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  • Showing only topics with the tag "retirement". Back to normal view
    1. Buy burned land

      Tis fire season again here in North America and Europe. From my house in coastal California I grieve every year as more of my favorite forests burn, from British Columbia to California. There is...

      Tis fire season again here in North America and Europe. From my house in coastal California I grieve every year as more of my favorite forests burn, from British Columbia to California.

      There is no end in sight for this transition. So what can we do to at least mitigate the worst of its effects? I think the time to play defense over pure "wilderness" is long gone. The forests that haven't burned are still beautiful, but they're riddled with disease and so overgrown the ecosystems are permanently distorted.

      Every year there is less pristine forest and more burned land. I'm a fourth generation Californian and the Portuguese side of the family still owns a ranch in the foothills from 1893. But I own nothing and the prospect of being able to afford land in California has forever been beyond my reach. Burned land needs to be rehabilitated in a thoughtful manner. I'm hoping once my daughter finishes college and our life starts a new chapter, that I can find a few acres where I can make the best environmental impact, such as a headwaters, then invite experts onto the land to teach me how to best heal it.

      Every year I have this idea, and every year more areas become available (in the worst sense). I don't need to live on this land. I don't expect it to be much more than grasses and saplings for 20 years. I'd get out to it one or two weekends a month, rent some equipment and hire some folks as I could. I also understand that my original thought that this would be immune from future fire seasons is wrong. But at least the land can be designed to be as fire resistant as possible, with a clear understory and single large trees. And that is another part of the allure. This acreage would come with its own challenges for sure, but in some sense it is a blank slate. The permaculture people could show us how to remediate and reconstruct the land from the bones up.

      I know this project would be an aggravating money sink, and even perhaps an unrealistic and irresponsible fantasy by someone untrained in forestry management. But there is so much burned land now. Every year another giant 4% stripe of California goes up in smoke. Yet this idea just doesn't catch on. It entails a lot of patience and work. I know it's not what most people want to hear. They want their idyllic cabin in Tahoe or nothing. But that time is quickly coming to an end and learning how to revive the forests that have been devastated is our only real choice.

      Whenever I've tried to get serious about this, though, I learn that there is no market in burned land because there is hardly any profit to be made. No real estate agent that I can find is specializing in this because their clients are having to sell ruined land and burned buildings for pennies on the dollar. I've been advised that the best way is to find a specific spot, do my research, and approach the owner directly. But, again, there is so much burned land now I hardly know where to start. The Santa Cruz Mountains? The Sierra adjacent to Yosemite? Crater Lake in Oregon?

      Any thoughts or ideas or resources would be appreciated.

      25 votes
    2. What's your retirement plan?

      Are you planning on working until you're 60+? Or maybe selling it all and living in a rural area? Buying stocks or ETFs? Or something else? So what's your retirement plan? At what age do you want...

      Are you planning on working until you're 60+?

      Or maybe selling it all and living in a rural area?

      Buying stocks or ETFs?

      Or something else?

      So what's your retirement plan? At what age do you want to retire and how are you working towards this goal?

      53 votes
    3. Retired? Retiring? Considering retirement?

      I'm a newly retired 60-year-old, with a 76-year-old spouse. This is really hard sometimes! I'm trying to stay active in my non-profit, non-commercial endeavors, but I'm finding myself with more...

      I'm a newly retired 60-year-old, with a 76-year-old spouse. This is really hard sometimes!

      I'm trying to stay active in my non-profit, non-commercial endeavors, but I'm finding myself with more time on my hands than I know what to do with.

      How you doing?

      25 votes
    4. Trying to figure out my personal craziness

      I hope this is the appropriate Tilde for this. If no one has any input it will still have helped me to type this out. TL;DR In over my head with marriage, foster care, family, and work. My wife...

      I hope this is the appropriate Tilde for this. If no one has any input it will still have helped me to type this out.

      TL;DR In over my head with marriage, foster care, family, and work.

      My wife and I became foster parents about 1.5 years ago with the intention to not adopt, but to care for children 3 and under while bio parents worked to regain custody or other permanent placements were arranged. Our first placement was two girls (7 mo and 2.5 yrs) despite wanting to do just one kid at a time (especially to start). We had them for 6 weeks and mom got them back. We had another placement (8 mo boy) for about another 6 weeks. There was a considerable lull and we were getting frustrated about not getting any new placements when the girls from our first placement were placed into custody again. So we were able to take them in again (now about 1.2 and 3.5 yrs). FF to now and we've had them for about 6 months.

      We never really intended to have more than one child and for quite this long and we're struggling. My wife has always had a little less ability to weather stressful situations like this and these last 2-3 weeks I'm carrying a lot of weight. In the meantime, bio mom has gotten pregnant and there's not another hearing regarding custody for another 9 months. We fully expect that she will not be able to take them back at that time (or really realistically ever). What should probably happen would be that the county could place the kids into permanent custody (basically getting them adopted). However, from what we've heard from other foster families, temporary custody could drag on for years.

      So, our main dilemma is this. We are not equipped (as a couple) to care for these kids for years. With the likely prospect of no change in custody in the near future, it feels like the best thing for these kids would be to get them into the care of someone looking to do this long-term, perhaps to eventually adopt. That being said, we absolutely love them and it feels like some kind of betrayal to force them to make yet another transition. On the other hand, with our limitations, it seems like that is inevitable anyway. Do we try to make that happen sooner?

      Some other data points:
      Our fostering license expires in October (about a month after the hearing is scheduled) and we don't intend to continue fostering (at least for a while, and definitely not with our current agency).
      We don't have many family members close by to give us a hand with the kids, making us feel isolated and making it hard to get breaks from the kids. Our agency has not been very helpful with lining up respite care, but we're trying to be more aggressive about that now.
      I've got things pretty well lined up to retire in about 5 years. My company is also just now kicking off a major project of a similar time frame and I'm in a good position to really make a mark before moving on. It will probably require some serious time commitments and effort to do it the way I want to.

      Thanks for listening.

      12 votes