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    • Showing only topics with the tag "banking". Back to normal view

    25. What is the importance of management jobs when applying for bank products?

      ~finance Ask
      I live in the EU. I recently applied for a credit card, and the banker asked me (about my job): "Is it a management role?" I realized that it is a question I have been asked several times in the...

      I live in the EU. I recently applied for a credit card, and the banker asked me (about my job): "Is it a management role?"

      I realized that it is a question I have been asked several times in the past by banks. I tried a cursory google & Reddit search, but I haven't found anyone being curious about this.

      I'll try here then. Does anyone know why bankers ask this question? How does it matter? Are "individual contributors" seen as worse/riskier customers than managers?

      I have my own informal, anecdotal opinion, but I'm hoping to hear some more informed answer.

      26 votes

    40. Aspiration vs Amalgamated Bank (ethical banking)

      ~finance Ask (advice)
      Does anyone here have any experience with Aspiration or Amalgamated bank? I am interested in opening a new credit account and can't seem to decide which one to pick. I've picked these two because...

      Does anyone here have any experience with Aspiration or Amalgamated bank? I am interested in opening a new credit account and can't seem to decide which one to pick.

      I've picked these two because of their environmental commitments, but I'm leaning towards Amalgamated since it's based in the East Coast.

      Edit: Unfortunately, Beneficial is only in the West

      6 votes