I live in the US.

I used to play music every day. I used to skate almost every day. I used to surf TWO times a day. I used to write songs and poetry. I used to contemplate the cosmos and reality and come up with fun projects with friends. I used to garden. I used to spend more time with my pets.

Now I work.

I work and stress so hard that I wear myself out, drink too much to "help me sleep", still stay up stressing about my job - how I can improve my standing, and stress about needing to do side projects to supplement my income AND stress that I don't do any of the fun things I used to do.

This is all to be able to afford a living space and ensure that if a disaster (personal or natural) happens I won't be completely screwed.

Any friends that did have loans are still paying them off. I have been fortunate enough (and diligent enough) to pay off all my loans, but I had to ditch my hopes and dreams.

Will I ever be able to afford a decent house in a metropolitan area? No. Will I ever do the things that used to make be happy? I don't see how. Will I ever be truly happy? I have no idea.

Is anyone else in this situation? What are you doing to mitigate? Moving to a more affordable area (leaving friends and family)? Are you learning a new trade to up your financial standing? Are you as bummed out as I am that we have to work so hard just for a mediocre standard of living?

With the incredible pace of automation and AI taking place across all sectors of our Global Economy, countries/governments/citizens need to start seriously thinking about how we can continue to survive when there are simply not enough jobs to be had. UBI is one option that countries have attempted to "beta test" with varying results. What is ~'s[sic] opinion on UBI and automation and AI "taking our jerbs"?

Please correct me if I'm wrong, but there's no good fit for topics ranging from personal finance, investing, portfolio management, budgeting, running a business, markets, etc. Seems ~finance or similar could be a catch-all for a massive category of topics that don't have a place currently.