this extra cash?

      For context, I've got my emergency fund covered (one year's expenses) and no debt to worry about.

      I look forward to hearing your thoughts.

      19 votes

    39. Does anyone want to talk about stocks/options?

      Ask
      Just curious since the recent DeepSeek panic. What do you like? Companies/ETFs? What do you do? Buy and hold/Trade/Options (Calls/puts, LEAPs, spreads)? What areas do you think will see massive...

      Just curious since the recent DeepSeek panic.

      What do you like? Companies/ETFs?

      What do you do? Buy and hold/Trade/Options (Calls/puts, LEAPs, spreads)?

      What areas do you think will see massive change (gain/loss)?

      Pretty sure this is my first or second topic post, so apologies if the opener is too short.

      34 votes

    45. United States: What personal (non-business) tax software/program do you use?

      Ask (recommendations)
      Tax time again! I like to get this done as soon as possible to get it out of the way. I have all my tax documents at the ready, but several changes happened in my life last year (moved states,...

      Tax time again!
      I like to get this done as soon as possible to get it out of the way. I have all my tax documents at the ready, but several changes happened in my life last year (moved states, sold home, bought home, etc.) and the tax software I've been using over the last several years apparently "doesn't support" several of the tax forms (or even simply some of the boxes on the forms) I have for this year.

      Trying to avoid the "Big Two" if possible.

      12 votes

    47. What side-gigs or passive income methods have you found helpful for earning a small amount of extra money?

      Ask (advice)
      I'm posting this in good faith, both out of curiosity and self interest. But up front I'll say that I'm not interested in scams, schemes, or get-rich-quick stuff. I work full time as a teacher,...

      I'm posting this in good faith, both out of curiosity and self interest. But up front I'll say that I'm not interested in scams, schemes, or get-rich-quick stuff.

      I work full time as a teacher, but ever since we had a baby, my wife and I are just barely breaking even financially. Not struggling, but $4k/year would make a massive difference in our lives.

      It seems like I'm stuck in this spot where getting a low wage job after school hours isn't even worth the time missed with my family, considering how awful the pay is. Summer work is tough because it has to justify the extra daycare expenses, and again, it's so much missed time with family for such a low reward. Higher paying gigs don't seem as interested in seasonal help from what I've encountered so far.

      For the record, I'm not really interested in crypto or casino bonus schemes. I also don't have enough to invest right now to truly put investing over the edge into a meaningful return.

      What are some low-risk/low-investment/low-reward side hustles?

      51 votes