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  • Showing only topics with the tag "education". Back to normal view
    1. I just made my last ever student loan payment!

      I'm throwing myself a little party here -- digital drinks on me! Yes, I know my loans weren't accruing interest on account of COVID-19, but long before that all started I'd been aggressively...

      I'm throwing myself a little party here -- digital drinks on me!

      Yes, I know my loans weren't accruing interest on account of COVID-19, but long before that all started I'd been aggressively paying them down because I wanted them GONE. And now they ARE! (Or, they will be once the payment clears, which for some unknown reason takes my loan servicer like two full weeks).

      The quarantine actually helped me accelerate payments. I rolled over what I was saving in gas money and not eating out into my loan payments. Also, as a teacher I only get paid during the school year, but I have the option to reduce my regular paychecks and roll the difference into a lump sum that gets paid out at the beginning of the summer. I choose this option so that my budgeting is consistent year-round (rather than me having to squirrel away my own nest egg for the summer from my other paychecks). The payoff amount on my loan would have been done around August had I kept with my regular schedule of payments, so I went ahead and treated myself to making the final payment in full, now, as I had the money for it upfront.

      I cannot tell you how good it feels to finally be free of them. I paid off my undergrad loans in under 10 years and felt super proud of myself, only to immediately have to turn around and start the process all over again for grad school. Months after I finished my undergrad loan payments I was again accepting tens of thousands of dollars in debt so that I could get a master's degree to qualify myself for a job that I'd already been doing for years. It was not a great feeling, nor something I was very happy about, but you do what you have to do, right?

      BUT NOW IT'S OVER. NO MORE STUDENT LOANS. I'VE WON THAT AMERICAN MILLENNIAL BOSS FIGHT.

      It honestly feels like I just got a big raise, as, come August, once my timeline for paying the loans is done, all the money that I was putting towards them is now mine to do whatever I want with. I'm not saying this to gloat (and I know that I'm financially very privileged even in light of my debt), but simply because I'm reveling in the feeling of being out from under the suffocating thumb of a difficult financial pressure, and it feels wonderful.

      EDIT: If anyone's wanting to join in my festivities remotely, participating is easy! All you need to do is pour yourself a tasty drink of your choosing, grab a delicious snack you love, and throw Carly Rae Jepsen's discography on shuffle.

      43 votes
    2. PSA for parents/guardians of school-age kids: Many distance/online learning tools are currently available for free through your child's teacher

      For anyone who's caring for school-age children, I want to let you know that nearly every single online education platform/tool is currently offering up their normally premium paid services for...

      For anyone who's caring for school-age children, I want to let you know that nearly every single online education platform/tool is currently offering up their normally premium paid services for free on account of school closures. While some will offer these directly to parents/students, most of them require a teacher to sign up and then have the student account exist underneath them.

      If there is a resource that you or your children would like to access, please email your child's teacher and ask if they'll sign up for it. It'll likely take only two minutes on their end (and they'll be happy to do it! trust me!), but it'll open up a ton of resources for you and your child.

      7 votes
    3. For those getting ready to go back to school: how do you feel about it?

      The question is open to anyone attending any level of school in any capacity. How are you feeling? What are you excited about? What are you nervous about? What are your goals? What are you hoping...

      The question is open to anyone attending any level of school in any capacity.

      How are you feeling?
      What are you excited about?
      What are you nervous about?
      What are your goals?
      What are you hoping to get out of your education?

      14 votes