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Hey - I'm wondering if we've got any real-life recommendations for AI's out there?

I'm not looking for a list of AI's - they're everywhere! What I'm interested in is whether and how anyone here has started to use an AI on a regular basis to the extent that you consider it genuinely useful now?

For example,

• At work with have a ChatGPT3 wrapped app in Slack which I use quite often to improve summaries and formal comms I write. I think everyone knows it's basically good at that.
• I use Pi.ai as a "sympathetic" and filtered advisor for more sensitive topics relating to mental health that I have to deal with - it's useful insofar as I'm less worried about hallucinations or bad output when I'm using it. This might be misplaced confidence to be fair, but I've not had a bad experience with it so far.
• I use ChatGPT built into Apple Intelligence more and more since getting a device capable of using it. I think the use case I'm most warming to is that "search" is less and less useful nowadays because of blog spam and assumed corrections to my searches. I can use ChatGPT as a replacement to search in a growing number of use cases.

What I'm wondering about:

• Gamma.app promises to be a .ppt replacement via AI. I'm skeptical. I have to summarise and present a lot of content at work. Having a means of an AI doing some of the lifting here would be incredible, but I remain unconvinced.

Any sites/services you use regularly and effectively that you'd recommend?

Happy New Year friends and fellow readers. In approximately two weeks we will be discussing Ministry for the Future by Kim Stanley Robinson.

How's it going? I got started just after Christmas and it was such a tense fast paced book that I finished within a week.

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I'm posting this in good faith, both out of curiosity and self interest. But up front I'll say that I'm not interested in scams, schemes, or get-rich-quick stuff.

I work full time as a teacher, but ever since we had a baby, my wife and I are just barely breaking even financially. Not struggling, but $4k/year would make a massive difference in our lives.

It seems like I'm stuck in this spot where getting a low wage job after school hours isn't even worth the time missed with my family, considering how awful the pay is. Summer work is tough because it has to justify the extra daycare expenses, and again, it's so much missed time with family for such a low reward. Higher paying gigs don't seem as interested in seasonal help from what I've encountered so far.

For the record, I'm not really interested in crypto or casino bonus schemes. I also don't have enough to invest right now to truly put investing over the edge into a meaningful return.

What are some low-risk/low-investment/low-reward side hustles?

So during covid pandemic, a big issue that I kept hearing about in the news and on the Journal podcast was that the economy is hot which is bad and causes interest rate spikes from the Fed if you are in the U.S. or Bank of Canada if you are in Canada.

tbh, I never fully understood that. we live in a consumerism, materialistic and capitalist society. i thought that people buying non-stop was what corporations and American govt valued, hence why we are hit with ads everywhere we go. and yet it was somehow a bad thing and was causing economic issues?

so I looked into it and came across a reddit post that basically explained it in simplistic terms like this:
the iPhone costs 1,000$. now, if not many people can afford the iPhone cause it's out of budget, what that implies is that not many people have 1,000$ which means that 1,000$ is hard to get which raised the value of the dollar, which is good for the economy.
If a lot of people can afford the iPhone, it means lots of people can afford to spend 1,000$ which means it's not as unique position to be in anymore, to have 1,000$ in spending money which apparently makes it worth less, cause more people have access to such funds.
Moreover, besides lowering the value of the dollar, more people being able to afford the iPhone is apparently also not a tenable situation cause apparently supply for iPhones could not meet the demand if it's suddenly now in so much more demand, so the value of the dollar going lowering is not only bad for the economy, but also has an effect on supply-chain issues.

Now, if I understand correctly, during covid and shortly after, the stimulus checks were given to people, both middle and lower class. the stimulus checks allowed for lower class to be able to afford more basic necessities from what I heard. This also however, also caused middle class people to be able to afford both more basic necessities and also to spend on luxuries (gonna continue with my current example of the iPhone). So the lower and middle class people having more spending power to be able to afford their necessities and maybe splurge a bit on luxuries causes the value of the dollar to go down cause now things are more affordable to people. and the value of the dollar going down causes wall street/the fed to freak the fuck out. and this causes them to raise interest rates, which has a domino effect of causing unemployment which obv leads to less people having spending power which causes a dampening effect on how much people are buying which brings the value of the dollar back up and the Fed is happy again.

I know I have probably oversimplified some parts cause I am not an economics person and God forbid the Journal podcast actually do their job and breakdown how the economy is screwing people so most of what I know comes from online research and what I can glean from the news but is anything I said incorrect?

cause if what I said is correct, that means that whenever the government keeps saying "the economy is fine" in response to people saying the times are tough, I get confused how that's a counterargument from the govt and not actually a subtle confirmation that times are tough for people. cause what it actually means is "the value of the dollar is fine, but the people are hurting cause that is needed for the dollar to be fine"?