For the first time in my life, I'll be living somewhere other than my hometown— going half the world away to London!

Having never moved further than like an hour away from where I grew up, I'd love to hear about experiences, tips, things to keep in mind when moving to a totally new place. Anything centred on London/the UK is of course very welcome, but I'm also really into hearing from people more generally :)

Now, rationally, I suspect the answer is "Of course!". But I'm looking for general advice, if my fellow Tildesians would be so kind.

This question has arisen while investigating opening a Monzo account. Apparently, you can lock away some money for 12 months and get 5.3% AER interest on it - meaning for every, say, £1,000 I put in, I get £50 back, right?

My question: is that really worth it, in the grand scheme of things? Even if I put in £10,000, I'd be locking myself out of that much money for a grand total of £500. I understand that's a lot to some people (even me), but it hardly seems worth it.

Perhaps there's something I'm missing. Perhaps some bad maths on my part or some other type of interest that I don't know about. All advice is welcome and appreciated!