Screenshot for clarity

My understanding was that after I graduated, I would have a six-month grace period, during which no loan payments would be due.

At some point during that six-month grace period, my university should have notified "the feds" or my loan servicer that I had graduated, so that they could appropriately adjust my loan status and start date of my repayments.

Well, we are seven, almost eight months post-graduation, and my loan repayments still are not due to begin until December 2025.

I'm still looking for a job, so if I can continue to put off repayment, that would be great.

Of course, if my loan status finally updates, and the servicer realizes I was supposed to start repayment in July 2024, but didn't, then that would not be great.

What do?

_{Literally this evening I intended to just go ahead and sign up for the SAVE plan, so I wouldn't have any payments until I got a job, even if my loan servicer woke up and realized their mistake. Unfortunately, republicans hate America, so that plan is looking dead in the water. I might go ahead and try to sign up anyways. Maybe I will continue to get lucky.}

I am currently frustrated with having to pick another 2 hours of classes to take to maintain eligibility of a scholarship. I can't take any more major (CS) related classes, as I do not have all the prerequisites. I can't take any lower core classes as I have finished them all, from getting my general ed AA degree first. There are little filler electives I can take. One of them being first aid, a class that everyone says I need to take. However I do not want to take that class, it will be online and I had that professor for another online class last semester. I did not like the class at all. It was a read the textbook and answer the questions kind of class with no professor interaction at all. I think the first aid class will be exactly like that as well. There are some 1 hour classes I could choose from, however that would mean 2 more classes to juggle just to meet scholarship requirements. I am frustrated with this for multiple reasons, I'm indecisive, I've been putting it off all summer, and classes will start back very soon (aug 24th). I have tried talking to my family about it, but it ends up being a "you need to get this done" or a "just take the first aid course". They make choosing a class sound so simple when it is not as other stuff to juggle through. With it being so late it adds even more problems, as classes are filled up and deadlines are soon.

Does tildes have any advice about this? Anything you want to comment or add?

I’m attending college this fall and moving cross country for this move. I wanted to ask everyone who’s currently in college or graduated not too long ago on whether if it’s worth it to stay on-campus in the dorms.

I heard you get assigned a roommate and some dorms, depending on which one you get, can have 1-3 additional roommates.

I’ve always had my own room and the closest thing I’ve had to a roommate was my little sister…but she had her own room as well.

I know staying on campus it’s easier to get to class and I get to live the traditional college experience. I don’t mind having a roommate but I heard if you have a shitty one, it’s not gonna be fun.

The perks of having your own apartment you get the ability of having your own space and doing whatever you want with no dorm monitors right? Only downside is paying rent?

If you have any insight or experience to share I'd love to hear them! 🙏

Posted this over on r/highereducation, thought it might be interesting here.

I've been thinking a lot about this lately, especially in the context of "free college" proposals. Subsidizing private colleges and universities would be a political non-starter. I'm assuming the government would have a "teach-out" style plan to transition schools off federal dollars. Regardless, the impact would be massive. I've briefly glanced at financial aid and revenue data for one R1 school, and it seems federal money makes up a significant (20-30%) portion of annual operating revenue. While that doesn't seem like much at first, I suspect enrollment would drop significantly at many schools if there was the alternative of going to a public university for free. Several thoughts come to mind:

• What percent of schools would close or merge?

• What would be some of the most surprising schools to close?

• How quickly would schools close? Would they immediately shutter, close at the end of the transition period, or struggle on for a few years?

• What is the breakdown of institution types (R1/2 vs SLAC vs engineering schools)?

• What would be the impact on religiously-affiliated colleges, especially Catholic schools (there's already many little-known ones in the middle of nowhere)?

• Of the schools that survive, what sort of strategies would they employ to remain solvent (lean heavier on foreign students, reduce admissions standards, have mandatory work-study programs to reduce administrative costs, create alumni contracts akin to tithing, invest more in the financial sector/Wall Street)?

Edit: Whoops, I thought I posted this in ~misc. Oh well.