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  • Showing only topics with the tag "usa". Back to normal view
    1. United States: What personal (non-business) tax software/program do you use?

      Tax time again! I like to get this done as soon as possible to get it out of the way. I have all my tax documents at the ready, but several changes happened in my life last year (moved states,...

      Tax time again!
      I like to get this done as soon as possible to get it out of the way. I have all my tax documents at the ready, but several changes happened in my life last year (moved states, sold home, bought home, etc.) and the tax software I've been using over the last several years apparently "doesn't support" several of the tax forms (or even simply some of the boxes on the forms) I have for this year.

      Trying to avoid the "Big Two" if possible.

      12 votes
    2. How best to get a thorough inspection after avoiding doctors for a decade?

      The last time I ran off to see a doctor was about 10 years ago when I got a concussion shortly after graduating college. After that, I have visited optometrists and dentists, but not an MD. I had...

      The last time I ran off to see a doctor was about 10 years ago when I got a concussion shortly after graduating college. After that, I have visited optometrists and dentists, but not an MD. I had my own insurance at my first big boy job after school, but I didn't schedule any appointments [early 20s with plenty of other priorities] before I got fired after a couple years and lost employer coverage (ain't nobody got money for COBRA nonsense).

      After that, I've been rather chronically underemployed and thus avoided the medical system entirely (with the above exceptions of my eyes & teeth) to avoid being told to go fix expensive problems [and not wanting the monthly drain of premiums].

      Anyway, I (for better and worse) had an hours cut that got me eligible for Medicaid. I'd like to know what to say to get a head-to-toe physical (including mental health) with minimal hassle and needing to re-clarify what I want. Mental health-wise, I can state a suspected primary complaint: undiagnosed ADD due to lacking the H as a child as well as seasonal depression [the chronic depression was entirely downstream from the abovementioned ADD].

      However, I have no idea what to tell the doctor to look for physically. Probably should get some kind of comprehensive blood screening done. Make sure my hormones, iron, etc… are all within normal bounds. Perhaps I have some conditions that should've spooked me into seeing a doctor five years ago, but I'm still alive and well, so they're no longer causes for alarm [even if they should be].

      32 votes
    3. Visitor visa for staying in Canada while waiting for spousal visa?

      My sister is marrying a Canadian this year and wants to move to Canada very soon for lots of reasons. Usually, US citizens don't need a visa or even an eTA to enter and stay in Canada. The...

      My sister is marrying a Canadian this year and wants to move to Canada very soon for lots of reasons. Usually, US citizens don't need a visa or even an eTA to enter and stay in Canada. The visa-free period is 6 months, but my sister is in a situation where she might need to be able to stay longer until she can get proper residence through a spousal visa, since the processing time for those currently sits at 10 months. Moving back temporarily is not an option, neither is waiting to move. As I understand it, you can apply to extend visitor visas, but that might not be the case for visa-free stays? We genuinely don't know where to get started looking.

      Has anyone here done this, or been in a similar situation? Anyone who's immigrated through marriage and have had to figure out their stay like this, especially where it's not quite gone according to plan? Any and all suggestions and stories are welcome, we're all just 20-somethings navigating tremendous life changes without guard rails.

      10 votes
    4. Have I misunderstood the relationship between the economy and the living condition of lower and middle-class?

      So during covid pandemic, a big issue that I kept hearing about in the news and on the Journal podcast was that the economy is hot which is bad and causes interest rate spikes from the Fed if you...

      So during covid pandemic, a big issue that I kept hearing about in the news and on the Journal podcast was that the economy is hot which is bad and causes interest rate spikes from the Fed if you are in the U.S. or Bank of Canada if you are in Canada.

      tbh, I never fully understood that. we live in a consumerism, materialistic and capitalist society. i thought that people buying non-stop was what corporations and American govt valued, hence why we are hit with ads everywhere we go. and yet it was somehow a bad thing and was causing economic issues?

      so I looked into it and came across a reddit post that basically explained it in simplistic terms like this:
      the iPhone costs 1,000$. now, if not many people can afford the iPhone cause it's out of budget, what that implies is that not many people have 1,000$ which means that 1,000$ is hard to get which raised the value of the dollar, which is good for the economy.
      If a lot of people can afford the iPhone, it means lots of people can afford to spend 1,000$ which means it's not as unique position to be in anymore, to have 1,000$ in spending money which apparently makes it worth less, cause more people have access to such funds.
      Moreover, besides lowering the value of the dollar, more people being able to afford the iPhone is apparently also not a tenable situation cause apparently supply for iPhones could not meet the demand if it's suddenly now in so much more demand, so the value of the dollar going lowering is not only bad for the economy, but also has an effect on supply-chain issues.

      Now, if I understand correctly, during covid and shortly after, the stimulus checks were given to people, both middle and lower class. the stimulus checks allowed for lower class to be able to afford more basic necessities from what I heard. This also however, also caused middle class people to be able to afford both more basic necessities and also to spend on luxuries (gonna continue with my current example of the iPhone). So the lower and middle class people having more spending power to be able to afford their necessities and maybe splurge a bit on luxuries causes the value of the dollar to go down cause now things are more affordable to people. and the value of the dollar going down causes wall street/the fed to freak the fuck out. and this causes them to raise interest rates, which has a domino effect of causing unemployment which obv leads to less people having spending power which causes a dampening effect on how much people are buying which brings the value of the dollar back up and the Fed is happy again.

      I know I have probably oversimplified some parts cause I am not an economics person and God forbid the Journal podcast actually do their job and breakdown how the economy is screwing people so most of what I know comes from online research and what I can glean from the news but is anything I said incorrect?

      cause if what I said is correct, that means that whenever the government keeps saying "the economy is fine" in response to people saying the times are tough, I get confused how that's a counterargument from the govt and not actually a subtle confirmation that times are tough for people. cause what it actually means is "the value of the dollar is fine, but the people are hurting cause that is needed for the dollar to be fine"?

      32 votes