Bruce Wayne is Gotham's biggest villian

This place seems a bit sparse so lets have some comics talk.

Now Im no hard core Batman fan so Im looking at this from a casual lens but it seems to me that Bruce Wayne has the potential to do SO MUCH for Gotham with his billions but doesnt because he wants to run around at night reliving his revenge fantasy over and over.

Yeah he donates to charities and dedicates an orphans home every now and then but with his economic wingspan you'd think he could dump money into the city to improve it in all aspects.

Thoughts?

TLDR: Bruce Wayne is gotham's biggest villain. Change my mind.