I'm posting this in good faith, both out of curiosity and self interest. But up front I'll say that I'm not interested in scams, schemes, or get-rich-quick stuff.

I work full time as a teacher, but ever since we had a baby, my wife and I are just barely breaking even financially. Not struggling, but $4k/year would make a massive difference in our lives.

It seems like I'm stuck in this spot where getting a low wage job after school hours isn't even worth the time missed with my family, considering how awful the pay is. Summer work is tough because it has to justify the extra daycare expenses, and again, it's so much missed time with family for such a low reward. Higher paying gigs don't seem as interested in seasonal help from what I've encountered so far.

For the record, I'm not really interested in crypto or casino bonus schemes. I also don't have enough to invest right now to truly put investing over the edge into a meaningful return.

What are some low-risk/low-investment/low-reward side hustles?

Hey - I'm wondering if we've got any real-life recommendations for AI's out there?

I'm not looking for a list of AI's - they're everywhere! What I'm interested in is whether and how anyone here has started to use an AI on a regular basis to the extent that you consider it genuinely useful now?

For example,

• At work with have a ChatGPT3 wrapped app in Slack which I use quite often to improve summaries and formal comms I write. I think everyone knows it's basically good at that.
• I use Pi.ai as a "sympathetic" and filtered advisor for more sensitive topics relating to mental health that I have to deal with - it's useful insofar as I'm less worried about hallucinations or bad output when I'm using it. This might be misplaced confidence to be fair, but I've not had a bad experience with it so far.
• I use ChatGPT built into Apple Intelligence more and more since getting a device capable of using it. I think the use case I'm most warming to is that "search" is less and less useful nowadays because of blog spam and assumed corrections to my searches. I can use ChatGPT as a replacement to search in a growing number of use cases.

What I'm wondering about:

• Gamma.app promises to be a .ppt replacement via AI. I'm skeptical. I have to summarise and present a lot of content at work. Having a means of an AI doing some of the lifting here would be incredible, but I remain unconvinced.

Any sites/services you use regularly and effectively that you'd recommend?

Add awesome game deals to this topic as they come up over the course of the week!

Alternately, ask about a given game deal if you want the community’s opinions: e.g. “What games from this bundle are most worth my attention?”

Rules:

• No grey market sales
• No affiliate links

If posting a sale, it is strongly encouraged that you share why you think the available game/games are worthwhile.

All previous Save Point topics

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Happy New Year friends and fellow readers. In approximately two weeks we will be discussing Ministry for the Future by Kim Stanley Robinson.

How's it going? I got started just after Christmas and it was such a tense fast paced book that I finished within a week.

What have you been listening to this week? You don't need to do a 6000 word review if you don't want to, but please write something! If you've just picked up some music, please update on that as well, we'd love to see your hauls :)

Feel free to give recs or discuss anything about each others' listening habits.

You can make a chart if you use last.fm:

http://www.tapmusic.net/lastfm/

Remember that linking directly to your image will update with your future listening, make sure to reupload to somewhere like imgur if you'd like it to remain what you have at the time of posting.

What have you been watching and reading this week? You don't need to give us a whole essay if you don't want to, but please write something! Feel free to talk about something you saw that was cool, something that was bad, ask for recommendations, or anything else you can think of.

If you want to, feel free to find the thing you're talking about and link to its pages on Anilist, MAL, or any other database you use!

I'm in need of inspiration for tasty and fun food combinations to make myself eat more natural yogurts instead of the preflavoured ones (which I found out are definitely not as healthy!). What are your preferences and recommendations, oh fellow yogurt eaters? Which natural yogurt is superior for such a snack? What do you mix with it and how much? I must know!

So during covid pandemic, a big issue that I kept hearing about in the news and on the Journal podcast was that the economy is hot which is bad and causes interest rate spikes from the Fed if you are in the U.S. or Bank of Canada if you are in Canada.

tbh, I never fully understood that. we live in a consumerism, materialistic and capitalist society. i thought that people buying non-stop was what corporations and American govt valued, hence why we are hit with ads everywhere we go. and yet it was somehow a bad thing and was causing economic issues?

so I looked into it and came across a reddit post that basically explained it in simplistic terms like this:
the iPhone costs 1,000$. now, if not many people can afford the iPhone cause it's out of budget, what that implies is that not many people have 1,000$ which means that 1,000$ is hard to get which raised the value of the dollar, which is good for the economy.
If a lot of people can afford the iPhone, it means lots of people can afford to spend 1,000$ which means it's not as unique position to be in anymore, to have 1,000$ in spending money which apparently makes it worth less, cause more people have access to such funds.
Moreover, besides lowering the value of the dollar, more people being able to afford the iPhone is apparently also not a tenable situation cause apparently supply for iPhones could not meet the demand if it's suddenly now in so much more demand, so the value of the dollar going lowering is not only bad for the economy, but also has an effect on supply-chain issues.

Now, if I understand correctly, during covid and shortly after, the stimulus checks were given to people, both middle and lower class. the stimulus checks allowed for lower class to be able to afford more basic necessities from what I heard. This also however, also caused middle class people to be able to afford both more basic necessities and also to spend on luxuries (gonna continue with my current example of the iPhone). So the lower and middle class people having more spending power to be able to afford their necessities and maybe splurge a bit on luxuries causes the value of the dollar to go down cause now things are more affordable to people. and the value of the dollar going down causes wall street/the fed to freak the fuck out. and this causes them to raise interest rates, which has a domino effect of causing unemployment which obv leads to less people having spending power which causes a dampening effect on how much people are buying which brings the value of the dollar back up and the Fed is happy again.

I know I have probably oversimplified some parts cause I am not an economics person and God forbid the Journal podcast actually do their job and breakdown how the economy is screwing people so most of what I know comes from online research and what I can glean from the news but is anything I said incorrect?

cause if what I said is correct, that means that whenever the government keeps saying "the economy is fine" in response to people saying the times are tough, I get confused how that's a counterargument from the govt and not actually a subtle confirmation that times are tough for people. cause what it actually means is "the value of the dollar is fine, but the people are hurting cause that is needed for the dollar to be fine"?

The question is a bit more nuanced than the title suggests, which I kept succinct for clarity’s sake.

Are there any of you living off of their original art? By this I mean works that you create according to your personal vision, and without a “list of requirements“ for you to fulfil. So, if you are a visual artist - you paint/draw/design what you want, how you want, when you want. As a musician, you play the same. Etc.

Why I am interested in this topic: I struggle to call art a hobby, since I am borderline depressed whenever I don’t engage my mind & hands to create something. But from an outside view, that’s how it looks. I work a day job, and make whatever time I can for my art. I don’t earn any money from making it.

I’ve had some experience in the past with creating visual media as a commission, and it is definitely something I am not interested in pursuing.

Therefore, if there’s anyone here who makes a living off of art, without compromising their vision, I am really interested in hearing your story & advice for how someone else can get to the same point.

January 2025's Humble Choice is now available with the following eight Steam games.

Does anyone have experience with any of the games and, if so, would you recommend them? Is there anything in here that you're particularly excited to play?