I own a small apartment house in Asheville. It doesn't make much money, I mainly do it to maintain my connection to the community and have a place to stay, all the rents are below market and I have a diverse group of folks there. I'm proud I'm able to participate in this way.

Lots of trees came down in the yard, thousands of dollars in damages, from Helene. I called FEMA. Their response was it's not your primary residence, no love. What about the other tenants? Common areas are not 'primary residences.' So I expressed some frustration, and the FEMA person really sucked at their response.

They said it was totally fair that I should be responsible, out of pocket for trees. I asked why that was? Their reponse was "this conversation is over," and they hung up. The answer from a decent person would be, I understand your frustration, but FEMA isn't set up to handle this circumstance. Please reach out to SBA.

Here's why this sucks. If I were a recent transplant to Asheville with my multimillion dollar single family residence right next door to my apartment house, thousands of dollars would flow to you from FEMA for your tree damage. I, and my low income tenants, get squat. That is a shameful misallocation of resources.

I've looked, and there is apparantly no assistance to folks in my situation (and nothing available to my tenants). Had the consequences been worse, I would be forced to sell my property, and five decent, hardworking folks would now be forced to find substandard housing. What a world we live in.

I graduated in the spring and spent the last few months at home with family. I'm hoping to find an apartment/job in a major US city working as a legal assistant or paralegal.

I've never rented before, so I have questions, but due to circumstances related to the ones pushing me away from staying at home any longer, I don't have any parents or older siblings to ask for help, so I'm hoping to crowdsource wisdom here. I have specific questions, but also happy to hear any general advice for someone renting an apartment for the first time.

Some relevant context:

• Studio apartment is nonnegotiable. I don't know anyone I trust enough to be my roommate. If that weren't enough, I'm one of the only people still wearing a mask and trying not to get COVID, so it's gotta be a studio for me to be able to relax.
• I'm looking for a walkable neighborhood and good public transit in addition to affordability, so really looking at Chicago and Philly right now.
• I love to cook, but I know studios often have really lackluster kitchens. Hoping to find one with a usable amount of counterspace.

Those questions I had:

1. If you offer to pay a landlord the cost of the lease in full, is it typical for the landlord to waive the requirement that you provide proof of employment, or if you asked them to waive that, would they be likely to say yes? I would really like to take some time off, and coming home was intended to be that, but toxic family means I've just been stressed the whole time, so being able to get a place without needing a job right off the bat would be a fantastic setup to make sure this new start goes well. (If I save up part-time earnings for the next 2-3 months, I'll have enough to pay a lease on a $1200 studio in full, furnish it with the necessities, and feed myself.)

2. Recently I realized that when apartments are listed as unfurnished, that means no bed or mattress either. (I kind of see now why futons are a thing.) How do people usually address this issue? Do you buy a mattress and bed frame with the expectation that you'll take it with you whenever you move out to the next apartment?

3. Since I don't live in the city I'll be moving to, I most likely won't be able to see the apartment in person before committing. Any particular ideas on how I could handle this or what I should be wary of? I've heard of services where you can pay someone to show up to a tour and video call you so you can follow along (https://www.gandertour.com/). $50 doesn't seem too steep, but I don't know if that specific service is trustworthy, or if there's a cheaper or simpler way to deal with this.

Those are my questions, and like I said above, any advice not 100% related to these questions is welcome too!

Just coming back into the rental market after owning a home for a short time. I found a place that would be great. Then, I got the lease.

This thing is a nightmare. Here are a few of the greatest hits:

• The lease lists my rent and then says they can charge "additional rent" which is "all added charges, costs, and fees for the duration of this lease." So, sounds like they can just make up a number and add it to the rent and I have to pay it?
• The landlord will make a "good faith effort" to make the apartment available to me when my lease starts. Shouldn't the landlord actually do that, not just make any sort of "effort" to do it, "good faith" or otherwise?
• If the unit is damaged such that I cannot live there while repairs are being made, the landlord "may" issue me a credit for the days I can't live there. What criteria will the landlord use? If they decide not to, that means I'll be paying rent for an apartment I cannot occupy?

This is a short lease — I've seen much longer in my time renting — but even so, I could come up with a dozen more examples like this. What is going on here? I've read the law in the area, and I suspect some of the clauses in here are actually unenforceable. For example, the lease allows for automatic rent increases at lease renewal without notification while the law requires 60 days notification, and it requires me to notify 14 days after notification of a rent increase if I do not accept where the law says I have 30 days to do so.

But how did we get here? I just want to pay a specified amount every month in order to be able to live in a space someone else owns. This should be relatively simple, but it's turned into this weird whack-a-mole game where every lease is a document of all that landlord's past tenant grievances they are trying to now avoid in the future, along with any other unreasonable terms they think they can get away with. Regardless of what the law is, the lease can say anything. If I read it and decline to sign, the next person will probably just sign it and hope for the best.

For those of you who are renting, how do you deal with this sort of stuff? Are there reasonable landlords still out there? Is the right way to buy a home just to escape from unreasonable lease terms, even if you don't really want to own?

Update: Possibly important context- This property is in Philadelphia, Pennsylvania.

In the next few months, I'm going to be on the rental market again for the first time in a couple of years. The last time I rented, I lucked into a very nice condo that was being rented out by the owner, and it was fantastic. We developed a great rapport. I looked after the place and paid the rent on time. She was kind and responsive whenever I had a problem. It felt like we were both getting exactly what we needed out of the arrangement.

She wanted to raise the rent when my lease renewed, but it was a very reasonable ask to cover an increase in her HOA fees. It was significantly less any increase than I had been subjected to on any prior lease renewal, which I appreciated.

After experiencing this, I decided I was done with corporate landlords who use algorithms (i.e., price fixing) to make sure they're extracting as much cash as possible and churning through tenants as they progressively price out more and more people without any regard for them and with no connection to the communities they're hollowing out on the way to more profit.

I ended up leaving that condo for a reason unrelated to the rent increase, and I'm trying to find a similar setup again… but I'm not sure where to look honestly. Pretty sure I found that place on Craigslist which seems to have since devolved into a playground for scammy "landlords" whose dear old mothers have all come up sick in some far away corner of the country so they can't show me the furnished apartment they're renting for 20% below market rate, but if I'll kindly send the deposit, they'll gladly mail me the keys.

Does anyone have any hot tips for how to find rentals like this in major metropolitan areas in the US?

I'm a young single adult with a fairly well paying remote job. I've been in my career for almost 4 years now and have saved up a decent chunk of money through investing and saving.

My game plan was to use the "market crash" that everyone was predicting in 2023 to try and make a stab at purchasing a home. When the interest rates spiked I thought it was a great sign for me because I thought for sure that housing prices would fall accordingly, jokes on me though because several months later homes in my area have barely gone down in price at all and even closer to town in nicer areas prices continue to climb.

Not only that but the only real thing the rate hikes have done for me personally is make what was looking like a modest mortgage payment suddenly become far less affordable, even with my very low personal spending.

Is anyone else in a similar situation? Are we doomed to rent forever? Should I move out to the boonies where it seems like that's the only place left with non-insane housing prices?

I look at Zillow and houses in my area that sold for 200k~ less than 5 years ago are now on the market for 400k-500k. It feels like anyone who didn't get in back then is just completely screwed

/rant

I have the opportunity to purchase a house in a beach town that would double as both a vacation home for myself and a short term rental property. This would be my first foray into the world of short term rentals so I was hoping to get your general advice, guidance, and experience.

I should mention that I think I've got a pretty good grasp on the financial aspects of it, i.e. the mortgage, rental rates, fees to the town and rental platforms, taxes, insurance, etc.

I'm more curious about things such as:

• Do you recommend using an umbrella management company to handle cleaning, maintenance, landscaping, etc. or do you outsource an individual cleaning service, handyman, etc.?
• What type of "filtering" do you recommend to make sure you're renting to people who will respect the property?
• What sort of furniture, linens, etc. do you recommend?
• Are there any gotchas that you didn't expect when getting into this line of work?

Hi all,

Yesterday I got the good news from my work that my remote work assignment is now permanent and I am free to live and work anywhere in the US. I get to keep my salary so really any place is on the table for me and I wanted to get some feedback and advice from those who live or have lived across the US.

While I would personally be content moving to the middle of nowhere, my partner has been aching to get out of the suburbs of the Bay area and be around more people and things to do that wouldn't require her to drive places. Personally, I'm looking to take my rent price down to a maximum of ~$2100 per month for a 2 bedroom that will give us enough space to each do our remote work. Some places that I have been looking at are:

• San Diego, CA - not so affordable but has great dog beaches and vibrant downtown
• Chattanooga, TN - affordable but small for my partner and lacks the restaurant variety we have grown accustomed to in CA. Knoxville, TN may be a runner up.
• Kansas City, MO - I have nephews that I have neglected being a part of their life and this would put me within 30 minutes of being close to them. Apartments are dirt cheap in downtown.
• Richmond, VA - closer to my parents but haven't looked too into this. I grew up on the complete other side of VA but am willing to come back to the state .
• Chicago, IL - this place is massive and I have no idea what are the best places in the city to live vs. what to avoid. I have always heard Chicago is underrated and I'm not opposed to the cold. I like that they have tons to do but it isn't really close to family as I would like to be.

Anyways, I'm open to hearing about some underrated places and putting some time into researching them. Walkability and things to do are critical in selling the city to my partner who really doesn't want to drive to do anything.

I am helping my parents rent out their place in Seattle. I posted it on Zillow, we got tons of traffics and interest. I now need to get the rental agreement in order.

Does anyone have an informed opinion on where to get the agreement template from? I see at least 2 good options, please help me choose.

1. Legal Zoom ($29)
2. eForms (Free)