I'm looking into insulating the attic above a closed-in back porch & the estimate also included adding additional insulation on top of the blown-in in the attic.

What kinds of factors can be used to think about the value of additional insulation?

For reference, I'm in Florida & keep setpoint around 80 degrees F most of the time when home, and 86 when not home. Power bills in the summer are in the $150-$180 USD range.

It's currently R27 and the quote is to add R11 to bring it up to R38. Code here appears to put new construction at R38 as a minimum, but looking at some charts - it looks like I might have already hit diminishing returns?

This chart I found on "Energy Vanguard" seems to suggest that going from 27 to 38 isn't much of a difference.

Does anyone else have any insight on when those diminishing returns are hit, and if it can make any appreciable difference in power bills? The house itself is comfortable enough, without large swings in temperature.

My spouse and I were recently pre approved for a home loan; this evening, we will be going to look at a house for the first time. This will be our first house, and unless truly extenuating circumstances arise, we will not be looking to move or sell anytime soon.

There are plenty of existing threads and articles covering things to look for in terms of the state of the house itself, such as foundation cracks, new paint covering mold, water damage, etc; what I am looking for is more a question of things to consider potentially liking or disliking about a home, regardless of its state of repair, that we might not think of until it's too late.

For example, some things I've come across that are important and can't be changed about a house, but I wouldn't have thought to consider if I hadn't seen someone else mention them, include:

• whether we get good cell service when not using wi-fi
• whether the hallway is wide enough to move large furniture through
• what direction the house faces, and subsequently when/where light comes in

What other things might be easy to overlook about a property, but should be taken into account?

Something that has been bothering me for a long time is that the majority of voters in the US are parents. It seems paid parental leave is something that most people can empathize with needing, and that would benefit most people’s lives. So I have such a hard time understanding why it isn’t proposed more often or prioritized as a voting issue. When I was pregnant with my daughter, I was shocked to hear that my own mother had to decide between going back to her job 3 weeks post partum or losing her job. I can’t believe that things have not really improved (in terms of protections for all parents, not just by industry/state/company)

I read an interesting NPR article about how the AARP solidified the aging population into a powerful voting block that has skewed lawmakers to addressing their needs. Because this organization has clear priorities and influences many voters, lawmakers have incentive to pass laws the AARP supports. This article suggested that if parents could join together and create a similar political group, it would be the biggest and most powerful voting block.

So I’m interested in what your opinions are. Do you see parental leave as important? If so, why don’t we have a national leave policy? How do we get there?

Living in northern Virginia, it seems like half of newly-constructed homes are earmarked for "active adult" 55 and up communities.

Is there a financial incentive above and beyond normal residential construction that these are popping up more?

It seems like a newer trend that's picked up in the last 5 or 10 years.

Edit 1: Thank you all for the input and sharing your perspective. It's just been a question hanging in the back of my mind as I've been driving around in recent months.