I wonder if miles driven has been accounted for. X accidents per Y drivers doesn’t seem like good metric on its own. Exposure to accidents is directly related to time on the road / miles driven.
With 24 accidents per 1,000 drivers during the period from mid-November 2022 to mid-November 2023,
I wonder if miles driven has been accounted for. X accidents per Y drivers doesn’t seem like good metric on its own. Exposure to accidents is directly related to time on the road / miles driven.
Even then, driving within a city and driving down the highway skew the numbers. A car that only drives downtown is at much higher risk per mile than one that drives across Nebraska regularly. It...
Even then, driving within a city and driving down the highway skew the numbers. A car that only drives downtown is at much higher risk per mile than one that drives across Nebraska regularly. It tracks that cars designed for shorter trips are higher risk.
An all-electric company seems very likely to be high in accidents. Their efficiency is highest on city streets so families will often opt for their other car on highways while likely nearly...
An all-electric company seems very likely to be high in accidents. Their efficiency is highest on city streets so families will often opt for their other car on highways while likely nearly ignoring the other car in favor of the EV for city driving. Tesla is the only all-EV brand in the study. I'm not surprised that Ram was #1 in worst drivers and #2 in most accidents either. An all-pickup truck brand is guaranteed to have a huge number of incidents.
But I think the biggest takeaway from this is that unless Teslas get used waaay more than any other cars, it certainly disproves Tesla's claims that their cars get in the least crashes!
I also think it's a bit silly that the study included (as the brands with the lowest incident rates) Pontiac, Saturn, and Mercury. Car makes that are no longer manufactured seem very obviously to be the ones that would have the lowest rates, both due to survivorship bias and because it seems less likely that the total number of drivers of those brands would be accurate (at least as far as Lending Tree's ability to count them goes).
Also agreeing with @patience_limited that certain makes will be more likely to have insurance claims for minor issues. Additionally, we don't know what these incidents entail. Tesla tires do not protect the rims at all, so we could be seeing high numbers of people who have scuffed their rims on the curb at drive-throughs.
Let’s say you’ve been driving a Ford Fusion for 5 years
4 years ago while driving your car, you got rear-ended
Sometime between November 2022 and November 2023, you decided to look at getting an electric car
Before buying, you want to know what it will cost to insure, so you search for “car insurance quotes” and end up at LendingTree’s site
You fill out their form and request a quote for a Tesla Model Y
You now have contributed to this data as a driver with an accident associated with Tesla. Or as the article falsely claimed, you are a “Tesla driver with an accident”. Even though you were driving a Ford when you had the accident.
Which is unfortunately not really the case. Basically 0 news agency is fact checking the methodology of studies, and they're often moderately if not hideously flawed or misleading.
Which is unfortunately not really the case. Basically 0 news agency is fact checking the methodology of studies, and they're often moderately if not hideously flawed or misleading.
I looked at the lending tree site and I had a suspicion that the study was faulty. The minute i saw saturn and mercury on the list, I knew to treat the study with a grain of salt. Thanks for the...
I looked at the lending tree site and I had a suspicion that the study was faulty. The minute i saw saturn and mercury on the list, I knew to treat the study with a grain of salt. Thanks for the follow up blog that gives evidence to my suspicions.
No, when you get a quote you either self reports accidents and tickets to get an accurate quote, or they do a pull of your DMV records to get an accurate quote.
No, when you get a quote you either self reports accidents and tickets to get an accurate quote, or they do a pull of your DMV records to get an accurate quote.
It's also possible that accidents in Teslas and BMWs are more likely to result in insurance claims by comparison with other common cars, because they're fragile and expensive to repair?
It's also possible that accidents in Teslas and BMWs are more likely to result in insurance claims by comparison with other common cars, because they're fragile and expensive to repair?
Well, look at it holistically. Not to disparage expensive car drivers by making any assumptions about their personalities, though I would enjoy that, but someone buying an expensive vehicle like...
Well, look at it holistically. Not to disparage expensive car drivers by making any assumptions about their personalities, though I would enjoy that, but someone buying an expensive vehicle like that is likely someone who puts a lot of time and effort into their work leading to them being 'busy'. Busy on the phone, busy thinking about a work project, busy thinking of everything other than their commute. So they buy the fancy car that will keep them on the road, set the robot cruise control to "tailgate dangerously close" so no one can cut them off, and forget the road for a while.
Then, even assuming ideal conditions, when it's time for them to take back over, say 300 feet from their exit while they're in the far left lane, they just don't drive as well.
And the Beemer? Well, they paid for the whole rev range and they're going to use it! In third gear! I kid, I kid... They bought the automatic and just forgot to look up from Tiktok.
I wonder if miles driven has been accounted for. X accidents per Y drivers doesn’t seem like good metric on its own. Exposure to accidents is directly related to time on the road / miles driven.
Even then, driving within a city and driving down the highway skew the numbers. A car that only drives downtown is at much higher risk per mile than one that drives across Nebraska regularly. It tracks that cars designed for shorter trips are higher risk.
An all-electric company seems very likely to be high in accidents. Their efficiency is highest on city streets so families will often opt for their other car on highways while likely nearly ignoring the other car in favor of the EV for city driving. Tesla is the only all-EV brand in the study. I'm not surprised that Ram was #1 in worst drivers and #2 in most accidents either. An all-pickup truck brand is guaranteed to have a huge number of incidents.
But I think the biggest takeaway from this is that unless Teslas get used waaay more than any other cars, it certainly disproves Tesla's claims that their cars get in the least crashes!
I also think it's a bit silly that the study included (as the brands with the lowest incident rates) Pontiac, Saturn, and Mercury. Car makes that are no longer manufactured seem very obviously to be the ones that would have the lowest rates, both due to survivorship bias and because it seems less likely that the total number of drivers of those brands would be accurate (at least as far as Lending Tree's ability to count them goes).
Also agreeing with @patience_limited that certain makes will be more likely to have insurance claims for minor issues. Additionally, we don't know what these incidents entail. Tesla tires do not protect the rims at all, so we could be seeing high numbers of people who have scuffed their rims on the curb at drive-throughs.
The entire study is incorrect and not based on factual data.
https://brandonpaddock.substack.com/p/no-tesla-subaru-and-ram-drivers-dont
Is this true? What a garbage study, only getting upvoted because "lol Teslas bad"
I think it got upvoted because people expect CNBC to not report fake news.
Which is unfortunately not really the case. Basically 0 news agency is fact checking the methodology of studies, and they're often moderately if not hideously flawed or misleading.
I looked at the lending tree site and I had a suspicion that the study was faulty. The minute i saw saturn and mercury on the list, I knew to treat the study with a grain of salt. Thanks for the follow up blog that gives evidence to my suspicions.
Wait, so it assumes I was in an accident if I'm checking what the quote would be for a hypothetical purchase?
No, when you get a quote you either self reports accidents and tickets to get an accurate quote, or they do a pull of your DMV records to get an accurate quote.
Why would lending tree do that?
Thanks for digging up the information.
Why would lending tree do that? Only speculation, but for the free marketing?
It's also possible that accidents in Teslas and BMWs are more likely to result in insurance claims by comparison with other common cars, because they're fragile and expensive to repair?
Well, look at it holistically. Not to disparage expensive car drivers by making any assumptions about their personalities, though I would enjoy that, but someone buying an expensive vehicle like that is likely someone who puts a lot of time and effort into their work leading to them being 'busy'. Busy on the phone, busy thinking about a work project, busy thinking of everything other than their commute. So they buy the fancy car that will keep them on the road, set the robot cruise control to "tailgate dangerously close" so no one can cut them off, and forget the road for a while.
Then, even assuming ideal conditions, when it's time for them to take back over, say 300 feet from their exit while they're in the far left lane, they just don't drive as well.
And the Beemer? Well, they paid for the whole rev range and they're going to use it! In third gear! I kid, I kid... They bought the automatic and just forgot to look up from Tiktok.