Sorry this is pretty rant-y, I tried I promise lol:

I've posted on here re: topics similar to & leading towards this one, but not in this group specifically, so apologies if this is not the right place but idk where else to put it lol: I need to talk to someone who started life less-well off, whatever that means where you come from, and worked themselves into a better situation, and then actually finally broke through whatever the fuck this is that I can't get past right now.

I am solidly working/lower middle class (low low, like I'm not gonna lose my house but I also could never move, no savings but only overdraft -occasionally-, etc.): education background, higher ed, public service, etc—I got too many degrees & got on some good meds & found out mid-30s I have a lot of marketable transferable high-level skills, setting me on a course to replace all the side gigs with one Good Job. Almost got a couple of -really- good offers (like, verbal, then waiting, then layoffs, then a very disappointing email, rinse and repeat) as it unfortunately just happened to be the worst year to look for a job since 2008 lol.

One of the things I'm good at is talking/listening to people, and one of the things I was lacking in was a good network (the other BA/education grads I knew also don't have very good jobs), so I started talking to anyone & everyone, mostly aspirational/mentor types, they have all done very well for themselves & I think it's self-selectinf but they're all pretty sales-y, which is fine. And as another skill I can usually "spot" people, pattern recognition or maybe autism idk, so I'm only talking to people who have had success but also that I don't anticipate will be telling me to pull myself up by my bootstraps, etc.

So here's the thing: every single one of them has said basically (and I think genuinely trying to be helpful): "Why do you need a better job?", "What do you really want here?", "I had what you're after and it didn't make me happy, it was what you already have that did that for me finally," and so if you are having thoughts like that, thank you for reading, please leave lol, because I just cannot—like of course it's easy for you to say "Oh, a corporate job is just travel & restaurants, that's no way to live" when you've already done it! I want in, dude. And honestly it feels like something a woman in the 80s or 90s would have been up against—like "Oh you're better off where you are," ok sure let's fucking swap then. Jesus.

Ok sorry /rant. So what I need is for someone who grew up pretty low income to tell me that there's even a hope, a shred of a possibility that I can do better for myself & my family, because all I can find is people telling me I should be happy with what I have, and the truth is I am not, I'm spinning my wheels and going insane, I am running at maybe 10% capacity and it's driving me nuts—i can literally hear it now "boy I wish I had that much free time”: yeah? What would you do with it? Expensive shit, I bet. See? I feel like I could have both things, but no one wants to let me in—is it just in-group mentality & self-preservstion? Am I somehow threatening their status quo by being a real life person who could maybe do what they did? Because the closest I've gotten so far is hearing how someone along the way cut them a break & that's how they got their start, except none of them seem to be able to see the irony in saying that to me before telling me to just enjoy it as it comes, take it easy, my god I am going to have an aneurysm. And we're talking a significant sample of probably 15-20 people—is it just boomers? Am I doomed?

The most recent take was: "Well you seem like a person who's comfortable and middle-class, so it'll happen, you're fine." And I'm not, like, giving them the hard sell or asking for a job, I'm just mostly listening. I don't get it, and I don't know what I'm supposed to do when I'm trying to find out how someone got to where they are & they end with "You don't need what I have." Is social mobility even a thing anymore in the US?

Edit: gosh I just want to say how much I love this weird lil site, I am feeling about a million times better than I did this time yesterday, to the point that when the person I spoke with (the one who sent me spiraling & considering just going to bed & not getting out of it lol) messaged me to ask if I'd like to talk some more, I didn't say anything but "I'd love to!" because I didn't have to. Because they don't have to get it, they just have to help me find a job—seems like quite a few of you get it & that's all I think I really need sometimes.

(unless you're hiring then pls lmk lol)

Hello. I usually talk about trains, except today, I just want to vent on my finances and my wishes for a less expensive world.

I have found myself in financial straits,as I had amassed debt last year, lost work for months and amassed more debt. It’s in the low tens of thousands. of course I also lost my healthcare because I live in a rich country run by morally destitute anti-intellectuals.

On paper, I will pay off the debt in 18-24 months, if god allows. I have work now.

This city’s transit system has been hobbled in bad faith and will be destroyed come January….Fares have already risen, service cut. My train to work will be cut because the state refuses to provide services for its most productive citizens. It is twice as long by bus, suicide by bicycle on roads built for tanks, so I will have to sacrifice time or life.

It seems the price of electricity has increased. I would generate my own, but it is impractical.

Sadly my possessions are breaking too. This is the way of things, it’s just miserable timing, and each discovery of a failing mechanism or dilapidated object piles onto the defeat. The window frame has rotted and the glass fallen -- the house is frozen. Not a single plant survives. (The landlord will fix it, but not hurriedly…..) Bulbs burnt out, rooms dark. My bicycle needs new brakes, a new chain, my helmet has been destroyed and should be replaced, but for now I have been riding without. The computer has broken after 14 years, admittedly about time…. An expensive thing to replace, so now I only have my phone, whose battery has degraded quite a lot and will not be usable for too much longer, and a small laptop on death’s door too. I had worn my single pair of walking shoes for 5 years until, yesterday, the sole fell off. (Thankfully, I have one more, but it is formal and uncomfortable) A new pair is more costly than I remember… I know a cheap one will disintegrate in a season and do nothing for the snow, and a quality one is beyond financial prudence. My jacket is worn and torn by years and embers, beyond my ability to sew, and I must darn and darn and darn all the socks and gloves with holes, which I hate to do, and i am not good at. The denim jeans are ripped, in a place difficult to patch, and the pockets torn. I cannot bear the cold the same anymore, so I also need an overcoat, which I cannot afford. The fitted sheets are inexplicably torn by some punitive act of god, probably irreparably. The pillows are compressed, worthless, and causing me pain. Even the tent, which I might use to regain some sanity in the woods, has had its elastic poles dried solid and is basically unusable. At least I have a few books.

My lifestyle is structurally cheap. Affordable city, relatively low rent, multiple housemates, no car, only occasional commute, no dog, no wife, no children. Not too much to pay for. I eat simply. I am content with it.

Yet somehow I find myself with hundreds of dollars of credit card purchases this month, more than an entire paycheck, and last was also more. Qualifying for a healthcare plan has reduced my medical costs, but the difference is withheld, and I’m realizing that often it costs more than it would cost out of pocket, so at best it makes no difference. The dental and vision are exorbitant, so I just hope I don’t get a cavity.

I suspect I need glasses, or will soon. I can tell my eyesight is beginning to worsen. But it’ll have to wait a couple years.

The fear of a worse medical emergency persists. The deductible is rather high for a plan that offers no HSA and the co-pay is unremarkable, the coverage limited. Perhaps the least useful healthcare plan I’ve ever had.

I do not gamble. I like to drink beer but have abstained recently. My hobbies are inspecting train and street infrastructure, studying the Holy Bible, moralizing on the internet and persuading the government to institute a better society. I lapse sometimes and make impulsive purchases, but not frequently. I have not even gone to see a game in two years.

It’s a great pain to review your statements and recognize that almost none of the purchases were wasteful, only a few technically unnecessary. There were just too many overall.

What upsets me most is the social distance I have gained from my condition of functional poverty. the agony of refusing visits, trips, games, concerts, shows, dinners, coffees, drinks grinds on me daily. Yes it is still nice to say hello, it is just not the same. The pity, or disgust, the symbolic offers of charity received. Mostly the confusion—the awkwardness, the unsolicited advice (which I don’t normally mind, but it gets old). I prefer to socialize with bourgeois progressives, academics and professionals who care about engineering and mathematics and government policy and theory. It’s what I care about. I do not really resent them, but everything they do costs more money than I possess, so it is difficult to see friends and I cannot hope to keep up with colleagues after work.

I don’t object to work but I resent the fact that I must pay for my own healthcare. I also resent that my government neglects my transportation and my safety. I resent the pollution of the air, the NIMBYism driving up rents and leaving the addicted even more hopeless. I acknowledge the mistakes I’ve made that have led me here. I can’t undo the past, but Congress could socialize all medicine in the next budget if it wanted to…. repeatedly chooses not to.

That’s all. I just wanted to complain. You can give me advice if you want. I’m relatively financially literate, just poor and human.

This is a scenario question similar to the "You are stranded on a deserted island, what do you bring?" question. The following guidelines I offer stem from my planning and experiences, I begin my 4 months shortly.

• There is no electricity, no running water, no plumbing, no cell phone service nor internet service.
• US Postal Service is available.
• It is about 45 minutes away from the nearest town and is located on United States Forest Service owned land.
• You will be sharing the cabin with several other like-minded people that you've never met before in a roommate dynamic.
• The accommodations are free through the program.
• This program runs a 9 days on, 5 days off work schedule. For the 9 days on, you will be camping along trails you are maintaining and not be at the cabin.
• Basic food storage (coolers), a solar shower, washboards and tables will be provided.

What do you bring? For functionality? To maintain comfort and/or sanity? Entertainment purposes? Keep in mind the point of this experience is to remove yourself from the grid, expose yourself to the rawness of nature and the elements. While it's tempting to say you'd bring a $10k solar/battery array, download all the things, and just host 5 day binge watching sessions with the bears, that's not the purpose. ;)

1. Social media makes it possible for us socialise far and wide. Reach out to friends online, call your parents, and learn how to practice mindfulness or meditation.

2. Head to the backyard for a dose of nature, or if you're in an apartment with no nature to gaze at, be sure to get to a green space for your exercise.

3. To help improve your sleep, try sticking to a routine and avoid screen time for at least an hour before bed. And lay off the alcohol – it reduces the quality of your sleep.

4. Just 10 minutes of exercise may improve our attention for the following two to four hours, so if you're struggling to focus, get that blood pumping.

5. Give your isolation brain a boost by laying off the high-sugar or high-fat treats. Have healthy snacks on hand instead, like fruit, vegetables and nuts.

https://www.abc.net.au/news/health/2020-05-08/neuroscience-of-isolation-coronavirus-pandemic/12200144

My in-laws are wanting to do a distance game night soon where we meet up and play some party games together while on video chat from our separate locations. I think it's a wonderful idea, but I'm also not sure what games we can play? Anyone have any ideas for some good, casual fun (think stuff like Pictionary/Charades) to be had via video chat, and how we can best set things up? Are there any good tools/websites that will help us out?

Also feel free to make suggestions that aren't necessarily applicable to my situation but still work for the question as a whole (e.g. a D&D campaign). I want this to be a resource for everyone, not just me.

With the need for social distancing and self-isolation and #Stay(ing)TheFuckHome becoming near global realities, it is looking like many of us, and nearly everyone we know, will be spending large amounts of time staying in. I like this guide (thanks again, @aphoenix!), which ends with "Treat quarantine as an opportunity to do some of those things you never usually have time for."

Certainly we all have things in our life like that, but I also think it would be neat to try to brainstorm a list of things people can do for new experiences -- things they might not think to do or know are available to them. Everybody knows we can catch up on Netflix and our unread pile of books, but what else is out there? What can I do when I need a change of pace? What novel things can people do from home/online that don't require them to go out for resources/supplies?