So a my building charged me for a clogged toilet repair that turned into a total replacement.

Its listed as a plumbing damage charge, I don't believe they have a basis to charge for that. What should I do?

Also my insurance company interestingly didnt renew my tenant insurance policy ive had fot years with no change.

Should I ask them to provide the documented charge and consider filing a claim with my insurance seeing as they're dropping me anyway? Should I ensure I have a new policy before I file that claim

Not proud but proudly not ashamed

I know most here are US-based, but I thought I'd give this a shot.

I've been running a pretty straightforward ETF portfolio through Ergo in Germany for a while now. Here's my current breakdown:

• 25% in iShares MSCI EM IMI ESG Screen UCITS ETF
• 25% in iShares MSCI Europe ESG Enhanced UCITS ETF
• 50% in iShares MSCI World SRI UCITS ETF EUR

I've recently freed up an extra €500 monthly that I'm looking to invest and am wondering if it would make sense to just bump up my monthly contribution from €1,000 to €1,500 while keeping the same allocation percentages, or should I consider doing something different with this extra cash?

For context, I've got my emergency fund covered (one year's expenses) and no debt to worry about.

I look forward to hearing your thoughts.