I'm usually the least anxious person among all the people I know, even when shit is hitting the fan. I practically revel in hardships for the problem solving.

But, what is freaking me out right now is this mass panic. It started off as a joke but now it's real, people are literally selling toilet paper on craigslist of whatever. Maybe it's still a joke, I don't know. But mass hoarding of important goods seems to be causing disruptions already, from a lack of toilet paper to a shortage of surgical masks for medical professionals.

I would like to ask the community here what they think about this and how they expect things to go on. Are we going to have a second-order crisis in supply shortages? Are shipping route delays going to hit us on top of the local supply shortages? Because right now it's feeling apocalyptic, and I'm struggling between not acting like a selfish hoarder but also making sure I can get through this.

EDIT: Toilet paper is just a prominent example, not my primary concern (we have plenty still). I'm more concerned about e.g. pharmacy goods and produce, since where I live literally 95% of our produce is imported.

EDIT 2: This article articulates what is on my mind much better: An Infectious Diseases Specialist Reflects on COVID-19

I'm only 30, but I can't think of a time entire sectors of the economy were shutting down like this.

I'm looking at statements from countries that appear vastly more prepared and honest, like Germany, who say they expect 60-70% of the population to contract the virus. Am I wrong for seeing the general lack of appropriate reaction from the US and expecting worse?

I expect the US will eventually be in a similar situation like Italy is. Most people staying home and most businesses shut down. How do people pay bills? Mortgages? Rent? Healthcare? Find money for basic supplies? Car loans?

Has something like this happened before to a modern economy?