After my lease is up in my current apartment, I am hoping to purchase a home somewhere in the US and am just now in the beginning stages. I'm not too far into my search but am generally looking for 2-3 bedroom with 1.5 bath, a basement, and a decent backyard. My budget is <$250k and I am looking at east Tennessee, North Carolina, Virginia, and maybe Michigan. Fortunately, I work from home and am not terribly dependent on being near a job, but unfortunately it seems like all houses have exploded in price the past 3 years in pretty much every area. It is crazy to look at a house that sold in 2019 for $100k being listed now at the top of my budget at $250k! It kind of makes me want to put in an offer at 65% of the listing price for some of these egregious increases. Especially as the higher interest rates making the house way more expensive than what they originally purchased at when the rates were at all time lows. It seems like the market for a $150k starter home is non-existent for most parts of the country these days.

• Anyways, I was curious who here is a homeowner?

• What is your experience like going from renting to buying, or if you were a homeowner and went back to renting?

• What are some things you wish that you had known to do prior and what advice would you give yourself back then?

• How long did you search and how long are you planning to stay in your home?

• What do you think of the current market dynamics? Is there any hope for prices to come back down to Earth?

• Any other thoughts you want to share?

Hi all,

Yesterday I got the good news from my work that my remote work assignment is now permanent and I am free to live and work anywhere in the US. I get to keep my salary so really any place is on the table for me and I wanted to get some feedback and advice from those who live or have lived across the US.

While I would personally be content moving to the middle of nowhere, my partner has been aching to get out of the suburbs of the Bay area and be around more people and things to do that wouldn't require her to drive places. Personally, I'm looking to take my rent price down to a maximum of ~$2100 per month for a 2 bedroom that will give us enough space to each do our remote work. Some places that I have been looking at are:

• San Diego, CA - not so affordable but has great dog beaches and vibrant downtown
• Chattanooga, TN - affordable but small for my partner and lacks the restaurant variety we have grown accustomed to in CA. Knoxville, TN may be a runner up.
• Kansas City, MO - I have nephews that I have neglected being a part of their life and this would put me within 30 minutes of being close to them. Apartments are dirt cheap in downtown.
• Richmond, VA - closer to my parents but haven't looked too into this. I grew up on the complete other side of VA but am willing to come back to the state .
• Chicago, IL - this place is massive and I have no idea what are the best places in the city to live vs. what to avoid. I have always heard Chicago is underrated and I'm not opposed to the cold. I like that they have tons to do but it isn't really close to family as I would like to be.

Anyways, I'm open to hearing about some underrated places and putting some time into researching them. Walkability and things to do are critical in selling the city to my partner who really doesn't want to drive to do anything.

I'm in the market for a house, been looking pretty seriously for the past week or so. I've got two pre-approvals for mortgages, and I think I'll probably look for at least two more for fee comparison purposes. I have yet to actually see a house unfortunately, since every house we try to view gets sold that very same day :/ Hopefully the streak is broken, since we have an appointment with another house today!

Anyway, who here has advice for (any part of the process of) buying a house? Things to look for when viewing a house, things to consider that the common person might not, tips for making offers, tips for not giving up because of the market, etc.

I'll lead with some tidbits that I've gained from asking around friends and family that have already bought places recently.

1. Apparently, sending a personal letter to the owners with the offer letter has gotten multiple people a house even when their offer wasn't the highest. For example, my sisters friend knew the owners had a cat, and has cats herself. So in the letter she wrote, she mentioned how happy her cats would be laying on the windows and running around in all the new space and such.... and she got it! The owners realtor was kinda pissed.

2. Try to find out the reason the owners are moving out. My sister and her husbands realtor asked around, and they were able to close on their house because the owner needed a quick turnaround to get out as fast as possible. They got the house for 60K under asking price because they were able to sweeten the deal to suit the owner.

3. Location is (generally) more important than furnishings. You can add or remove things from a house, but you can't move it once you buy it.

4. Once you make an offer on a house and the owner accepts, make sure the contract includes the following two parts that are (apparently) very important:

   • House must appraise for at least the same value you've agreed to buy it at
   • Inspection must show no more than $buyer_defined_value dollars of necessary repairs, otherwise the deal should be re-negotiated or considered void.

5. Always leave enough money in your savings account to pay for any extras (because there are always extras) after the house is yours. New furniture, carpets, smaller repairs, paint, etc. You don't want to drain your account for the house only to find out you can't do anything afterwards.

I'm very excited (and exhausted already), but I want to make sure I'm as thorough as possible since I'll be spending the next several years of my life in it!

Forgot to mention(Thanks @Thra11), this is the US East Coast.

The US emigration thread brought back a lot of thoughts I've had about leaving the UK, and I imagine a decent number of us have at least idly wondered about a serious move - especially after a year like we've just had.

For me, the difficulty has always been figuring out where to go: politics/climate/healthcare/lifestyle/language are a delicate balancing act, and I don't think anywhere's a slam dunk. Everyone's going to have their own take on what perfect looks like, and what compromises to make mapping that to the real world!

So let's assume you're packed and ready to go, nothing holding you back. You've still got to navigate inbound immigration, handle the language, find a job, all that good stuff - but the world is your oyster. Where would you choose to go?

I'm a 23 year old male originally from Southern California, and like the title says I'm curious to see if anyone else near my demographic has seriously looked into emmigrating in light of the past year and a half.

What factors motivate you to move?
What would be an ideal location for you?
What timeline would are you looking at?

One of the main motivators I seek to emmigrate is climate change. As the world continues to progress and evolve I do not think the United States will be able to equitabbly address the changing landscape and ways of life. As for when I would want to move, I'm not sure; currently it seems like a far off probability, but I know it's a choice I will have to make in my own lifetime.

Admittedly the forcibly neutral headline should probably be changed.

The video has been unlisted but this is the link. One important thing to note is that he recently made a video satirizing how people pretend your life condition doesn't affect your mental health implies that wasn't satire, which is incredibly concerning.

He deleted the comment where he talks about his landlord but it has been screenshotted here. It's also proof that's actually where he lives.

Someone has unironically compiled how that house violates Canadian/Ontarian legislation

After the house tour, Jregs patreon has spiked to its highest ever, and he has gotten 52 new patrons and 230$ more a month in two days

r/jreg is in some mix of meme-ing and genuine concern.