So a my building charged me for a clogged toilet repair that turned into a total replacement.

Its listed as a plumbing damage charge, I don't believe they have a basis to charge for that. What should I do?

Also my insurance company interestingly didnt renew my tenant insurance policy ive had fot years with no change.

Should I ask them to provide the documented charge and consider filing a claim with my insurance seeing as they're dropping me anyway? Should I ensure I have a new policy before I file that claim

Not proud but proudly not ashamed

I graduated in the spring and spent the last few months at home with family. I'm hoping to find an apartment/job in a major US city working as a legal assistant or paralegal.

I've never rented before, so I have questions, but due to circumstances related to the ones pushing me away from staying at home any longer, I don't have any parents or older siblings to ask for help, so I'm hoping to crowdsource wisdom here. I have specific questions, but also happy to hear any general advice for someone renting an apartment for the first time.

Some relevant context:

• Studio apartment is nonnegotiable. I don't know anyone I trust enough to be my roommate. If that weren't enough, I'm one of the only people still wearing a mask and trying not to get COVID, so it's gotta be a studio for me to be able to relax.
• I'm looking for a walkable neighborhood and good public transit in addition to affordability, so really looking at Chicago and Philly right now.
• I love to cook, but I know studios often have really lackluster kitchens. Hoping to find one with a usable amount of counterspace.

Those questions I had:

1. If you offer to pay a landlord the cost of the lease in full, is it typical for the landlord to waive the requirement that you provide proof of employment, or if you asked them to waive that, would they be likely to say yes? I would really like to take some time off, and coming home was intended to be that, but toxic family means I've just been stressed the whole time, so being able to get a place without needing a job right off the bat would be a fantastic setup to make sure this new start goes well. (If I save up part-time earnings for the next 2-3 months, I'll have enough to pay a lease on a $1200 studio in full, furnish it with the necessities, and feed myself.)

2. Recently I realized that when apartments are listed as unfurnished, that means no bed or mattress either. (I kind of see now why futons are a thing.) How do people usually address this issue? Do you buy a mattress and bed frame with the expectation that you'll take it with you whenever you move out to the next apartment?

3. Since I don't live in the city I'll be moving to, I most likely won't be able to see the apartment in person before committing. Any particular ideas on how I could handle this or what I should be wary of? I've heard of services where you can pay someone to show up to a tour and video call you so you can follow along (https://www.gandertour.com/). $50 doesn't seem too steep, but I don't know if that specific service is trustworthy, or if there's a cheaper or simpler way to deal with this.

Those are my questions, and like I said above, any advice not 100% related to these questions is welcome too!

I thought of this question as we're spending three weeks in an RV with two adults and two large dogs. Its working but there are times when we're tripping over each other, even though this is a 40' long vehicle, there just isn't a lot of floor space for a couple of very lazy hounds. But its adequate.

But that got me thinking about living in small spaces. Over the years my living space has varied a great deal. The smallest was three months living out of a Toyota Previa minivan. The Previa has exactly 4' x 8' of room behind the front seats which was enough for a bed with some bins underneath and not much more. But since it was just me, it was fine, but not luxurious.

And Ive lived in a couple of small homes, including a cabin that was 12' x 20' for quite a few months. I built a tiny home on the same yard that was only 10' x 10' inside and was very efficient with a cantilevered queen size bed protruding out the back of the main living area and an outdoor bathroom beside it. It was in a warm climate so a lot of time was spent outdoors.

Raised three kids in a 900 sq ft house that had the basement rented out so that was kind of tight. But with a backyard with the kids to run around in, it was livable. I think the biggest house we've ever lived in had about 2000 sq ft of total living space, up and down.

Im a proponent of living small though. I think in general, many people buy far or rent far more space than they need - when I look back at the homes of the 40s and 50's parents raised 6 kids in houses that would be considered tiny homes by today's standards. Not sure how we got to "need" so much space.

How much space do you need to live comfortably? Curious to know the difference between north American standards and other places.