It's seems to have been common sense for a while now that Windows has good-enough security software that you don't need 3rd party tools but is it actually the case now? Is there anything to lose or gain from trusting 3rd party with this stuff?

Hi. AVG's been bugging me with reminders to renew my subscription recently, but I don't have the money for that. I've been using AVG Free for years, but each time I trial the full edition it seems to install as a separate program, and then I have to manually revert back to the free version once the trial's up. The only other anti-malware I use is MalwareBytes (free again).

I'm not too worried about using a VPN, and have been advised to avoid the free ones anyway. I'd really just like a decent alternative to AVG Free that won't mess with my Steam games or pester me to upgrade several times a day. I have almost no experience with other anti-malware programs, so I'd rather ask people in the know for advice than just install something straight away and find out that it does one of the aforementioned annoying things.

...Should I use a free VPN? I'm trying to save as much of my scant moolah as I can, and I do occasionally torrent things, but the free ones are allegedly a little shady.