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  • Showing only topics in ~life with the tag "usa". Back to normal view / Search all groups
    1. Things to consider when viewing a house, not in regards to inspection concerns?

      My spouse and I were recently pre approved for a home loan; this evening, we will be going to look at a house for the first time. This will be our first house, and unless truly extenuating...

      My spouse and I were recently pre approved for a home loan; this evening, we will be going to look at a house for the first time. This will be our first house, and unless truly extenuating circumstances arise, we will not be looking to move or sell anytime soon.

      There are plenty of existing threads and articles covering things to look for in terms of the state of the house itself, such as foundation cracks, new paint covering mold, water damage, etc; what I am looking for is more a question of things to consider potentially liking or disliking about a home, regardless of its state of repair, that we might not think of until it's too late.

      For example, some things I've come across that are important and can't be changed about a house, but I wouldn't have thought to consider if I hadn't seen someone else mention them, include:

      • whether we get good cell service when not using wi-fi
      • whether the hallway is wide enough to move large furniture through
      • what direction the house faces, and subsequently when/where light comes in

      What other things might be easy to overlook about a property, but should be taken into account?

      35 votes
    2. Affirmative action and its role in your life

      Initial SCOTUS rulings on affirmative action were before my time. I agree with the concept. Do you? Has it affected you positively? Negatively? Now that affirmative action has “ended” and we’ve...

      Initial SCOTUS rulings on affirmative action were before my time. I agree with the concept. Do you? Has it affected you positively? Negatively? Now that affirmative action has “ended” and we’ve totally “solved racism”, what is the path forward? There’s a lot of opinions out there but I want to know what real people think about the consequences in all our lives, U.S. or otherwise. Let’s talk.

      49 votes
    3. Why doesn’t the US have paid parental leave and do you think we ever will?

      Something that has been bothering me for a long time is that the majority of voters in the US are parents. It seems paid parental leave is something that most people can empathize with needing,...

      Something that has been bothering me for a long time is that the majority of voters in the US are parents. It seems paid parental leave is something that most people can empathize with needing, and that would benefit most people’s lives. So I have such a hard time understanding why it isn’t proposed more often or prioritized as a voting issue. When I was pregnant with my daughter, I was shocked to hear that my own mother had to decide between going back to her job 3 weeks post partum or losing her job. I can’t believe that things have not really improved (in terms of protections for all parents, not just by industry/state/company)

      I read an interesting NPR article about how the AARP solidified the aging population into a powerful voting block that has skewed lawmakers to addressing their needs. Because this organization has clear priorities and influences many voters, lawmakers have incentive to pass laws the AARP supports. This article suggested that if parents could join together and create a similar political group, it would be the biggest and most powerful voting block.

      So I’m interested in what your opinions are. Do you see parental leave as important? If so, why don’t we have a national leave policy? How do we get there?

      39 votes
    4. Why are so many 55+ neighborhoods being built?

      Living in northern Virginia, it seems like half of newly-constructed homes are earmarked for "active adult" 55 and up communities. Is there a financial incentive above and beyond normal...

      Living in northern Virginia, it seems like half of newly-constructed homes are earmarked for "active adult" 55 and up communities.

      Is there a financial incentive above and beyond normal residential construction that these are popping up more?

      It seems like a newer trend that's picked up in the last 5 or 10 years.

      Edit 1: Thank you all for the input and sharing your perspective. It's just been a question hanging in the back of my mind as I've been driving around in recent months.

      45 votes
    5. Looking for decent tatami mats in the usa. I'm (mostly) clueless on this matter.

      and a good japanese futon mattress as well. i'm moving from a house into an apartment and am scaling my life down significantly. this seems a pretty good option... but unfortunately i don't know a...

      and a good japanese futon mattress as well.

      i'm moving from a house into an apartment and am scaling my life down significantly. this seems a pretty good option... but unfortunately i don't know a whole lot about either of these (yet) so i'm looking for some guidance.

      thanks!

      12 votes
    6. Tips for finding a good landlord?

      In the next few months, I'm going to be on the rental market again for the first time in a couple of years. The last time I rented, I lucked into a very nice condo that was being rented out by the...

      In the next few months, I'm going to be on the rental market again for the first time in a couple of years. The last time I rented, I lucked into a very nice condo that was being rented out by the owner, and it was fantastic. We developed a great rapport. I looked after the place and paid the rent on time. She was kind and responsive whenever I had a problem. It felt like we were both getting exactly what we needed out of the arrangement.

      She wanted to raise the rent when my lease renewed, but it was a very reasonable ask to cover an increase in her HOA fees. It was significantly less any increase than I had been subjected to on any prior lease renewal, which I appreciated.

      After experiencing this, I decided I was done with corporate landlords who use algorithms (i.e., price fixing) to make sure they're extracting as much cash as possible and churning through tenants as they progressively price out more and more people without any regard for them and with no connection to the communities they're hollowing out on the way to more profit.

      I ended up leaving that condo for a reason unrelated to the rent increase, and I'm trying to find a similar setup again… but I'm not sure where to look honestly. Pretty sure I found that place on Craigslist which seems to have since devolved into a playground for scammy "landlords" whose dear old mothers have all come up sick in some far away corner of the country so they can't show me the furnished apartment they're renting for 20% below market rate, but if I'll kindly send the deposit, they'll gladly mail me the keys.

      Does anyone have any hot tips for how to find rentals like this in major metropolitan areas in the US?

      20 votes