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Hi Tildeans,

Today I accepted an offer in New Jersey situated in New Brunswick. My partner and I will be moving out there likely late July/early August. We will be bringing two dogs, one cat, and one snake with us. For those that live around the area, is there anything I should know about finding places to rent (e.g. places to avoid)? We are willing to be a little bit away from New Brunswick, but I would like to have easy access to the rail line that goes through the city so I can commute in without the use of a car.

Also, what are some recommendations for places to check out when we get there? We have pretty broad tastes when it comes to art, food, outdoor activities, and all of that. Lastly, if there is anything else you think I should know about the broader East coast area please feel free to share!

The debate is coming back up because of new talks around student loan forgiveness in the US. I was on the fence about it until I did some extra research for a comment I posted last week.

I am including the comment I posted last week that was from a discussion about whether general education classes should be required for a college degree, but the part about the societal value of a college graduate to the US is relevant.

Higher education is an interesting thing to put a price on because while some classes can provide economic benefits to people who get a higher education, many classes provide more of a societal benefit.

A history class doesn't help an engineer make a jet turbine, but it can help them be an informed voter. College campuses mix people of different races, genders, origins, and socioeconomic classes with each other. The general education courses expose students to different concepts that can help them in their civic lives.

College graduates also have many economic benefits to society. On average, college graduates pay much more in taxes than they take in government benefits over their lifetimes. High school graduates also contribute, but only a modest gain where college graduates contribute 4-5x what they take. Governments invest $28,000 per college student on average but gain $335,000 in net monetary benefit over their lifetime.

I get that many people are opposed to courses that don't directly apply to a career because they have to pay a lot of money out of pocket when the course may only provide a benefit to society. Why can't the government provide loan forgiveness to anyone who graduates? It would take pressure off students and still provide a net benefit to society over having them not graduate.

So I'm looking to get out of apartment living in the next couple of years, so I browse housing listings semi-frequently just to get an idea of what's out there and what I can expect cost wise.

My boss made an offhand comment about buying a lot and getting a prefab installed on it, so I started looking into it, but I came back with a lot of questions.

1. Home builders seem to have preset floor plans. Every time I try and find a prefab house, all I can find are blueprints for purchase. Do you find a plan you like and then find someone to build it?

2. Home builders I find all build giant houses. I always see comments online about how "Builders can't build affordable homes because of red tape," but I don't understand how that means they can only build 5B/3Ba houses. I cannot find anyone that has preset plans for a 2B house.

3. How much about getting a lot "ready" would be up to me vs a builder? Is that gonna depend on the builder and what they offer? Is that all done out of pocket, or would that be included in the construction loan?

For reference, I'm in Atlanta, though I imagine a lot of these answers will be "It depends on the builder."

My wife and I will be traveling to NY in early April. I already have our "nice" dinners planned at Osteria 57 in Greenwich Village and Peak NYC at Hudson Yards. If, for some reason, I should absolutely avoid these two places...please let me know.

We need to loosely plan dinner for the other two nights. These two nights shouldn't be as expensive as the two nights above :). Both of these nights we'd like to eat closer to Astoria, where we will be staying (roughly 28th and 38th). We'll be close to Richmond Hill one of these days, so would be open to eating down there as well before returning back to Astoria.

Could you suggest a great pizza place where we could sit down and have salad and pizza?

how about a traditional Indian restaurant? Not a fusion and not some place where someone tries to do something fancy. A place I can get Chicken Tikka Masala and my wife can find Chana Masala.

Some other place that isn't Indian or pizza, but is an absolute must in Astoria?

Thank you New Yorkers!