I was recently removed from medi-cal due to “potential fraud”. Long story short, I didn’t commit fraud. I have had zero income in over a year, have something like $1500 total, and receive no other benefits.

However, I’m currently dealing with bureaucratic confusion as the trail of who is responsible has dead ended and no one seems to be clear on what happened or why.

The medi-cal coordinator at the county social services office thinks it’s best if I just reapply but while I wait for my new application to be processed I am uninsured. Of course, if it goes through then I should have coverage dating back to the 1st of April.

Yet, given that there’s no good reason for it to have been canceled in the first place I’m wary of placing all my eggs in that basket. And would prefer to have some sort of catastrophe insurance if at all possible.

Is this even possible in California? It seems like short term health insurance might be banned here? Any ideas would be welcome. The whole situation is frustrating to say the least.