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    1. Travel deals not credit card based

      Wondering if this group has recommendations on some of the best rewards or other savy ways to spend for traveling that are not credit card based? Particular hotel chain, gas station, fast food...

      Wondering if this group has recommendations on some of the best rewards or other savy ways to spend for traveling that are not credit card based?

      Particular hotel chain, gas station, fast food based. My husband and I do a trip once annually plus to go back to our hometown typically via car and we already get decent credit card rewards for travel but wondering if there are other rewards we might be missing out on?

      Next trip were definitely looking at what museum memberships might exist to do or get discounts on several locations during the trip. We do have a local zoo membership that gets us reciprocity when we travel.

      5 votes
    2. Weekly US politics news and updates thread - week of July 10

      This thread is posted weekly - please try to post all relevant US political content in here, such as news, updates, opinion articles, etc. Extremely significant events may warrant a separate...

      This thread is posted weekly - please try to post all relevant US political content in here, such as news, updates, opinion articles, etc. Extremely significant events may warrant a separate topic, but almost all should be posted in here.

      This is an inherently political thread; please try to avoid antagonistic arguments and bickering matches. Comment threads that devolve into unproductive arguments may be removed so that the overall topic is able to continue.

      19 votes
    3. Things to consider when viewing a house, not in regards to inspection concerns?

      My spouse and I were recently pre approved for a home loan; this evening, we will be going to look at a house for the first time. This will be our first house, and unless truly extenuating...

      My spouse and I were recently pre approved for a home loan; this evening, we will be going to look at a house for the first time. This will be our first house, and unless truly extenuating circumstances arise, we will not be looking to move or sell anytime soon.

      There are plenty of existing threads and articles covering things to look for in terms of the state of the house itself, such as foundation cracks, new paint covering mold, water damage, etc; what I am looking for is more a question of things to consider potentially liking or disliking about a home, regardless of its state of repair, that we might not think of until it's too late.

      For example, some things I've come across that are important and can't be changed about a house, but I wouldn't have thought to consider if I hadn't seen someone else mention them, include:

      • whether we get good cell service when not using wi-fi
      • whether the hallway is wide enough to move large furniture through
      • what direction the house faces, and subsequently when/where light comes in

      What other things might be easy to overlook about a property, but should be taken into account?

      35 votes
    4. US states scrutinize the amount of charity spending from nonprofit hospitals in light of high salaries and large tax breaks

      https://kffhealthnews.org/news/article/nonprofit-hospitals-tax-breaks-community-benefit/ POTTSTOWN, Pa. — The public school system here had to scramble in 2018 when the local hospital, newly...

      https://kffhealthnews.org/news/article/nonprofit-hospitals-tax-breaks-community-benefit/

      POTTSTOWN, Pa. — The public school system here had to scramble in 2018 when the local hospital, newly purchased, was converted to a tax-exempt nonprofit entity.

      The takeover by Tower Health meant the 219-bed Pottstown Hospital no longer had to pay federal and state taxes. It also no longer had to pay local property taxes, taking away more than $900,000 a year from the already underfunded Pottstown School District, school officials said.

      The district, about an hour’s drive from Philadelphia, had no choice but to trim expenses. It cut teacher aide positions and eliminated middle school foreign language classes.

      “We have less curriculum, less coaches, less transportation,” said Superintendent Stephen Rodriguez.

      The school system appealed Pottstown Hospital’s new nonprofit status, and earlier this year a state court struck down the facility’s property tax break. It cited the “eye-popping” compensation for multiple Tower Health executives as contrary to how Pennsylvania law defines a charity.

      The court decision, which Tower Health is appealing, stunned the nonprofit hospital industry, which includes roughly 3,000 nongovernment tax-exempt hospitals nationwide.

      “The ruling sent a warning shot to all nonprofit hospitals, highlighting that their state and local tax exemptions, which are often greater than their federal income tax exemptions, can be challenged by state and local courts,” said Ge Bai, a health policy expert at Johns Hopkins University.

      The Pottstown case reflects the growing scrutiny of how much the nation’s nonprofit hospitals spend — and on what — to justify billions in state and federal tax breaks. In exchange for these savings, hospitals are supposed to provide community benefits, like care for those who can’t afford it and free health screenings.

      More than a dozen states have considered or passed legislation to better define charity care, to increase transparency about the benefits hospitals provide, or, in some cases, to set minimum financial thresholds for charitable help to their communities.

      The growing interest in how tax-exempt hospitals operate — from lawmakers, the public, and the media — has coincided with a stubborn increase in consumers’ medical debt. KFF Health News reported last year that more than 100 million Americans are saddled with medical bills they can’t pay, and has documented aggressive bill-collection practices by hospitals, many of them nonprofits.

      (article continues)

      15 votes