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    1. Term deposits — are they worth it? At what point are they worth it?

      Now, rationally, I suspect the answer is "Of course!". But I'm looking for general advice, if my fellow Tildesians would be so kind. This question has arisen while investigating opening a Monzo...

      Now, rationally, I suspect the answer is "Of course!". But I'm looking for general advice, if my fellow Tildesians would be so kind.

      This question has arisen while investigating opening a Monzo account. Apparently, you can lock away some money for 12 months and get 5.3% AER interest on it - meaning for every, say, £1,000 I put in, I get £50 back, right?

      My question: is that really worth it, in the grand scheme of things? Even if I put in £10,000, I'd be locking myself out of that much money for a grand total of £500. I understand that's a lot to some people (even me), but it hardly seems worth it.

      Perhaps there's something I'm missing. Perhaps some bad maths on my part or some other type of interest that I don't know about. All advice is welcome and appreciated!

      21 votes
    2. Last episode of Endeavour

      Warning: this post may contain spoilers

      Can someone explain the end of the episode to me, a poor American who has never seen the original show? I think I was following right up until the gunshot, and then... wtf?

      6 votes
    3. I'm buying a new build house in the UK and want advice

      As the title says I'm a first time buyer buying a new build in the UK. It's built by the council and a reputable builders and has the standard warenty and such so I'm not too worried about quality...

      As the title says I'm a first time buyer buying a new build in the UK. It's built by the council and a reputable builders and has the standard warenty and such so I'm not too worried about quality but it's still a huge life change. I'm getting the keys and moving in in a fortnight. I don't have too much stuff to move in as I've been lodging for a while, lots of furniture to aquire! For those who've done this before, what did you wish you knew at the time and what should I look out for?

      14 votes
    4. Luke Vibert, the unsung hero of 90s electronica

      This is an appreciation post for Luke Vibert, Aphex Twin's best friend, classmate, and roommate, aka Wagon Christ, Amen Andrews, Kerrier District... etc. To put it simply, I'd account a good...

      This is an appreciation post for Luke Vibert, Aphex Twin's best friend, classmate, and roommate, aka Wagon Christ, Amen Andrews, Kerrier District... etc.

      To put it simply, I'd account a good little chunk of Aphex Twin's style to Luke. I had a chat with Luke at one of his shows, and he claimed that Aphex Twin would have never released his stuff at all if he weren't strongly encouraged. Thanks Luke!

      This track is the best evidence I have for my claim. It's from 1990, and is an amalgamation of Breakbeat, Dub, Acid, and Ambient.. kind of unheard of for the time, and the quintessential Aphex sound. Those ambient pads sound familiar? The bells? The breaks? I found it on Luke's discogs page. This was definitely shown to Aphex Twin. I've got a prize for whoever can find an earlier and similarly styled track.

      This alone is fairly significant I'd say.. I don't mean to discredit Aphex Twin. Even giants are on the shoulders' of giants.

      Luke's individual accomplishments are insane though. It's a shame he doesn't get much credit.

      Reading this dude's comments referencing break samples that have rarely been sampled, and detailing old underground raves when people used to trade physical records of independent Jungle tracks.. He lives and bleeds electronic music. He's 50, and grew up through the Electro/Hip Hop late 80s scene, and rode through the Jungle, Hardcore, House scenes and more. I really don't think there's anyone else who was so centered to what electronic music became.

      His pseudonyms are all case studies on electronic music..

      This is a phenomenal case study on UK Garage, titled UK Garave. A liiittle dry for me, but his code switching is nuts. He gets it lol.

      This is a study in Jungle, under the pseudonym Amen Andrews. Time warping, snare rolls.. the hallmarks, and spot on.

      This is Disco House... Listen to the versatility in sampling, production techniques, and drum patterns--very distinct.

      This is Acid Electro.. a blend that's not easy to pull off. Futuristic and clean.

      I could go on--his breadth is ridiculous.

      Would love to chat about icons. Someone else do a little write-up on electronic music history and @ me!

      19 votes