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    • Showing only topics with the tag "mortgages". Back to normal view

    4. I grew up in Michigan but currently live in Georgia. My GF and I are looking at buying a house, and both states have first time home buyer incentives, but they're income based.

      ~finance Ask (advice)
      So we make about $100,000 combined, I make just shy of 70K and she makes about 30K. Both states have programs for first time homebuyers, but our incomes together prohibit us from qualifying,...

      So we make about $100,000 combined, I make just shy of 70K and she makes about 30K.

      Both states have programs for first time homebuyers, but our incomes together prohibit us from qualifying, whereas separately we both qualify.

      Would it be considered fraud if I were to apply for one as myself, get the house in my name, but we both pay on it? I can't find anything on either page about it, but obviously we are not legally married.

      11 votes

    7. Housing market rate hikes. Media doom and gloom or real hard times ahead?

      ~finance Ask
      Rate hikes. "COVID mortgages" up for renewal at much higher rates. Wondering how badly the current rate environment is affecting people IRL. How much of this do you think (or know) is actual bad...

      Rate hikes. "COVID mortgages" up for renewal at much higher rates.

      Wondering how badly the current rate environment is affecting people IRL. How much of this do you think (or know) is actual bad news vs. just media doom and gloom?

      21 votes