Living in northern Virginia, it seems like half of newly-constructed homes are earmarked for "active adult" 55 and up communities.

Is there a financial incentive above and beyond normal residential construction that these are popping up more?

It seems like a newer trend that's picked up in the last 5 or 10 years.

Edit 1: Thank you all for the input and sharing your perspective. It's just been a question hanging in the back of my mind as I've been driving around in recent months.

I've had the same secured credit card through my bank for years; I only use it for car rentals and when my debit card gets declined on international online purchases. It's very easy to maintain as there are no fees and I always pay off the balance within the week; however, there are also no rewards. I know that a lot of credit cards out there have cashback rewards, and it seems like kind of a waste not to take advantage of that. But there are so many different ones that it's horribly overwhelming for me to try to research which one(s) might be a good choice. Costco has one which would have probably been an easy choice if I were able to spend more money there, but as of currently I have very little space and only hold a membership for gas.

So, do any of you lovely folks have recommendations to give me a starting point for what to look into? What cards have you used and been happy with?

ETA: I am in the US!

This thread is posted weekly - please try to post all relevant US political content in here, such as news, updates, opinion articles, etc. Extremely significant events may warrant a separate topic, but almost all should be posted in here.

This is an inherently political thread; please try to avoid antagonistic arguments and bickering matches. Comment threads that devolve into unproductive arguments may be removed so that the overall topic is able to continue.

I have someone visiting the US from out of the country. They have a Google Pixel 6a, just need a temporary plan for a month or two. Mostly they're going to be home within wireless range, we're just looking for a little bit of data while going out. I imagine a few tens of MB/mo will suffice. Has anybody tried to do this recently? What should I expect to pay? I'm looking on Amazon, and the reviews seem filled with stories of being sold pre-expired SIMs.

and a good japanese futon mattress as well.

i'm moving from a house into an apartment and am scaling my life down significantly. this seems a pretty good option... but unfortunately i don't know a whole lot about either of these (yet) so i'm looking for some guidance.

thanks!

Non-SFOite here. I’ve heard twice over the weekend how “bad and unlivable” San Francisco (proper) has become. Someone referred to it as a “failed city”, and “worse than LA”.

I’ve been to both cities and I’ve seen the tent cities in LA fashion district.

I’m curious to know if it truly had gotten that bad or if it’s just people being hyperbolic (like entire city level collapse).

In the next few months, I'm going to be on the rental market again for the first time in a couple of years. The last time I rented, I lucked into a very nice condo that was being rented out by the owner, and it was fantastic. We developed a great rapport. I looked after the place and paid the rent on time. She was kind and responsive whenever I had a problem. It felt like we were both getting exactly what we needed out of the arrangement.

She wanted to raise the rent when my lease renewed, but it was a very reasonable ask to cover an increase in her HOA fees. It was significantly less any increase than I had been subjected to on any prior lease renewal, which I appreciated.

After experiencing this, I decided I was done with corporate landlords who use algorithms (i.e., price fixing) to make sure they're extracting as much cash as possible and churning through tenants as they progressively price out more and more people without any regard for them and with no connection to the communities they're hollowing out on the way to more profit.

I ended up leaving that condo for a reason unrelated to the rent increase, and I'm trying to find a similar setup again… but I'm not sure where to look honestly. Pretty sure I found that place on Craigslist which seems to have since devolved into a playground for scammy "landlords" whose dear old mothers have all come up sick in some far away corner of the country so they can't show me the furnished apartment they're renting for 20% below market rate, but if I'll kindly send the deposit, they'll gladly mail me the keys.

Does anyone have any hot tips for how to find rentals like this in major metropolitan areas in the US?

I've been trying to work out which Odie Leigh song to post here and I can't decide, so here are five from a session that she's called the Treehouse Tapes. At the moment I'm a real sucker for this kind of thing - one person, minimal production, their own songs.

Odie Leigh - A month or two
Odie Leigh - Habits held
Odie Leigh - Take back
Odie Leigh - Nine lives
Odie Leigh - [Crop circles]https://www.youtube.com/watch?v=M_fWR3klRKo)

(For some reason this really reminds me of the Michelle Shocked Texas Campfire Tapes which is a fantastic album but tricky to listen to because of the hateful things she's said.)