• Activity
  • Votes
  • Comments
  • New
  • All activity
  • Showing only topics with the tag "housing". Back to normal view
    1. Buying a house relatively soon, lay your advice on me!

      I'm in the market for a house, been looking pretty seriously for the past week or so. I've got two pre-approvals for mortgages, and I think I'll probably look for at least two more for fee...

      I'm in the market for a house, been looking pretty seriously for the past week or so. I've got two pre-approvals for mortgages, and I think I'll probably look for at least two more for fee comparison purposes. I have yet to actually see a house unfortunately, since every house we try to view gets sold that very same day :/ Hopefully the streak is broken, since we have an appointment with another house today!

      Anyway, who here has advice for (any part of the process of) buying a house? Things to look for when viewing a house, things to consider that the common person might not, tips for making offers, tips for not giving up because of the market, etc.

      I'll lead with some tidbits that I've gained from asking around friends and family that have already bought places recently.

      1. Apparently, sending a personal letter to the owners with the offer letter has gotten multiple people a house even when their offer wasn't the highest. For example, my sisters friend knew the owners had a cat, and has cats herself. So in the letter she wrote, she mentioned how happy her cats would be laying on the windows and running around in all the new space and such.... and she got it! The owners realtor was kinda pissed.

      2. Try to find out the reason the owners are moving out. My sister and her husbands realtor asked around, and they were able to close on their house because the owner needed a quick turnaround to get out as fast as possible. They got the house for 60K under asking price because they were able to sweeten the deal to suit the owner.

      3. Location is (generally) more important than furnishings. You can add or remove things from a house, but you can't move it once you buy it.

      4. Once you make an offer on a house and the owner accepts, make sure the contract includes the following two parts that are (apparently) very important:

        • House must appraise for at least the same value you've agreed to buy it at
        • Inspection must show no more than $buyer_defined_value dollars of necessary repairs, otherwise the deal should be re-negotiated or considered void.
      5. Always leave enough money in your savings account to pay for any extras (because there are always extras) after the house is yours. New furniture, carpets, smaller repairs, paint, etc. You don't want to drain your account for the house only to find out you can't do anything afterwards.

      I'm very excited (and exhausted already), but I want to make sure I'm as thorough as possible since I'll be spending the next several years of my life in it!

      Forgot to mention(Thanks @Thra11), this is the US East Coast.

      22 votes
    2. I'm moving, in the EU, from Hungary to The Netherlands. Any tips?

      Inspired by (or if you prefer, ripping off) @spit-evil-olive-tips ' moving thread. I'm a US expat with Hungarian citizenship, moving with two native Hungarian friends (plus a dog and 2 cats), to...

      Inspired by (or if you prefer, ripping off) @spit-evil-olive-tips ' moving thread.

      I'm a US expat with Hungarian citizenship, moving with two native Hungarian friends (plus a dog and 2 cats), to The Hague. We have an apartment there, all 3 animals are chipped and vaccinated (and we 3 are not...). My cousin will be driving us there in about a month.

      We already have an appointment, a couple days after the move, to register our BRPs and BSNs at the local govt office. Sooner would be better, but it must be done in person, and right now, I don't relish the idea of a 2nd trip across the EU just to get registered a bit faster.

      I'm primarily looking for tips on smoothly integrating into Dutch society ... utilities, banking, health care, whatever else I'm forgetting to worry about. But I'm open to any tips regarding any aspect of moving between countries in the EU, in the middle of a poorly-managed global pandemic.

      Side-note for the entrepreneurs: In the US, you can rent a car, truck or trailer anywhere, drive it to anywhere else ... and leave it there. I appreciate the added complexities of an int'l version of that service, but if anyone can be the first to resolve those challenges in the EU ... $$$. Or rather, €€€.

      ETA: Any advice posted to @spit-evil-olive-tips thread need not be repeated here.

      19 votes
    3. I'm moving between apartments soon. Do you have any advice or protips on the logistics of moving?

      I've moved plenty of times before, but I've been in my current place for 4 years, which is fairly long for me - most of my adult life I've moved every 1 or 2 years. As a result, I'm sure I've...

      I've moved plenty of times before, but I've been in my current place for 4 years, which is fairly long for me - most of my adult life I've moved every 1 or 2 years. As a result, I'm sure I've forgotten a lot of the "small but important things" about moving, and I've also gotten more settled into this apartment than any previous one I've lived in.

      Details, if they matter:

      • This is a relatively short move (within the same city, about a 15 minute drive)

      • I'm going to be doing all the packing myself, moving small and/or fragile stuff myself, then hiring a moving company for the big stuff (couch, bed, TV, etc) because I don't want to put any of my friends in the position of feeling obligated to come help me move during a pandemic.

      • I've hired movers before, but only for a cross-country move. This will be my first time having a moving company for just an in-town move

      I found a previous thread about moving, but it was about adjusting to life in a cross-country move. I'm more interested in the logistics of how to make the move itself go smoothly.

      22 votes
    4. Is there still a housing crisis in Canada?

      My wife found a Vice article written two years ago that described a housing crisis in Canada with unusually high mortgages and rentals that have forced most millennials to move back into their...

      My wife found a Vice article written two years ago that described a housing crisis in Canada with unusually high mortgages and rentals that have forced most millennials to move back into their parents' homes.

      Any Canadians here that could give me some more up-to-date information about this?

      We are, currently, looking to immigrate out of the US and if these prices have remained this high, then we wouldn't be able to afford to move to Canada.

      12 votes