DiggWasCool's recent activity

  1. Comment on Does anyone else budget like this? in ~finance

    DiggWasCool
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    All initial transfers/deposit are automated/recurring. After I get paid, all transfers are automatically transferred to different accounts. Then, from there, some are recurring/automated and some...

    All initial transfers/deposit are automated/recurring. After I get paid, all transfers are automatically transferred to different accounts.
    Then, from there, some are recurring/automated and some are not.

    For example, my utilities (water, trash) bill is automatically deducted every month. I know how much to deposit every paycheck to cover the next bill and then on the 14th or the 15th of every month, the city automatically takes their payment. Same goes for mortgage, car insurance, gym, home Internet, bills like that.

    Then some other bills are not automated/recurring. For example, my car maintenance/repairs. I deposit $100 per paycheck into my car maintenance account and then when it's time to change oil, the money is withdrawn from that account. And every two years when it's time to change transmission fluid, it's paid from this same account. Amounts, frequency, car shop/dealership, all Vary so this can't be automatic/recurring. The same goes for my vacation account, my house repairs account, my wife's birthday present account, things like that.

    I started this back in the late 2000s when the bank I was with offered multiple savings accounts under one user name and you could give those accounts names, so you could have a rent account, a car insurance account, and cell phone bill account. And I thought that was genius and then as I got older and needed more accounts, I just kept opening more and giving each account it's own name.

    This works well for me and over the years I've built cushions in each account such that if I were to lose my job, there is enough money in each of these accounts to hold me over for about 3-4 months. Most of these accounts are so automated that if I were to die, most of my bills would get paid for another 3-4 months before my mortgage noticed or before my gym noticed or before my car insurance company noticed (this part is a topic for another time).

    1 vote
  2. Comment on Does anyone else budget like this? in ~finance

    DiggWasCool
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    I do this as well but on a much smaller scale. I think I currently have 17 savings accounts for 17 different categories. I get paid every other Wednesday and then within 48 hours, my paycheck is...

    I do this as well but on a much smaller scale. I think I currently have 17 savings accounts for 17 different categories. I get paid every other Wednesday and then within 48 hours, my paycheck is split between these 17 accounts. And then as each bill is due, it is paid from its designated savings account.

  3. Comment on The overlooked lesson of Octavia Butler's "The Parable of the Sower" in ~books

    DiggWasCool
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    Coincidentally, I finished this book about three or four days before the pilot episode of The Walking Dead aired and remember thinking to myself "has anyone involved with the show heard about this...

    Coincidentally, I finished this book about three or four days before the pilot episode of The Walking Dead aired and remember thinking to myself "has anyone involved with the show heard about this book?" Someone should take this book and make a tv show from it.

    3 votes
  4. Comment on Taylor Swift fans are leaving X for Bluesky after Donald Trump’s US election in ~society

    DiggWasCool
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    Oh now they're leaving? Musk took over Twitter long before the election. Swifties and others had plenty of reasons to leave but they chose to stay and by staying, they continued to support Musk...

    Oh now they're leaving? Musk took over Twitter long before the election. Swifties and others had plenty of reasons to leave but they chose to stay and by staying, they continued to support Musk and everything he stands for.

    6 votes
  5. Comment on Industry groups are suing the US Federal Trade Commission to stop its click to cancel rule in ~tech

    DiggWasCool
    Link Parent
    You can try but you'll be sued as this article proves.

    You can try but you'll be sued as this article proves.

  6. Comment on We only learnt of our son’s secret online life after he died at 20 in ~life

    DiggWasCool
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    Moving story but the writing style of the article is driving me crazy. The story/narration is told in the present tense but then virtually every quote from everyone is in the past tense.

    Moving story but the writing style of the article is driving me crazy.

    The story/narration is told in the present tense but then virtually every quote from everyone is in the past tense.

    2 votes
  7. Comment on Look at this photo of Ursula von der Leyen’s new team – and tell me the EU doesn’t have a diversity problem in ~society

    DiggWasCool
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    Well, at least they look like they have some people who are younger than 50. At least some diversity there if nothing else.

    Well, at least they look like they have some people who are younger than 50. At least some diversity there if nothing else.

    1 vote
  8. Comment on The unlikelihood of being complimented as a man in ~life.men

    DiggWasCool
    Link Parent
    This is so funny! I have a pink dress shirt which I wear maybe four times in the spring/summer time. Back in 2017, I stopped by a coffee shop near my house on the way to work while wearing the...

    About a week ago I was wearing a quirky shirt. It was a plain white button-up shirt with an unusual tiny fish pattern printed on it. I got a compliment from a cashier at a grocery store who said she liked it. Fast forward to yesterday I saw that cashier again and she remembered me.

    This is so funny! I have a pink dress shirt which I wear maybe four times in the spring/summer time. Back in 2017, I stopped by a coffee shop near my house on the way to work while wearing the said pink shirt (I had just moved to the neighborhood several months earlier). Worth mentioning, I had also been at this coffee shop before but obviously wearing different clothing. The morning of the pink shirt, the owner found it amusing/interesting and he commented on my pink shirt. And ever since that morning, I am now "the pink shirt guy" regardless of what I wear. Now the rest of the employees just call me "the pink shirt guy."

    6 votes
  9. Comment on The unlikelihood of being complimented as a man in ~life.men

    DiggWasCool
    Link Parent
    Not defending this behavior but I understand it. If as a person (regardless of sex/gender) hasn't been complemented in 12 years, and then out of nowhere another individual of their sexual...

    assuming that I was flirting with them and getting awkward or whiny or mad when I made it clear that I wasn't

    Not defending this behavior but I understand it. If as a person (regardless of sex/gender) hasn't been complemented in 12 years, and then out of nowhere another individual of their sexual preference complements them, how can you blame them for thinking "oh this person may be flirting with me?"

    Yes, I know getting whiny or mad when you made it clear you weren't flirting, but getting awkward or surprised when they thought you were flirting but you were not, shouldn't be a surprise.

    13 votes
  10. Comment on How chain restaurants use smells to entice us in ~food

    DiggWasCool
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    Ugh, the Subway smell has to be the longest lasting, right? I used to work at Subway for maybe two weeks when I was in high school and ever since then, the smell of their bread is stuck in my...

    Ugh, the Subway smell has to be the longest lasting, right? I used to work at Subway for maybe two weeks when I was in high school and ever since then, the smell of their bread is stuck in my nose.

    Years later after high school and college and many jobs, I was working another job. There was a Subway near my work in the same shopping center as a Chinese restaurant my manager liked at the time. Once a month or so, my manager would order us all food from this Chinese restaurant for a team lunch. I'd always pick it up because I was the youngest on the team.

    Every time I picked up this food, I swear, the moment I'd pull up to the shopping center and open my car's door, I'd smell Subway. I wasn't even going to Subway but because it was in the same shopping center as the restaurant I was going to, Subway's smell overpowered all the other smells in the area. And I know you all may think I'm exaggerating to be funny, but no, this is seriously how powerful the smell of their bread was and it probably still is. I'm just glad I don't find myself near a Subway nowadays.

    5 votes
  11. Comment on You're running for office on a somewhat petty, yet univerally-understood single issue. What is it? in ~talk

    DiggWasCool
    Link Parent
    Regarding your mother's point, waaaaaaay more people work service jobs and have worked service jobs in the past, yet we still have jerks everywhere we turn. There are approximately 13 million...

    Regarding your mother's point, waaaaaaay more people work service jobs and have worked service jobs in the past, yet we still have jerks everywhere we turn. There are approximately 13 million people in the US employed in the restaurant industry. Then add all the grocery store employees, then all the other retail jobs, then other customer service jobs and what you have at the end of the day is half this country works a customer facing job.

    I'd love to vote for your mother but I highly doubt that would solve the problem she thinks it will.

    4 votes
  12. Comment on You're running for office on a somewhat petty, yet univerally-understood single issue. What is it? in ~talk

    DiggWasCool
    Link Parent
    Please forgive me if this comes across rude, how often are people telling you to spend time outside?

    Please forgive me if this comes across rude, how often are people telling you to spend time outside?

    1 vote
  13. Comment on USA: "The undecided voters are not who you think they are" in ~society

    DiggWasCool
    Link Parent
    Was that only true for presidential elections or local elections too? I find it incredibly hard to believe that your partner never thought anyone on any ballot was worth voting for. What about the...

    Was that only true for presidential elections or local elections too?

    I find it incredibly hard to believe that your partner never thought anyone on any ballot was worth voting for. What about the hundreds of people locally?

    2 votes
  14. Comment on Why I’ve tracked every single piece of clothing I’ve worn for three years in ~life.style

    DiggWasCool
    Link Parent
    It's possible the author sweats or is more active than you are? I'm sure an undershirt worn by someone who sweats a lot is going to last less than an undershirt worn by someone who smells fresh...

    It's possible the author sweats or is more active than you are? I'm sure an undershirt worn by someone who sweats a lot is going to last less than an undershirt worn by someone who smells fresh after a 14 hour day.

    I also have several undershirts I've owned for a few years but they definitely don't last as long as yours. Some of that is because when I put on an undershirt at 6 in the morning, it stays on until about 9 at night when I get to the gym. And sometimes if I didn't do a good job preparing, that same undershirt may be worn during a workout. Add to that the humidity in the south (in the States) and your shirt is soaked after being outside 30 minutes.

    9 votes
  15. Comment on Why I’ve tracked every single piece of clothing I’ve worn for three years in ~life.style

    DiggWasCool
    Link Parent
    It doesn't even have to be high quality to last 5+ years. You could have something you wear several times a year, you just have to take care of it and not throw it away. It's possible your...

    It doesn't even have to be high quality to last 5+ years. You could have something you wear several times a year, you just have to take care of it and not throw it away. It's possible your coworker may not realize they have articles of clothing they've had a long time?

    I have several dress (button up) shirts which I've had going back to 2012-2014. For example, I have a pink dress shirt which I only wear maybe three times a year. I bought the shirt at Old Navy in 2012 for a wedding I went to. I paid something like $15 for it. Because I only wear it 2-4 times a year, at this rate, unless I lose it during a move, I'll still be wearing it 2-4 times a year in 2042.

    7 votes
  16. Comment on Why I’ve tracked every single piece of clothing I’ve worn for three years in ~life.style

    DiggWasCool
    Link Parent
    It takes less than a minute per day per the article.

    It takes less than a minute per day per the article.

    2 votes
  17. Comment on Volvo Cars has abandoned its plan to become a fully electric car manufacturer by 2030 due to weakening consumer demand for pure electric vehicles in ~transport

    DiggWasCool
    Link Parent
    What about people who live in row houses? Technically they're houses but you don't have a garage, a driveway, or even a dedicated spot on your street.

    What about people who live in row houses?

    Technically they're houses but you don't have a garage, a driveway, or even a dedicated spot on your street.

    10 votes
  18. Comment on Why is Finland's biggest retailer urging customers to welcome foreign workers? in ~life

    DiggWasCool
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    Not sure if we have Finnish people on Tildes, but can anyone confirm whether this means that English is kind of like a second language for Finnish people? If these employees don't speak Finnish...

    The firm does however require its customer-facing employees to be able to speak English, she explained.

    Not sure if we have Finnish people on Tildes, but can anyone confirm whether this means that English is kind of like a second language for Finnish people? If these employees don't speak Finnish but do speak English, that means the customers speak both?

    Kind of like speaking English/French in Quebec or speaking English/Spanish in Miami?

    6 votes
  19. Comment on Wells Fargo employee in Arizona found dead at her desk four days after clocking in in ~life

    DiggWasCool
    (edited )
    Link Parent
    Holy crap! This is so true. After reading your comment, I've spend a few minutes thinking about this and if I didn't have a wife, I could probably go a full year without anyone knowing I died. I'm...

    Holy crap! This is so true. After reading your comment, I've spend a few minutes thinking about this and if I didn't have a wife, I could probably go a full year without anyone knowing I died. I'm sure there are friends/relatives who'd be concerned if I didn't reply to text messages, but all my bills are automated as you said. It would probably be my mortgage after about 12 months who'd maybe start asking around because the payments stopped two or three months earlier.

    Edit: less than an hour later and I come across this article from Japan, people dying alone and not being found for a month: https://www3.nhk.or.jp/nhkworld/en/news/20240830_02/

    8 votes