Wife and I are going through the home buying process in what most people would call a low cost of living area. For reference, homes are about 180-400k where I live in New York State.

I heard the horror stories but I had no idea how bad the issue is. I'll get to that in a minute.

I am curious what's going to happen with housing. Because on one hand, it seems like it's going to continue to rise until there is genuinely no such thing as middle-class home ownership. On the other hand, I see some troubling signs that remind me of a bubble.

The housing market will continue to be unaffordable
-I keep hearing that it's a supply issue. That we need to double the number of houses for things to get better. I also hear this isn't happening and that immigration is a factor. Sounds like a dog whistle but I'm curious if there is any truth to this.

-Other developed nations are worse. Many have 40-50 year mortgages and some countries even have multi-generational mortgages. This shows that it could get worse.

-Companies and wealthy individuals trying to make us all rent forever. Of course they would like nothing more and they'll probably keep working on this.

The current market is not sustainable

-There is a feeding frenzy on every single home that goes for sale in my area. Total shit boxes with sagging roofs are selling no problem and way above asking.

-The bank approved my wife and I for way too much money. We have student loans and daycare costs. The amount they approved us for would absolutely put us in the negatives every month. I thought that wasn't supposed to happen anymore. It feels strange and reckless for the banks to do that. For reference, we make about 100k/year combined but student loans and childcare take up a significant chunk of that. They approved us for $300k to get a home. We could get a $2400/mo* mortgage, which immediately wipes out 50% of our take-home pay. We ran a budget and even avoiding any purchases that aren't literal necessities, we would be running a deficit every month. We could never buy a shirt, a baby toy, a makeup product, a movie ticket, or even a pair of shoes and we would still be in the negative. Nevermind what would happen if one of our very modest, very used vehicles needed to be replaced or repaired. Obviously we didn't bid anything near 300k on any home. Wife's mom offered to front some inheritance money (give my wife some money now and then just leave the inheritance to her sister to make up for it) and we weren't even close still.

-When did a married nurse and teacher become completely priced out of the market? Is that a sign of a normal and healthy market? Now, to be fair, my wife could increase her salary if she wanted to go back to working in the emergency room. She doesn't want to do that while we have a baby at home and I understand that completely. But you would think we would be able to afford something.

I am clearly speaking from a position of relative privilege here. I recognize that. I grew up in a foreclosed and auctioned home that was old and small. My parents moved to an economically depressed town to get that house because they had no money and no help. There was no "borrowing a few grand from an inheritance" for them and if my wife wasn't in the picture that would never be an option for me either. I think my wife and I are doing a lot better than many other people in this area. What are couples who work at Amazon doing? Just saying fuck it and renting forever?

Anyway, I'm half venting and half asking. What is the actual endgame here for Americans? What happens next?

Tildes is a very serious site, where we discuss very serious matters like winamp, pfas and baking. Tags culled from the highest voted topics from the last seven days, if anyone was bamboozled.

But one of my favourite tags happens to be offbeat! Taking its original inspiration from Sir Nils Olav III, this thread is looking for any far-fetched offbeat stories lurking in the newspapers. It may not deserve its own post, but it deserves a wider audience!

Now that there are some specs, development news, and Snapdragon X Elite vs Intel benchmarks from the past couple days to discuss (with the exception noted below), I thought I'd put together a few links for people. I'm curious how people feel about this iteration of technology in an ARM package for development, tinkering, or edge AI applications. And are folks enthused by the possibilities (Windows or otherwise), dislike the price points, or tired of the AI/CoPilot buzz?

Snapdragon Dev Kit for Windows features Qualcomm Snapdragon X Elite Arm SoC for AI PC application development

New Qualcomm Snapdragon X Elite Benchmarks Show It's a Serious Contender

Qualcomm Snapdragon Dev Kit for Windows is a tiny desktop PC with a focus on AI apps

Debian 12 and Linux upstreaming for the Qualcomm Snapdragon X Elite SoC (January, 2024)

Microsoft is already taking orders for both Surface Pro (11ᵗʰ Edition, $999+) and Surface Laptop (7ᵗʰ Edition, $999+)^[1] orders planned for shipping in June. Each can be bought in X Plus or X Elite flavors, though Wikipedia suggests there are several models of the X Elite so I'm curious which flavors we'll see in MS devices.

^[1] Note that I linked to the "business" versions of the MS Store listings because they get straight to the point with a tech overview, etc. The "business" versions are listed for $100 more than the consumer versions.

Sharing this in ~comp, but if there's a better place for this then I'm happy to see it moved to a more suitable location. Thanks!

I've been getting into comic books (or graphic novels) lately and I read some that affected me on a personal level quite a bit. I had never been a comic book person, especially about superhero stuff, and I still don't think they're my cup of tea (Except maybe for Watchmen). I brushed off the whole genre thinking that superhero comics were the best they had to offer and that was quite wrong of me to assume so.

A while ago I read Richard McGuire's comic, Here, and it was one of the best books I've ever read. Brilliant idea, superbly executed. It had a profound affect on me and kicked the doors open to a world I had not known existed.

Subsequently, I bought a few more titles after some research in similar vein to Here. I've read about half of them, but bought all of them thinking that their stories would appeal to me. So in order to give you all some ideas, here's a list of the titles I've purchased so far:

• Here by Richard McGuire
• Maus by Art Spiegelman
• Jimmy Corrigan: The Smartest Kid on Earth by Chris Ware
• Rusty Brown by Chris Ware
• City of Glass: A Graphic Mystery by Paul Auster, Paul Karasik & David Mazzucchelli
• Black Hole by Charles Burns
• Asterios Polyp by David Mazzucchelli
• Persepolis by Marjane Satrapi
• Hostage by Guy Delisle
• Jerusalem: Chronicles from the Holy City by Guy Delisle
• Burma Chronicles by Guy Delisle
• Pyongyang: A Journey in North Korea by Guy Delisle
• Stardust by Neil Gaiman & Charles Vess
• Daytripper by Gabriel Ba & Fabio Moon
• Ghost World by Daniel Clowes
• Fun Home: A Family Tragicomic by Alison Bechdel
• From Hell by Alan Moore & Eddie Campbell
• Berlin by Jason Lutes
• Blankets by Craig Thompson

I've had some comics adapted from novels (like _Brave New World, 1984 etc.) but I'm not into those as much.

My wallet will not like this topic but I'm looking forward to your recommendations. Thank you in advance!

Please do not comment about reading the rest first instead of seeking new recommendations. I understand the sentiment and would normally agree, but I have legitimate reasons to do it.

My list of comics I read over a cup of tea in the morning is looking a little stale so I wondered what webcomics people like to read on a regular basis. I'm pretty flexible about content types, the only real requirement is regular updates. If I can jump in without reading a shedload of back issues that would be better than not, but for a good series I don't mind putting in some time catching up.

Here's my current list:

Daily-ish updates

• Penny Arcade
• Dumbing of Age
• Saturday Morning Breakfast Cereal
• Questionable Content

Couple of updates a week-ish

• Mr Lovenstein
• Perry Bible Fellowship
• My Gums Are Bleeding
• War and Peas
• The Jenkins
• False Knees
• Extra Ordinary Comics
• Sarah's Scribbles
• Loading Artist
• Buttersafe
• Poorly Drawn Lines
• Cyanide and Happiness
• Wondermark
• XKCD

Might be dead

• Extra Fabulous Comics
• Weregeek
• The Pigeon Gazette

What have you been watching and reading this week? You don't need to give us a whole essay if you don't want to, but please write something! Feel free to talk about something you saw that was cool, something that was bad, ask for recommendations, or anything else you can think of.

If you want to, feel free to find the thing you're talking about and link to its pages on Anilist, MAL, or any other database you use!

This thread is posted weekly - please try to post all relevant US political content in here, such as news, updates, opinion articles, etc. Extremely significant events may warrant a separate topic, but almost all should be posted in here.

This is an inherently political thread; please try to avoid antagonistic arguments and bickering matches. Comment threads that devolve into unproductive arguments may be removed so that the overall topic is able to continue.

On my own after cutting financial ties with my parents, and looking to try different kinds of work while I wait out a bad tech market. Besides uber, what are some interesting ways to work part time in SF? I’ve been thinking about enlisting in the army, but I think there’s probably better ideas.

About me: Recent CS grad, currently doing part-time pastry.

Edit: Thanks so much for the great ideas! I think I’ll try looking into FOH, a couple gyms, and try a temp agency as a backup.

Find yourself watching tons of great videos on [insert chosen video sharing platform], but also find yourself reluctant to flood the Tildes front page with them? Then this thread is for you.

It could be one quirky video that you feel deserves some eyeballs on it, or perhaps you've got a curated list of videos that you'd love to talk us through...

Share some of the best video content you've watched this past week/fortnight with us!