I'm in the market for a house, been looking pretty seriously for the past week or so. I've got two pre-approvals for mortgages, and I think I'll probably look for at least two more for fee comparison purposes. I have yet to actually see a house unfortunately, since every house we try to view gets sold that very same day :/ Hopefully the streak is broken, since we have an appointment with another house today!

Anyway, who here has advice for (any part of the process of) buying a house? Things to look for when viewing a house, things to consider that the common person might not, tips for making offers, tips for not giving up because of the market, etc.

I'll lead with some tidbits that I've gained from asking around friends and family that have already bought places recently.

1. Apparently, sending a personal letter to the owners with the offer letter has gotten multiple people a house even when their offer wasn't the highest. For example, my sisters friend knew the owners had a cat, and has cats herself. So in the letter she wrote, she mentioned how happy her cats would be laying on the windows and running around in all the new space and such.... and she got it! The owners realtor was kinda pissed.

2. Try to find out the reason the owners are moving out. My sister and her husbands realtor asked around, and they were able to close on their house because the owner needed a quick turnaround to get out as fast as possible. They got the house for 60K under asking price because they were able to sweeten the deal to suit the owner.

3. Location is (generally) more important than furnishings. You can add or remove things from a house, but you can't move it once you buy it.

4. Once you make an offer on a house and the owner accepts, make sure the contract includes the following two parts that are (apparently) very important:

   • House must appraise for at least the same value you've agreed to buy it at
   • Inspection must show no more than $buyer_defined_value dollars of necessary repairs, otherwise the deal should be re-negotiated or considered void.

5. Always leave enough money in your savings account to pay for any extras (because there are always extras) after the house is yours. New furniture, carpets, smaller repairs, paint, etc. You don't want to drain your account for the house only to find out you can't do anything afterwards.

I'm very excited (and exhausted already), but I want to make sure I'm as thorough as possible since I'll be spending the next several years of my life in it!

Forgot to mention(Thanks @Thra11), this is the US East Coast.

Inspired by (or if you prefer, ripping off) @spit-evil-olive-tips ' moving thread.

I'm a US expat with Hungarian citizenship, moving with two native Hungarian friends (plus a dog and 2 cats), to The Hague. We have an apartment there, all 3 animals are chipped and vaccinated (and we 3 are not...). My cousin will be driving us there in about a month.

We already have an appointment, a couple days after the move, to register our BRPs and BSNs at the local govt office. Sooner would be better, but it must be done in person, and right now, I don't relish the idea of a 2nd trip across the EU just to get registered a bit faster.

I'm primarily looking for tips on smoothly integrating into Dutch society ... utilities, banking, health care, whatever else I'm forgetting to worry about. But I'm open to any tips regarding any aspect of moving between countries in the EU, in the middle of a poorly-managed global pandemic.

Side-note for the entrepreneurs: In the US, you can rent a car, truck or trailer anywhere, drive it to anywhere else ... and leave it there. I appreciate the added complexities of an int'l version of that service, but if anyone can be the first to resolve those challenges in the EU ... $$$. Or rather, €€€.

ETA: Any advice posted to @spit-evil-olive-tips thread need not be repeated here.

The US emigration thread brought back a lot of thoughts I've had about leaving the UK, and I imagine a decent number of us have at least idly wondered about a serious move - especially after a year like we've just had.

For me, the difficulty has always been figuring out where to go: politics/climate/healthcare/lifestyle/language are a delicate balancing act, and I don't think anywhere's a slam dunk. Everyone's going to have their own take on what perfect looks like, and what compromises to make mapping that to the real world!

So let's assume you're packed and ready to go, nothing holding you back. You've still got to navigate inbound immigration, handle the language, find a job, all that good stuff - but the world is your oyster. Where would you choose to go?

I'm a 23 year old male originally from Southern California, and like the title says I'm curious to see if anyone else near my demographic has seriously looked into emmigrating in light of the past year and a half.

What factors motivate you to move?
What would be an ideal location for you?
What timeline would are you looking at?

One of the main motivators I seek to emmigrate is climate change. As the world continues to progress and evolve I do not think the United States will be able to equitabbly address the changing landscape and ways of life. As for when I would want to move, I'm not sure; currently it seems like a far off probability, but I know it's a choice I will have to make in my own lifetime.

Admittedly the forcibly neutral headline should probably be changed.

The video has been unlisted but this is the link. One important thing to note is that he recently made a video satirizing how people pretend your life condition doesn't affect your mental health implies that wasn't satire, which is incredibly concerning.

He deleted the comment where he talks about his landlord but it has been screenshotted here. It's also proof that's actually where he lives.

Someone has unironically compiled how that house violates Canadian/Ontarian legislation

After the house tour, Jregs patreon has spiked to its highest ever, and he has gotten 52 new patrons and 230$ more a month in two days

r/jreg is in some mix of meme-ing and genuine concern.